Every person in the world’s most successful nation deserves an equal opportunity to pursue happiness. Is it possible to be content with a mountain of overdue bills? Certainly not! Yet when you’re unemployed, that’s exactly what might happen. For example, many people lost their jobs as a result of the COVID-19 pandemic’s economic downturn.
The US Department of Labor conducts a joint state-federal program that gives cash benefits to qualifying workers to help cushion the unemployed population. To be eligible for unemployment benefits, you must have lost your job due to no fault of your own. To begin receiving unemployment benefits, you must file a claim or certification in the state where you worked in person, online, or by phone.
Once approved, you can have your unemployment benefits deposited directly to your bank account, a dedicated prepaid chip-enabled debit card, or receive paper checks in some states. Many states partner with US Bank to distribute unemployment benefits through the USBank ReliaCard.
About the ReliaCard
ReliaCard is a customized Visa or Mastercard prepaid debit card issued by the US Bank that is used by the US Department of Labor to distribute unemployment compensation to qualifying workers. Your file is sent to US Bank after you file a claim and are approved for unemployment benefits. It then creates a prepaid debit card account in your name and sends the ReliaCard to you in ten days.
Your benefits will be automatically loaded to your card each payment period. You can then use the card to pay bills, earn money back on your purchases from the shops that offer you the most money back, withdraw cash at in-network ATMs with $5, $1, $50, and $100 bills, or make purchases at places where Visa and Mastercard prepaid cards are accepted.
The question is, when will the money be available on ReliaCard?
Quick Answer: Money goes on Reliacard the next business day after the state deposits Reliacard unemployment benefits into your account, according to a US Bank customer representative. That means you’ll have access to your money one working day after your state distributes it.
ReliaCard deposit times may be affected by weekends and holidays. Wait a day or two for your ReliaCard unemployment benefits to arrive if your payment date falls on a weekend or holiday.
However, depending on the specific program disbursement policy in your state or the approval process, ReliaCard deposit times may vary from state to state.
Your takeaway: While ReliaCard deposit times vary by state, once your unemployment benefits are submitted by the payor, it may take one to two business days for them to appear on your ReliaCard.
What Time Does Reliacard Deposit Times?
- What Time Does Reliacard Deposit Times?
- What Time Does Reliacard Post Deposits?
- How Long Does it Take to Get a Reliacard?
- How do I Track My Reliacard?
- How do I Activate Reliacard for Unemployment?
- I Lost My Reliacard, how do I Get a Replacement?
- How Long Does it Take to Get a Replacement Reliacard?
- How Long Does it Take To Transfer Money from Reliacard to a Bank Account?
- What Are The Benefits Of Being A ReliaCard User?
- What Time Does Money Go On ReliaCard Summary
Reliacard deposit times vary by state, depending on whether you obtain your certification weekly or biweekly. After your state agency deposits funds into your ReliaCard account, the normal period is 1-3 working days. If your state agency deposits your ReliaCard unemployment benefits the day after your weekly certification, money will most likely appear on your ReliaCard within 24 hours.
As a result, it’s safe to assume that there are no one-size-fits-all ReliaCard deposit cards. You can’t say Reliacard deposit times are every Friday at midnight, for example. The time money appears on ReliaCard varies by state, depending on when the money is deposited into your account.
Keep in mind that your ReliaCard is a specialized payment mechanism for collecting unemployment benefits from the government. You are unable to make a deposit on the card. As a result, deposit times vary depending on the disbursement procedure of your state’s program and the exact day or time you receive your weekly certification.
To avoid the guessing game on what time money goes on ReliaCard, sign up to receive text or email notifications when your unemployment benefits are posted. You can easily do that by login into your ReliaCard account through or the .
What Time Does Reliacard Post Deposits?
Reliacard does not have a specific timing for posting deposits. ReliaCard deposit timeframes vary based on when your state agency deposits funds into your ReliaCard account. The same day the monies are released onto your ReliaCard account by the state agency, US Bank Reliacard publishes deposits. Nevertheless, the cash will not be available until the next working day. Unless it’s a weekend or holiday, deposits won’t be ready to spend until the next day.
Sign up for text or email notifications on the US Bank website or the US Bank mobile app to eliminate the guesswork and anxiety of waiting. Reliacard will send you notifications as soon as deposits are made.
How Long Does it Take to Get a Reliacard?
The length of time it takes to receive a Reliacard is determined on the time it takes your state unemployment department to approve your claim. Your state contacts the US Bank to open your account and send you a ReliaCard after your claim is approved.
After your form is submitted to the bank, US Bank usually mails your ReliaCard within two business days. But, the postal service may take an additional 7-10 business days to send your card. That means your ReliaCard could take up to ten days or longer to arrive.
US Bank allows you to check your ReliaCard status using the on their website to lessen the anxiety of waiting. Simply select your program, enter your birth date and social security number to see the progress.
If you can’t find anything there, contact your state unemployment department for more information on the status of your unemployment claim.
How do I Track My Reliacard?
Visit USbankReliacard.com and use the Card Tracker on their website to keep track of the status and activity on your ReliaCard. Alternatively, you can use the US Bank mobile app to check the status of your card.
Simply select your unemployment program from the list, enter your date of birth and social security number to view your card details. Both methods and processes can be data-consuming, especially if you don’t obtain access to the internet for free or at a reasonable cost from the comfort of your own home.
Signing up for email or text alerts is a better way to keep track of your ReliaCard activity. Reliacard deposits, low account balances, pre-authorizations, purchase transactions, purchase declines, and transactions performed without a card or outside the United States will all trigger alerts.
It’s simple to sign up for email and text alerts on the US Bank website or mobile app. When you activate your card, simply follow the prompts. If you’re not tech-savvy, you can text 90831 to stay up to date on your ReliaCard activities:
- Text BAL to check your balance.
- Text TRANS to get a list of recent transactions.
- Text HELP to get customer service.
That’s four easy ways to keep an eye on your ReliaCard’s activity.
How do I Activate Reliacard for Unemployment?
Your ReliaCard can be activated on the US Bank ReliaCard website or through the ReliaCard mobile app. Visit usbankreliacard.com and click the Activate Card link in the top right corner to activate your card through the ReliaCard website. To activate your card, you’ll need to enter your 16-digit card number and follow the prompts. You can also activate your card by scanning a QR code on the website.
To activate your ReliaCard via the mobile app, visit the or to download and install the mobile app. Once downloaded, tap on the Setup Online Access/Activate New Card link. You’ll be prompted to create a password to activate your card.
I Lost My Reliacard, how do I Get a Replacement?
If you lost your ReliaCard, you could get a replacement by ordering through the US Bank ReliaCard automated system. Simply call the US Bank Cardholder Services via 855-282-6161. The number is a 24-hour place where you follow these steps:
Before speaking with a live agent, you’ll go through the automated system and answer a few prompts from the automated phone script. You’ll be asked to enter your ten-digit phone number, your 16-digit card number, and the reason for your call, for example.
You’ll need to choose 1 or any other number for a lost card. If you can’t recall your card number or expiration date, use the option to speak with a ReliaCard customer support person for assistance.
During peak periods, the wait for a live agent can last up to an hour. To verify your identity, the agent will ask you a few things such as your name, program name, address, and date of birth. Don’t give out your social security number if they ask for it. Instead, ask for your name, date of birth, and address to be used as identification.
Your new card will be mailed to the address on file in two days. You can also request that your card be mailed to a different address.
Important: Always take immediate steps to report a lost or stolen ReliaCard. Someone may without a PIN, use your debit card and charge fraudulent purchases on it. Call card member services using the number above to deactivate your lost or stolen card and have a new one sent. Any balance on the lost or stolen card will be transferred to the new card.
How Long Does it Take to Get a Replacement Reliacard?
Your replacement Reliacard may take 7-10 days to arrive in the mail. In most states, that is the typical free shipping ReliaCard delivery time.
ReliaCard replacements can be delivered in as little as three business days in some states. Maine is a excellent example, but speed and convenience come at a cost. Maine, for example, charges $15 for ReliaCard replacement expedited shipping.
Also, if you receive your card and keep it to collect dust in the house, you’ll be hit with an inactivity fee of $2 for not transacting with it for consecutive 365 days. You’ll need to reactivate your expired debit card.
In general, the time it takes to replace a ReliaCard is determined by how quickly you contact the US bank cardmember services to obtain one. US Bank sends you a replacement card within two days of receiving your request, just like a new card. However, the US Postal Service may take 7-10 days to deliver the card to your address.
Your takeaway: Expect 7-10 working days for your replacement Reliacard to arrive in the mail after the selected date.
How Long Does it Take To Transfer Money from Reliacard to a Bank Account?
Transferring money from ReliaCard to a bank account takes three to five business days. Nevertheless, not all states permit the transfer of ReliaCard unemployment payments to other accounts. To begin, check to see if your program supports card-to-bank transfers.
Go into your benefits account via the US Bank ReliaCard online or mobile app and click the Transfer Money link to start an ACH transfer if your state program allows it. You’ll be led to a page where you can make a bank transfer.
From there, complete all the required fields, such as your routing number. Once you complete the transfer, the transaction will appear on your card’s transaction history as an ACH withdrawal.
Unlike wire transfers, where funds are available within a few minutes, ACH transfers require bank account hold and take a few days to clear. Thus, it’ll take 3-5 business days for the funds to post in the other account.
What Are The Benefits Of Being A ReliaCard User?
While the Covid epidemic has made life tough for many people who were unable to work from home, using the ReliaCard has a number of advantages that can make life easier.
When you join ReliaCard, funds are automatically transferred into your card account. There will be no lines, no bureaucratic hoops to jump through, and no cash or check deposits. You can easily access your funds whenever you need them.
Convenience: ReliaCard allows you to make purchases quickly and easily by allowing you to use it like a regular debit card. You can use it to withdraw cash from ATMs, as well as in retail businesses, restaurants, pharmacies, and movie theaters.
Security: Carrying too much cash isn’t always a good idea. Having a card that allows you to access your finances at all times is a safe method to have your money on you at all times.
Savings: Without having to go to a check teller every time you need money also allows you to save money.
Monitoring Expenses: The ability to track every expense is one of the most significant components of online banking that users rely on. You can see all of your transactions, including where you’ve withdrawn cash, swiped your card, and more.
You may also contact customer care at any time during the day, making it easier to keep track of your expenditures.
Buying power: Unlike credit cards, which require a credit check and may accrue interest if bills are not paid on time, a Reliacard provides you with the purchasing power and protection of Visa or Mastercard cards without the need for a credit check.
Safety: Your funds are insured by FDIC, which means that they’re safe against loss or theft. If your card gets stolen and your funds are used without your authorization, you’ll get a complete refund on your replaced card.
Reliability: If you rely on conventional, old school methods of banking, you might experience delays. Checks are also sometimes stolen or misplaced, which can cause more problems. With the ReliaCard, you’ll always receive your money on time.
What Time Does Money Go On ReliaCard Summary
You may be eligible for ReliaCard unemployment payments if you lost your job due to no fault of your own. To get benefits, go to the state where you worked and file a claim in person, online, or over the phone.
If you are authorized, US Bank will send you a ReliaCard within 10 days. Your weekly or biweekly benefits will be paid by your state agency. It takes 1-2 days for the money to appear on your card after your state agency deposits the funds into your account. ReliaCard will deposit funds the same day they are received in your account. After your weekly certification, monies will usually be available the next business day.
If your card is lost or stolen, call US Bank cardmember services at 855-282-6161 to have it deactivated and a new one sent to you.