Are you seeking for the best stores to use a debit card to get the highest cashback? Finding establishments that pay cash back on debit cards might save you time and money if you frequently use banks and ATMs.
The truth is, banks, credit unions, and other financial institutions are the main places where people go to withdraw cash. You simply go to your branch, use your debit card with a chip, and Get a $10 ATM withdrawal for free.
Cash withdrawal limitations at ATMs typically range from $300 to $5,000 per day. Each bank or credit union sets its own limit.
- 1. Albertsons
- 2. ALDI
- 3. If you’re looking for a Farm-to-Table
- a. Food Lion is a company that sells food.
- a. Meyer, Fred
- 6. Hannaford
- a. Harris Teeter is a supermarket chain in the United States.
- 8. JayC
- 9. Jewel-Osco
- 10. Kroger
- 11th. Marianos is a character in the film Marianos
- 12. Publix
- 13. Ralphs
- 14. Safeway
- 15th. Supermarkets Save Mart
- the sixteenth Shoppers Food Warehouse is a store that sells groceries.
- 17. ShopRite
- 18. SuperValu
- 19. Vons
- twenty-first. Foods that are whole
- 21. Winn-Dixie
- 22. Walmart
What Is Cash Back?
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When you make a purchase, you may be eligible for a cashback rebate. It could be expressed as a percentage of your total spending or as a fixed dollar amount. For instance, if you spend $100 and obtain 5% cashback, you will receive a $5 cashback credit.
Many credit cards offer cash back rewards to entice their audience of consumers. You can usually redeem your cashback in many different ways, such as statement credits, gift cards, or merchandise.
It’s crucial to keep in mind that the amount of cashback you may receive in a particular month or year is usually limited, so study the terms and conditions before applying for a card.
Cashback is a fantastic method to save money on purchases. Make careful to evaluate different cards to pick the one that best suits your needs.
The following are the top reasons you should look for stores that give the most cash back at the register:
- Convenience: You just want to combine a few errands into a single trip. Finding a store that gives the most cash back is convenient if you need to withdraw $100 or more. You can combine weekend grocery store shopping and your bank transactions into one trip.
- Avoid out-of-network fees: Out-of-network fees can be as high as $5! Why pay such a premium to access your own money. Imagine finding an You can withdraw $5 or $1 from an ATM. and then getting charged a $5 fee. The nearest Fred Meyer or Albertsons store will give you $200 with no transaction fee.
- Spare yourself a trip to the bank at a late hour: What if you need $300 at 8 p.m. on a weekend and the nearest ATM is miles away? Finding a store that will pay you $300 in cash back is a good idea.
- Save time and money: Every dollar counts for a frugal consumer. A trip to the bank is more time and a gas sucker. The average US household from their nearest supermarket or supercenter.
Now the question is, which retailers near me provide the most cash on a debit card?
Short Answer: Most companies that offer cash back only offer little amounts of money, such as $10 to $50. Fortunately, some supermarkets provide larger quantities. You might even be able to get cash back at the grocery store if you use a Discover credit card and write a personal check.
Albertsons, Kroger, Fred Meyer, and Save Mart Supermarkets are the grocery stores that give the most cash back, up to $300 each.
With a debit card, Farm Fresh, Food Lion, Harris Teeter, Ralphs, Safeway, ShopRite, SuperValu, and Vons all provide up to $200 in cash back.
Every pharmacy, office supply business, convenience store, retailer, and gas station on our list is under $100.
The majority of the stores on our list do not charge a fee for cash back. You’ll avoid going to the bank and paying expensive out-of-network ATM fees, which cut into your hard-earned cash. It’s a fantastic method to save money by making wise financial choices.
How to Get Cash Back with a Debit Card?
Getting cash back with a debit card is pretty straightforward. Just walk into a store and make a minimum purchase for eligibility. At the register, Swipe and PIN your card to pay for the purchase. It will not work if you plan to use a debit card that does not require a PIN
You will be asked whether you want to pay with debit or credit by the cashier or the card reader. You will not be eligible for cash back if you choose credit.
Instead, opt for debit. You’ll then be asked if you want your money returned. Select Yes and press Enter. The amount of cash back that is eligible will be displayed on the screen. You can choose any of the options or enter a custom amount as long as it stays within the store’s permissible limit.
If you bought something for $10 and need $100 back. A total purchase value of $110 will be reflected in your transaction. The extra $100 will be handed to you along with the purchase receipt by the cashier.
The purchase price, the cash back amount, and the total transaction will all be listed on your receipt.
Your bank statement, on the other hand, will only show a single charge of $110. Your bank statement will not reflect the cash back you received at the register. A single debit payment request is made from your checking account by the store.
How to Get Cash Back with a Credit Card?
You won’t be able to obtain cash back from credit cards in most cases. Cash advances and cash back on credit cards are strictly regulated by card issuers and retailers. You risk damaging your credit score or incurring cash advance fees.
There are, however, exceptions to every rule. The Discover credit card is one such exception. The card includes the Discover Cash Over function, which allows automobile owners to get up to $120 in cash back within 24 hours. The good news is that the Discover Cash Over has no transaction fees when it comes to getting cash back.
However, the amount of cash back you receive from your Discover credit card is determined by the cash back policy of the business. Despite the fact that Discover has a $120 maximum, you cannot exceed the store’s limit.
For example, Hannaford provides a cash back limit of up to $100. Because the store has a lower limit than Discover, you can only withdraw $100 with the Discover credit card.
Nevertheless, if you use your Discover Credit card in stores with a larger cash back limit, you can get $120 back. Stores that give the most cash back on debit cards and Discover credit cards include Kroger, Ralphs, and Fred Meyer.
How to Get Cash Back with a Personal Check?
Customers can obtain cash back using a personal check in some establishments. Use a personal check to pay for your purchase and the cash back amount, as long as you don’t go over the store limit. Personal checks, on the other hand, have a lesser cash back limit than debit and credit cards in many establishments.
For example, let’s say your items cost $75 and you want $25 back in cash. Make a $100 check out to yourself. You’ll hand over $25 and your receipt with the itemized transaction to the cashier.
It’s more difficult to find stores that cash checks due to the risk of personal check fraud. Even grocery and Check-cashing liquor outlets limit the amount between $20-$50.
Stores that provide cash back on personal checks include Kroger, Vons, Walmart, Harris Teeter, and Hannaford.
Stores That Give The Most Cash Back on Debit Card Infographic
Print and share our infographic to find out which retailers give the most cash back when you pay with a debit card.
Store Gives The Most Cash Back
There are over in the US. According to our list, they have the highest limits and customer-friendly policies. Stores have different money service requirements, and it even varies among different store chains.
Cash back is a convenience service, and the fee is normally eliminated, while some places charge a small processing fee to mitigate associated costs.
It’s much easier to find Where can I get $5 or $10 back in cash? vs. a place with a high limit. You’ll see below that grocery stores like Fred Meyer, Albertsons, and Kroger have the highest limits.
1. Albertsons
Albertsons supermarkets can be found in over 2,200 sites throughout 35 states.
Types: Mastercard, Visa debit cards, or Discover credit cards
Limit: $100-$300 on debit and up to $120 for Discover credit
Fee: No
Other services: Make copies, cheap fax services, stamps, Coinstar, Western Union money orders, check if your Check cashing is available 24 hours a day, 7 days a week at this location.
Hours: Store hours are typically 7:30 am to 8:30 pm, unless it’s a 24-hour grocery store
Find a grocery store that offers the most cash back.
2. ALDI
ALDI operates over 2,000 low-cost grocery stores in 36 states.
Types: Visa, Mastercard, Discover debit cards
Limit: $100, varies by store
Fee: No
Other services: Buy discount meat, ATM
Hours: Normally open 9 am to 9 pm
Find an grocery store where I can get 5 dollars cash back.
3. Farm Fresh
Farm Fresh is a low-cost grocery store with locations in Virginia and North Carolina.
Types: Debit cards and Discover credit card
Limit: $200 debit card, $120 Discover credit limit
Requirements: Policies may vary because most stores are independently owned and operated
Other services: Pharmacy
Find a grocery store with the highest cash back.
4. Food Lion
Food Lion has over 1,000 supermarkets throughout eleven states in the mid-Atlantic and southeast.
Types: Debit cards only
Limit: $200 debit card transactions, $200 limit with EBT card, $50 personal checks
Fee: No
Requirements: If you don’t make a minimum purchase, then you’re limited up to $100 cash back
Other services: Sells money orders, In exchange for a gift card, you can get free coin counting machines., lotto
Hours: Open late until 9 pm at most stores, including weekends
Find a grocery store for maximum cash back on a debit card.
5. Fred Meyer
Around 130 Fred Meyer stores are noted for their low prices, wide assortment, high quality, and excellent service.
Types: Debit cards only
Limit: $300
Fee: $0.50-$3.50
Other services: Sell dry ice, buy stamps, buy money orders, flowers, fuel station, sells liquor
Hours: Open until 9 pm Monday to Saturday and until 6 pm on Sunday’s
Find a that has a Check-cashing gas station.
6. Hannaford
In the northeast, Hannaford supermarkets and petrol stations can be found in Massachusetts, Maine, New Hampshire, Vermont, and New York.
Types: Debit cards, Discover credit card, personal checks
Limit: $100
Fee: No
Other services: Gift cards, DVD rental, order groceries online, pharmacy, rug cleaner rental, a booze store that accepts checks as payment
Hours: Most stores are open late until 10 pm
Find a grocery store to get late-night cash back.
7. Harris Teeter
Harris Teeter has more than 230 grocery stores and seven gas stations in seven states. Harris allows you to get cash back using a personal check if you can’t without a PIN number, use your debit card.
Types: Debit cards and personal checks
Limit: $200 for debit card and $25 for personal checks
Fee: $0.50-$3.50
Requirements: A valid Harris Teeter VIC card is needed for cash back for personal checks
Other services: Money order, Coinstar, free in-store WiFi, pharmacy, sell gift cards, movie rentals, lottery tickets, grocery carry-outs, ATM
Hours: 6 am to 11 pm at most locations
Find a grocery store where I can get $10 cash back.
8. JayC
In Indiana, JayC operates almost 60 grocery stores.
Types: Debit cards, Discover credit card
Limit: $100
Fee: No
Other services: Gift cards, fuel, stamps, lotto, pharmacy, money services, buy hair dye, sells alcohol
Find a grocery store where I can get $5 cash back with a debit card.
9. Jewel-Osco
Jewel-Osco has more than 180 grocery stores in the Chicago area. Jewel doesn’t cash third-party checks but will give cash back for up to $100.
Types: Debit cards, Discover credit card
Limit: $100
Fee: No
Other services: Western Union money order, Rug Doctor carpet cleaner rental, sell alcohol, wedding flowers, pharmacy, check cashing, Coinstar, movie rental
Hours: 6 am to midnight
Find a grocery store that gives the most cash back with a debit card.
10. Kroger
Kroger is one of the world’s largest retailers, with around 2,800 grocery stores and pharmacies in 35 states.
Types: Debit cards, Discover credit cards, personal checks
Limit: $300 on a debit card, $20 for personal checks, $120 for Discover credit card
Fee: Up to $3
Other services: Sell dry ice, get money orders, ATM service, cheap notary service
Hours: Most locations are open at 7 am and close between 9–11 pm
Find a grocery store that gives the highest cash back on a debit card.
11. Mariano’s
In the Chicago area, Marianos has over 45 grocery stores.
Types: Debit cards, Discover credit card
Limit: $100
Fee: No
Other services: Coinstar, long-distance phone cards, send money via Western Union, check cashing, diapers are less expensive
Hours: Open late until 10 pm
Find a grocery store where I can get 5 dollars cash back on a credit card.
12. Publix
Publix has over 1,200 grocery stores in the southeast. Publix doesn’t have an $5, $1, $50, or $100 can be withdrawn from an ATM.; you can go to the register at Publix to get cash back.
Types: Debit cards
Limit: $100
Fee: No
Other services: Western Union money transfer, sell stamps, retail gift cards, make photocopies, sell dry ice, buy money orders
Hours: Most stores close between 9–10 pm
Find a cash back store near me.
See our guide on Is it possible to cash a cheque at Publix?.
13. Ralphs
In the Midwest and California, Ralphs has over 460 grocery stores.
Types: Debit cards, Discover credit card
Limit: $200
Fee: $0.50
Other services: Send money, pay bills, check to cash, get a money order, prepaid cards
Hours: Open late night until midnight – 2 am
Find a grocery store that gives the most cash back with a credit card.
14. Safeway
In Hawaii and Northern California, Safeway has over 265 supermarket stores.
Types: Debit cards, Discover credit card
Limit: $200
Fee: No
Other services: ATM services, money orders, Rug Doctor Rental, buy dry ice, Coinstar
Hours: Open until midnight at most locations with some closing between 9 pm or 10 pm
Find a grocery store that gives cash back with a Visa debit card.
15. Save Mart Supermarkets
In California, Save Mart Supermarkets has over 250 locations.
Types: Debit cards only
Limit: $200-$300 varies by store
Fee: No
Other services: Sell postage stamps, lift tickets, pharmacy, money orders, and transfers, sell liquor
Hours: Open late until 10 pm
Find a grocery store that gives the highest cash back with a debit card.
16. Shoppers Food Warehouse
In the Baltimore and Washington, DC area, Shoppers Food Warehouse has over 20 supermarkets.
Types: Debit cards only
Limit: $100 at the self-checkout, $300 at the cash register
Fee: No
Other services: RugDoctor cleaning rentals, coin to cash machine, money wires and money orders, Redbox movie rentals
Hours: Seven days a week from 6 am – 11 pm
Find a grocery store open 7-days a week that gives cash back.
17. ShopRite
In the northeast, ShopRite operates over 320 grocery stores.
Types: Debit card, Discover credit card
Limit: $200 for debit cards, $120 Discover credit
Fee: No
Other services: Postage stamp sales, money order, money transfers, bus ticket sales
Hours: Open late until 10 to midnight
Find a grocery store that gives cash back on a Visa debit card.
18. SuperValu
SuperValu operates over 2,300 grocery stores under the Save-A-Lot and Cub Foods brands.
Types: Debit cards and Discover credit card
Limit: $200 for debit cards and $120 for Discover credit cards
Other services: ATM, MoneyGram money transfer services
Find a grocery store near me that gives cash back.
19. Vons
In Southern California, Vons has over 155 locations.
Types: Debit card, Discover credit card, personal checks
Limit: $200 for debit cards, $25 personal checks
Fee: No
Requirements: Minimum purchase
Other services: Sells MoneyGram and Western Union money orders for a low price, stamps, get keys made at a kiosk, ATM
Hours: Most grocery stores are open late until 11 pm or midnight
Find a grocery store open late that gives cash back with a credit card.
20. Whole Foods
Almost 500 Whole Foods supermarket stores are located across the United States, and they are noted for their organic choices.
Types: Debit cards only
Limit: $100
Fee: No
Other services: Gift cards, grocery delivery, flower arrangements, meal prep, Amazon returns
Hours: 8 am to 9 pm
Find a grocery store for cash back on my debit card.
21. Winn-Dixie
Winn-Dixie has roughly 500 grocery stores in the southeast. They don’t have an $10 is dispensed from an ATM., but instead, you can get $10 cash back with your debit card.
Types: Debit cards, Discover credit card
Limit: $100
Fee: No
Other services: Lottery, floral arrangements, gift cards from American Express to sell, discount event tickets, retail gift cards, Western Union money transfer
Hours: Late night hours that range from 10 pm to midnight
Find a grocery store that does cash back near me.
22. Walmart
Walmart operates over 4,700 retail locations across the United States.
Types: Debit card, personal check
Limit: $100
Fee: No
Requirements: A debit card allows increments of $20 denominations, but $20 or less when using a personal check
Other services: Coinstar, Wheel alignment, buy kerosene, make keys, cheap haircuts, postage stamps, cheap trendy clothes, party store that without a valid ID, cash checks, bagged ice
Hours: Most stores are open 24-hours a day
Find a retail store that gives cash back on my debit card near me.
See our Walmart’s check cashing and money services policies guide.
Cash Back FAQs
What is the difference between a cash-back credit card and a regular credit card?
A cashback card is a sort of credit card that reimburses you in cash for a portion of your actual spending. For example, if you spend $1,000 in a month on your credit card and the card gives 5% cashback, you will receive $50 in cash back.
When you make a purchase with your cashback credit card, the credit card company will refund you a percentage of your transaction in cash. Within a few days, this money is normally deposited into your bank account by automatic deposit.
Is there anything I can buy with my rewards credit card?
Although some cash-back credit cards have restrictions, most can be used for any type of purchase. Certain cards, for example, may only offer cashback on purchases made at specific retailers or restaurants.
Several credit cards offer additional perks in addition to cashback on debit card transactions, such as travel incentives, points that may be exchanged for items or gift cards, and low-interest rates.
What is the percentage of cashback?
The cashback percentage is the amount of money you get back on each purchase expressed as a proportion of the total amount spent. For example, if your debit card gives 5% cashback and you spend $100, you’ll get $5 back in debit card cash.
The percentage of cash back varies by card. Some cards reward you with 1% cash back on all credit card purchases, while others reward you with 5% or more on ordinary expenditures.
What is the procedure for claiming my cashback?
Cashback is usually deposited into your bank account within a few days of making a purchase.
The prepaid card issuer determines how you can use your reward. Some issuers will transfer the funds into your account automatically, while others may mail you a cheque or let you to apply the funds to statement credits or gift cards.
Is there a cap on the amount of cashback I can earn?
The quantity of cashback you can receive with a cashback rewards credit card is unlimited, but the amount of money you can earn each month or year may be capped.
Stores That Gives The Most Cash Back on Debit Card Summary
Banks and credit unions may be your go-to place when you want to withdraw cash in large denominations. But banks have limited hours and locations. Sometimes, you need to pay cash fast, and you don’t want to pay high out-of-network ATM fees. You may need more than $5-$10, but instead a few hundred to Purchase some used furniture for a low price..
Locating a store that pays the most cash close to you is convenient and saves you money on petrol and time. Despite the fact that most retailers have lower restrictions, some supermarkets, such as Kroger, Fred Meyer, and Save Mart Supermarkets, provide the maximum cash back, up to $300.
There are certain food stores and retailers that do not demand a minimum purchase. You only need to buy something, whereas some will charge you a fee. Even if you are charged a tiny fee, it is likely to be less expensive and save you time from having to drive to your bank location.
