What ATMs Let You Withdraw $5, $1, $50, and $100 Near Me: Complete Guide

Low account balances are associated with recessionary periods and financial troubles. During such circumstances, it’s critical to provide clients the freedom to withdraw any quantity they want–even coins!

Is it possible to find ATMs that accept $5, $1, $50, and $100 bills?

Short Answer: You can withdraw $5, $1, $50, and $100 from many ATMs. The top national banks with ATMs that allow you to withdraw more or less than $20 are Chase, PNC, Bank of America, and Fifth Third.

PNC modified nearly half of its 7,200 ATMs to give out $5 and $1 bills between 2012 and 2013, making it more convenient for its clients. PNC currently operates approximately 18,000 PNC and partner ATMs in over 23,000 locations. Most of these ATMs only accept $5 and $1 bills.

Chase has roughly 400 ATM branch locations that distributed $5 bills as early as 2013. Chase now operates more than 16,000 ATMs in branch locations, drive-thru areas, and vestibules. The bulk of the 4,700 branches in the United States distribute $5 and $1 currencies. Even coins can be dispensed by Chase ATM devices!

Read our associated post for information on where to find a $10 ATM near me.

What ATMs Give Out $5 Bills?

Assume a scenario in which you need to withdraw $25. With machines that only accept $20 bills, you can only withdraw $40. However, in this situation, finding an ATM that prints $5 and $10 bills can be beneficial. At the very least, you’ll be able to withdraw cash in denominations of $20 and $5, or $10 and $5.

The following is a list of ATMs that accept $5 bills:

  • Branch locations for PNC ATMs
  • Locations of Chase Inside ATMs
  • New ATMs from Fifth Third

What ATMs Let You Withdraw $1 Bills?

To promote customer satisfaction and spending flexibility, several banks allow consumers to withdraw cash in denominations as low as $1. Let’s imagine you wish to withdraw $24 or $36 from your account. You can withdraw $1 bills from these ATMs:

  • Inside the Chase ATM branch locations
  • Branch locations for PNC ATMs
  • New ATMs from Fifth Third

What ATMs Dispense $50 Dollar Bills?

Historically, ATMs have only issued money in $20 increments. If you require $50, you must withdraw $60, which is made up of three $20 bills. Some banks have modified their ATMs so that they may now dispense $50 bills.

  • Locations of Wells Fargo Select ATMs
  • Citibank varies depending on the locale.
  • Fifth Third is currently modernizing ATMs.
  • The local branch of the US Bank varies.

Where to Find ATMs that Dispense $100 Bills?

Locating ATMs that can dispense $100 bills can be beneficial. You can choose to carry only one $100 bill instead of five $20 bills or two $50 banknotes.

Here are some ATMs that can handle huge bills:

  • Bank of America has modified its ATMs to allow you to choose between denominations of up to $100 bills.
  • Chase: Bills in the denominations of $1, $5, $10, $20, $50, and $100 are issued by ATMs located within the bank branch.

Do ATMs Only Give $20s Bills?

No, this isn’t the situation anymore. Many banks have modified their ATMs to allow them to disburse money in lower and greater denominations. JPMorgan and PNC, for example, have introduced a new generation of ATMs that can dispense bills as little as $1 and $5. You can take it even if you only have a $1 to your name!

ATMs from Chase and Bank of America print huge notes. They hand out banknotes in the amounts of $50 and $100.

There are eight national banks that issue bills in denominations ranging from $1 to $100.


  • Any PNC branch can be chosen.
  • Bills are distributed in denominations of $1, $5, and $10.

Find a local PNC ATM that gives out $1, $5, and $10 .


  • At the drive-thru ATM, you can’t get small bills.
  • Use the ATM within the branch to get bills in the denominations of $1, $5, $10, $20, $50, and $100.
  • There are bill limits in place. You will be limited to a certain number of $1 notes per transaction, for example, but this will vary by area.

Find a local Chase ATM that gives out $1, $5, and $100 .

Bank of America

  • The machine prints money in denominations of $10, $20, and $100.
  • Customers will be able to select the denomination on its redesigned ATMs.

Find a local Bank of America ATM within 100 miles .

Wells Fargo

  • It only accepts $20 bills, however certain ATMs will accept $50 bills.

Find a near me.


  • Citibank ATMs can hand out bills in quantities of $10, $20, or $50, depending on the region.

Find a nearby my location.

Fifth Third Bank

  • Certain ATMs accept bills in denominations of $1, $50, $20, and $5. The rest of the bank’s computers are being gradually updated.

Fifth Third Bank ATM .

US Bank

  • It gives both $20 and $50 banknotes in my local branch, but the amount varies around the country.

Find an open near me.

What is the Minimum Withdrawal ATM?

Just because an ATM accepts tiny bills doesn’t mean you can withdraw $1, $5, or $10 from it. Depending on the type of checking or savings account you have and your financial history, some banks set ATM withdrawal limitations.

You may need to check with your bank to find out what your minimum ATM withdrawal limit is. If you find yourself in a position where you can’t get the precise change you need, contact your bank’s customer service department or ask a teller inside.

Which ATM Lets you Withdraw the Most Money?

Maximum withdrawal restrictions are established by banks to safeguard their clients and themselves from various sorts of ATM fraud losses. Maximum withdrawal limits also help to keep ATMs from running out of money. It’s especially useful on weekends and holidays when the bank is closed and the ATM isn’t refilled.

Withdrawal limits at the country’s 20 largest banks range from $300 to $5,000. Account types, clients’ banking histories, and the availability of funds all play a role in setting an individual’s maximum ATM withdrawal limit.

The good news is that you can ask your bank to temporarily or permanently increase your ATM withdrawal limit by contacting customer care. Below is a list of four banks that allow you to withdraw the most money.

  • $500-$3,000 at Chase Bank
  • $1,000-$2,000 at Citibank
  • $1,500-$5,000 at Morgan Stanley Bank
  • $500-$2,000 at PNC

If you meet the requirements, you can withdraw $1,000 or more from any of these banks.

Can you get $35 from an ATM Near Me?

Some national bank locations feature ATMs capable of disbursing up to $35. Small bills totaling $35 are dispensed by Fifth Third Bank, Chase, and PNC. Some banks have opened new ATM locations that provide precise change:

  • $1, $5, and $20 bills from Fifth Third Bank
  • Pursue $1, $5, and $20 bills.
  • PNC has $1, $10, and $20 bills.

What Banks Have No ATM Fees Near Me?

When making out-of-network withdrawals, ATM convenience comes at a price. You will be charged $1.67 by your bank for using another bank’s ATM, and you will be charged an extra $2.90 by the ATM owner. It means getting your own money from an out-of-network ATM will cost you $4.57.

Even if you use your ATM once a month or just a few times per year, these charges can quickly skyrocket. The fees are very disproportionate for low-balance accounts and not a good a method to save money. Finding banks that have no ATM fees near you can present a big opportunity for savings.

Fortunately, there are banks that allow you to avoid ATM fees, such as:

Bank of Internet USA

Customers of Bank of Internet USA, also known as Axos, can use any ATM in the United States without paying a fee. The following Bank of Internet accounts are eligible for this benefit: CashBack Checking, Rewards Checking, and Essential Checking. The corporation will even reimburse you for any sum levied by the owner’s bank by the end of the next business day.


You can use an out-of-network ATM in the United States for free if you have a Radius debit card. You will be repaid for any fees imposed by the ATM owner at the end of your statement cycle. Rewards Checking and Campion Checking accounts offer these benefits.

Charles Schwab Bank

It is the ideal bank for consumers with the High Yield Investment Checking Account who want free worldwide ATM access. Your Schwab One brokerage account is linked to your account. Schwab has no international transaction costs and offers limitless rebates.

Alliant Credit Union

For clients with Alliants checking accounts, Teen Checking, and High-Rate Checking, this is the top credit union for free domestic ATM access. Alliant has over 80,000 fee-free ATMs and will reimburse you for out-of-network costs incurred by ATM owners up to $20 per month.


This is the greatest brick-and-mortar bank that gives all Citibank checking accounts fee-free ATM access. For their customers, they have over 65,000 fee-free ATMs. Walgreens, CVS, Rite Aid, Target, and Rite Aid are among the retailers with which they have partnered to provide fee-free ATMs.

Ally Bank

To use any Allpoint ATM for free in the United States, all you need is a free online Interest Checking account. If you use an out-of-network account, Ally will reimburse you for the fees imposed by the ATM owner up to $10 per month.

State Farm Bank

A $25 minimum deposit is required to start a State Farm basic checking account. State Farm ATMs and out-of-network ATMs will not charge you any fees. You must make at least one direct deposit to your account every statement cycle to qualify for unlimited ATM rebates. You will only be paid up to $10 per statement cycle if you do not do so.

Chesapeake Bank

Chesapeake is a bank that only operates online. The ATM fees on their Clear Sky checking account are waived up to $20 each month.

How to Save Money at the ATM

When you’re short on cash and trying to live on a budget, the last thing you want to do is waste additional money to ATM fees. There are several reasons why withdrawing money from an ATM is expensive. You may avoid losing more money to ATM fees if you understand these issues. When it comes to these expenses, money saved is money earned.

Make use of the ATMs at your financial institution.

Whenever possible, look for an ATM that belongs to your bank. If you use a card from a different financial institution, most banks will charge you an ATM fee, and doing so multiple times a month will add up. A fast Internet search can reveal the location of your financial institution’s nearest ATM. Utilizing this ATM instead of the nearest or most convenient one can save you money in the long run.

Monthly Limits

Even though the ATM belongs to the same financial institution, each bank has a monthly (or even weekly) limit on how many times you can take money from it. You’ll be charged a fixed cost for withdrawing money after this limit has been reached. Keep track of how many times you use an ATM per month to make sure this doesn’t happen to you. Even if you lose track of how many times you use the ATM, using your phone’s banking software or having paper receipts nearby will help you keep track of your costs.

Use a Card

Do you carry cash with you at all times? While this is a excellent technique to save money without realizing it, it defeats the point if you spend more money on ATM fees. Because debit cards normally don’t have a limit on how many times you can swipe them, using one can help you save money on these costs. The simplest method to do this is to keep track of how much money you’ll need over the course of the week or month. If there are any businesses where you can only pay in cash, anticipate how much you’ll spend there and make sure you have enough cash on hand.

No Credit Cards

Using a credit card is a prescription for greater costs in and of itself, but using it to withdraw cash from an ATM will almost always result in ATM fees. While debit cards come with a fixed number of free ATM withdrawals when used at your financial institution’s ATM, cash advances on credit cards are charged a fee. Make sure you either leave your credit card at home or only swipe or touch it for in-store purchases. If you want to live frugally, the best thing you can do is forget about your credit card.

Use Cashbacks

Cashbacks are a fantastic way to save money on anything you buy. A number of merchants offer cashback services at no additional cost, which means that for every transaction you make, a set proportion of that amount will be deposited back into your account within a few working days. Cashback is more likely when purchasing store-specific cards (such as Amazon Pay cards). Make sure, though, that you do not spend more than you need to in order to receive cashback.

ATMs That Let You Withdraw $5, $1, $50, and $100 Near Me Summary

National banks have upgraded and continue to modernize their ATMs in order to provide customers with more options. Today, banks across the country have thousands of ATMs where you can withdraw bills as small as $1, $5, and $10, as well as larger bills such as $50 and $100.

Stick to your bank’s ATMs to avoid out-of-network costs, or consider getting a debit card from one of the top banks, which provide fee-free ATMs and reimbursements for out-of-network withdrawals.

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