Chime is a company that offers online banking solutions to individuals looking for a second chance banking account or an online alternative to a traditional brick-and-mortar bank. The benefit of using Chime is you get paid as early as two days sooner than your scheduled payday. In addition, you don’t have to wait for a paper check from your employer!
Chime has customer-friendly deposit policies and attempts to get your money into your account quickly so you may use it. Your employer, on the other hand, requires knowledge of the Chime bank name and address associated with your account.
Chime makes use of two banks:
- Stride Bank N.A. is a bank based in the United States. Enid, OK 73701 is located at 324 W Broadway Avenue.
- The Bancorp Bank in Sioux Falls, SD 57108 is located at 6100 S Old Village Way.
Where to Find Your Chime Bank Name and Address?
- Where to Find Your Chime Bank Name and Address?
- How to Find My Chime Routing Number?
- What Time Does Chime Direct Deposit Hit?
- Does Chime Deposit on Weekends?
- What Time Does Chime Direct Deposit Hit After a Holiday?
- How Do You See Pending Deposits on Chime?
- How Does the First Direct Deposit with Chime Work?
- Where to Find the Chime Direct Deposit Form
- Does Chime Work With Plaid?
- Chime Bank Name and Address For Direct Deposit Summary
Contrary to popular belief, Chime is not an actual bank. Instead, it’s a fintech and partners with other financial institutions to offer you bank accounts and . However, since Chime uses more than one bank, you will need to know what bank your account is associated with.
The following are some methods for locating your Chime bank’s name and address:
- In your account agreement, look for the bank’s name.
- Check the back of your Chime debit card for the code.
- Under Settings a Transfer Money a Direct Deposit, use your Chime mobile app or website.
- Call Chime 24/7 customer service at 844-244-6363 or email .
How to Find My Chime Routing Number?
It’s simple to locate your Chime direct deposit information, such as your Chime routing number! To begin, log in to your Chime account via your mobile app or the Chime website. Then go to the Transfer Money area, select Direct Deposit, and your routing number will appear.
You’ll also find your account number and the name of the bank that handles your Chime banking.
See our guide on Chime’s interaction with Zelle.
What Time Does Chime Direct Deposit Hit?
Although it would be great to know the exact time of day that your Chime Your account will receive a direct deposit., there is no specific time of day it happens. However, Chime ensures your payroll direct deposits are in your account by 9:00 am EST on your regular payday.
There’s one thing you should know about the moment your Chime direct deposit arrives in your account. Chime never keeps any of your money (deposits). As a result, you will be able to access your account as soon as your funds arrive.
Your funds may be available at any time during the day. Your direct deposit, for example, could arrive in the morning, afternoon, or late at night.
Does Chime Deposit on Weekends?
Chime direct deposits are only made on weekdays and not on weekends. Chime, like most banks, does not accept deposits on weekends.
Hence, if your usual direct deposit is scheduled for Tuesday, the early direct transfer will come two business days early in Chime. It implies Chime will receive your direct deposit the prior week’s Friday and transfer money into your account for quick usage.
See our guide on Banks are open later than usual.
What Time Does Chime Direct Deposit Hit After a Holiday?
On weekends and holidays, Chime does not make deposits into customer accounts. The direct deposit should arrive the next business day after the holiday, by 9:00 a.m. EST.
If the holiday falls on a Monday, your deposit should arrive in your account by 9:00 a.m. EST on Tuesday. Your cash will be available by 9:00 a.m. EST on Monday if the holiday falls on a Friday.
By day, here’s when you can expect your Chime direct deposit in your account:
- By 9 a.m. EST on Monday
- By 9 a.m. EST on Tuesday
- By 9 a.m. EDT on Wednesday
- By 9 a.m. EST on Thursday
- By 9 a.m. EDT on Friday
- By 9 a.m. EST the day after the holidays
- No deposits are processed on weekends or federal holidays.
Chime is a The bank is now open 24 hours a day, seven days a week. and Saturdays and Sundays too.
How Do You See Pending Deposits on Chime?
Pending deposits will appear as a grey-colored transaction on your main activity account page. It’s because the deposits are still being validated and the monies aren’t yet available.
A cleared deposit will appear as a green-colored transaction. Once the funds are cleated, they’re 100 percent accessible to you and available to spend as you wish. It’s available to use with your Chime Visa a smart chip on a credit card or Obtain cash from an ATM.
To avoid having transactions declined, wait until your deposits turn from grey to green before spending that money.
See our guide on Limits on direct deposits for ATMs and ACH are chimed.
How Does the First Direct Deposit with Chime Work?
Your money, including your initial direct deposit, is never held hostage by Chime. Your company, on the other hand, may require some time to obtain your Chime routing number and account information.
As a result, your first Chime direct deposit may take a little longer to arrive in your account. It’s critical to meet all of the Chime direct deposit requirements in order to avoid a delay in your first deposit.
See our guide on I’m not sure why Chime turned me down.
Where to Find the Chime Direct Deposit Form
For your employer, you’ll need to print and fill out the Chime direct deposit form. To locate the Chime direct deposit form, follow the steps below:
- Go to the Settings section of your mobile app.
- Choose Account Details from the drop-down menu.
- Choose Set Up Direct Deposit from the drop-down menu.
- Choose Obtain Direct Deposit Form from the drop-down menu.
- You will soon receive an email containing a PDF document that you may print, complete, and submit to your employer.
Does Chime Work With Plaid?
Yes, Chime works with Plaid. It’s a seamless link from your bank account and Chime to your bank account information. is an app-to-app bridge between your Chime and your bank institution; it works in the background.
You can connect your Chime to a number of different external bank accounts. If your linked bank uses Plaid Exchange Service, Chime will notify you when money is deducted or credited from your account.
Plaid connects and credit unions, such as Acorns, Capital One, Chase, Cash App, Bank of America, Fidelity, Green Dot, Navy Federal Credit Union is a credit union that serves sailors., Netspend, PayPal, PNC, Regions, Robinhood, TD Bank, and Venmo.
Chime Bank Name and Address For Direct Deposit Summary
Chime makes it easy to receive your direct deposits into your account. You don’t have to worry about extra fees, and you can receive your funds up to two days earlier than most banks, such as Chase, Wells Fargo, PNC, and Navy Federal Credit Union is a credit union that serves sailors..
Setting up your direct deposit is no different than any other bank; simply provide your account and routing numbers, bank information, and a signed direct deposit form for your employer. See our guide on Apps for cashing checks on the go.