Where To Find Free ATM for Netspend Near Me? Ways to Reload Card

has become a major player in the prepaid debit card market. It has generated more than $800 million in revenue by serving more than throughout the United States. The prepaid card giant is currently partnered with major retailers and stores such as Walmart, PayPal, and Western Union.

Generally, people use prepaid debit cards, such as , to make electronic payments with available funds.

Prepaid debit cards have the advantage of being a safer alternative to carrying cash, which is vulnerable to theft or loss.

You might, nevertheless, be using Netspend and searching for cost-free money withdrawal options. You want to stay away from costly withdrawals and long-term costs.

So, where can I find a Netspend ATM that is free to use nearby?

Short answer: A number of locations close to you, including MoneyPass, Metabank, and Visa Plus Alliance ATMs, provide free Netspend ATM withdrawals. Moreover, Walmart and banks let you withdraw money from your Netspend card.

The locations of the best free ATMs where you can withdraw Netspend money are included in our guide. Also, there are nearby ATMs and businesses to replenish your Netspend card.

Where To Find Free Netspend ATM Near Me?

If you often use a Netspend debit card, expensive withdrawal fees might pile up rapidly. However, there are a few strategies we’ve found to help you save money by avoiding money transfer costs.

The following locations have the most free Netspend ATMs close to me:

1. MoneyPass ATMs

MoneyPass offers Netspend cardholders free ATM withdrawals, convenience, and security. It’s one of the largest fee-free ATM networks in the US, with . For example, MoneyPass has around 8,000 ATMs in 7-Eleven, plus select community banks and credit unions.

Use to use your MoneyPass Netspend ATM card to withdraw cash for free.

2. Visa Plus Alliance ATMs

A Netspend partner that offers free ATM withdrawals is Visa Plus Alliance. Also, our nationwide network provides thousands of nearby fee-free ATMs at reputable shops and handy places.

For example, Alliance Plus has ATMs in Costco, CVS, Target, Walgreens, Winn-Dixie, etc.

Use the Visa Plus Alliance to find the nearest Netspend ATM to withdraw money for free.

3. Metabank ATM 

Several ATM transaction processors are accessible through savings bank. Moreover, it handles account information and issues Netspend cards.

Access to local and national debit networks is provided by Metabank to ATM partners, including those on the MasterCard, Visa, and Discover networks.

Netspend offers prepaid MasterCard debit cards that non-credit-check requirements or minimum balance.

So, if you find a local Metabank ATM with the “Privileged Status” logo displayed, you can use your Netspend card to withdraw cash-free.

See our nearby free ATMs with Cash App guide.

How Much is the Netspend Withdrawal Fee from ATM?

Domestic ATM withdrawals cost $2.50 and international ATM withdrawals cost $4.95 on Netspend. Moreover, every denied ATM withdrawal results in a $1 fee.

The costs, which range from $1.50 to $3.50, are comparable to what traditional banks charge non-customers for ATM use.

Netspend prepaid debit cards can be used for over-the-counter and $1 ATM withdrawals and more. However, getting money from your Netspend card usually comes with a fee.

See places to make an ATM money order deposit guide.

Where Can I Withdraw Money from Netspend Card?

Both online and offline purchases can be made with Netspend, and you can withdraw money from your Netspend account.

Budgeting, not losing cash, speed of transaction, avoiding the need to write a personal check, and avoiding the need to find an ATM with no fees nearby are some advantages of using a physical debit card rather than cash.

The following locations accept Netspend Card withdrawals:


You can use your Netspend debit card to make over-the-counter bank withdrawals at numerous places that accept Visa or Mastercard. To get cash, though, your neighborhood bank might charge a withdrawal fee.

Also, the daily over-the-counter withdrawal limit for Netspend cards is typically $5,000.

See our guide on Nearby ATMs that give out $10.


The majority of ATMs that accept Mastercard and Visa cards allow you to withdraw money from your Netspend account. There is a $325.00 transaction limitation and a $940.00 daily withdrawal limit.

Walmart Stores

You can also withdraw your Netspend money from your card at your nearest Walmart Money Center. You’ll need to bring your Netspend card and a government-issued ID.

At Walmart, there is a $2,500 daily withdrawal cap on Netspend and a $3.75 transaction fee.

Find your to buy a Netspend prepaid card.

See our ATM Netspend maximum withdrawal guide.

Where Can I Reload My Netspend Card Near Me?

You can reload your Netspend account in several ways, including in-person cash deposits at participating retailers, grocery stores, convenient stores, and gas stations.

Planning ahead can help you avoid having a negative balance and being turned away at the register by reloading your Netspend prepaid debit card. But be aware that certain locations demand a reloading fee.

These locations are close by where you can top off your Netspend card:

Retail Stores and Gas Stations

  • 7-Eleven – $3.95
  • $3.95 at Albertsons
  • Check and Go Free
  • Petrol $3.95
  • $3.95 for Circle K
  • CVS Pharmacy – $3.95
  • $3.95 for Dollar General
  • $3.95 at Family Dollar
  • Kroger – $3.95
  • $3.95 Office Depot
  • $3.95 for Pilot Flying J.
  • Rite Aid – $3.95
  • Shell $3.95
  • Fast food $3.95
  • Walgreens – $3.95
  • Walmart – $3.74

Mobile Check Deposit

The Netspend lets you take a photo of your physical check to deposit in your account. Choose the “Mobile Check Load” in the app to start depositing your check.  

See the best mobile check cashing apps for Ingo money deposits guide.

Direct Deposit

To instantly refill your Netspend card, use direct deposit. You can receive your money up to two days sooner with Netspend direct deposit than with conventional banks.

Direct deposits of the following kinds can be made to a Netspend prepaid card:

  • Paychecks from work
  • Pensions
  • Retirement benefits
  • Social Security Income
  • Tax refund
  • Unemployment benefits
  • Veterans benefits

With direct deposits of $500 or more, you’ll be qualified to upgrade to Netspend Premier and receive discounted fees. The Premier card also offers additional exclusive features like card customization, in-app management, FDIC protection, and a lower monthly payment schedule.

See our Times for direct deposits at banks and credit unions are posted. guide.

Wire Transfer 

You can send wire transfers to your Netspend card through Western Union. Fees are only determined at the time of your transaction and are subject to change.

Only a few cards, though, let you refill your Netspend card with a wire transfer. It is therefore essential to check your account to determine if you can receive money via wire transfers.

See our Chase, Credit union Navy Federal, and PNC wire transfer guide.

Bank Transfer

Reload your Netspend card by transferring money from a participating bank’s checking or savings account.

To transfer money, sign into your Netspend account and link your bank account. Money transfers, however, may incur an extra fee from some institutions.

See our The daily Walmart2Walmart money transfer cap guide.


By adding your routing and account number to your PayPal account, you can also transfer money from PayPal to your Netspend card. Unfortunately, there can be a charge for PayPal money transfers.

On its prepaid MasterCard cards supported by Netspend, PayPal also provides cashback benefits. The incentives are determined by how their prepaid cardholders shop.

See our instructions to sending money from PayPal to Cash App.

Find Free ATM for Netspend Near Me Summary

Netspend withdrawals are free at many ATMs in your area, including those operated by Metabank, MoneyPass, and the Visa Plus Alliance network. Also, you can use your Netspend card to withdraw money from ATMs, Walmart Money Centers, and over-the-counter bank transactions.

Additionally, Netspend lets you reload your card at nearby gas stations, grocery stores, convenience stores, mobile deposit, direct deposit, wire transfer, bank transfer, and PayPal.

Check our information on transferring funds from Cash App to Netspend.

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