Walmart, Target, Food Lion, Whole Foods, Albertsons, Meijer, and Aldi are probably familiar to you. Do you, however, recognize Safeway? If you don’t live in the western states, the mid-Atlantic region, or the eastern seaboard, your chances are slim.
So, what exactly is Safeway?
A subsidiary of Albertsons, is a supermarket chain of convenience stores that operate as massive shopping hubs for almost everything. Their convenience stores have different departments like groceries, pharmacy, bakery, deli counter, floral, liquor stores, fuel centers, Starbucks coffee shops, and a money center to buy stamps and make copies. That’s why Safeway operates under a simple slogan: “Ingredients for life.” So you can get everything you need to live, or at least exist, inside each store.
To serve its customers well, Safeway has across 18 states in the US. However, their primary base of operation is out west. Most Safeway locations are in California, Washington, Arizona, Oregon, Colorado, Maryland, and Virginia.
Whether you’re looking for Gas stations that give you money back, Starbucks locations that accept EBT, buy money orders, pay bills, buying gift cards, or a Coinstar machine, a Safeway convenience store is your one-stop-shop for all your needs. You can find the Foods to buy on a budget that are the cheapest, fuel your car, and cash a check at the same time. That’s how you save time and money on gas.
Before you get your hands on the keys, it’s a good idea to familiarize yourself with the many Safeway money services, fees, and criteria so you can make an informed option.
It begs the question, what are the financial services provided by Safeways?
Safeway offers a variety of money services, including money orders and check cashing, in addition to grocery shopping. Safeway locations sell Western Union money orders up to $500 for roughly $1 each, but they do not accept cash.
Safeway can usually cash both government-issued and payroll cheques. Costs and limitations vary by location, but for every $200 cashed, you should anticipate to spend $2.25. It will still be less than the time and petrol you would have spent driving to the bank.
Money transfer, gift cards, bill payment, check writing, and coin counting machines are among the other financial services available in-store at a Safeway money counter.
Learn more about Safeway’s check cashing and money order policies, fees, criteria, and limits by reading on.
What is the Check Cashing Policy at Safeway?
- What is the Check Cashing Policy at Safeway?
- What is the Check Writing Policy at Safeway?
- Does Safeway Do Money Orders?
- Does Safeway Do Money Transfers?
- Does Safeway Have a Coinstar?
- Does Safeway Offer Bill Pay?
- Does Safeway Sell Gift Cards?
- How to Check Safeway Gift Card Balance?
- Does Safeway Sell Target Gift Cards?
- Does Safeway Sell Visa Gift Cards?
- What are the Accepted Payment Methods at Safeway?
- Does Safeway Take American Express?
- Does Safeway take Apple Pay?
- Does Safeway take EBT SNAP?
- Does Safeway Have A Senior Discount Day?
- When is Safeway Senior Discount Day?
- What’s the Safeway Return Policy?
- What Should I Keep in Mind While Shopping at Safeway?
- Safeway Check Cashing and Money Order Summary
If there is a Safeways check to cash store in your neighborhood, you can use it. It’s one of the financial services available at the company’s approximately 900 convenience stores around the United States.
Do you accept cashiers checks at Safeway? Cashier checks are available at Safeway.
Payroll checks, cashiers checks, and government-issued checks such as social security checks, stimulus payments, tax refunds, disability benefits, and unemployment benefits checks are all accepted under the Safeway check cashing policy.
The maximum amount you may cash at Safeway varies according on the store. Nonetheless, Safeways’ check cashing policy normally allows for a maximum check value of $1,500. The average charge for cashing a $200 check is $2.25, however rates might vary.
Safeway check cashing hours vary by location, although they are generally the same as the store’s regular hours. The majority of shops are open from 7 a.m. to 10 p.m. However, the money center or Western Union counter may have reduced hours and close at 8 p.m. on occasion.
There’s a catch: fees for large checks can quickly add up. Cashing a $1,000 check at Safeway, for example, will cost $11.25 at the $2.25/$200 rate. That’s a lot of money for a budget shopper!
Why would anyone pick Safeway check cashing when banks offer free check cashing as a reward to account holders?
Use Safeway check cashing for a variety of reasons, including:
- No bank account: Per the , 5.4% of American adults belong to the “No Bank Account” camp. Safeway check cashing near me is a boon when they receive some form of payment via a check to the unbanked Americans.
- Cash a check at an inconvenient hour: Banks and credit unions are closed early in the evening and on weekends. For folks who work through or beyond banking hours, Safeway is a fantastic place to cash a check late at night.
- Convenience: It is convenient to be able to cash a check while conducting other errands. Instead of driving to the bank, use Safeway check cashing services to save time and money on petrol while shopping at Safeway with your low-cost food list. And, as you may be aware, convenience comes at a cost!
In such situations, the fee for cashing a check at Safeway is justifiable. However, it’s still minuscule compared to the time and gas spent driving to your bank branch or a no-fee $10 is dispensed from an ATM..
Due to the risk of fraud associated with check cashing, Safeway doesn’t without a valid ID, cash checks. Therefore, you must always present a government-issued photo ID like a driver’s license, military ID, or passport.
With or without an ID, you won’t be able to cash personal checks, handwritten checks, and starter checks at Safeway. Also, Safeway isn’t among the places where you can get cash from a third-party. These types of checks come with an increased risk of fraud. Thus, Safeway’s check cashing policy imposes further restrictions to protect itself and its customers.
Recommended read: [25 BEST PLACES OPEN NOW] Best 24 Hour Check Cashing Near Me]
What is the Check Writing Policy at Safeway?
Many people have stopped writing checks because of alternative digital payment methods. But as you know, you can’t easily teach an old dog new tricks. So while millennials have ditched paper checks for modern payment methods, baby boomers are still writing checks, even grocery purchases. shows that an average of 14.7 million checks for $30.8 billion are processed daily.
That’s why stores like Safeway still accept checks as a form of payment and give customers cash back on their purchases. To pay with a check at Safeway, however, you must show a government-issued photo ID to prove your identification.
You must pass a Certegy verification, which is a third-party electronics check service used by Safeway to assess risk. If you have a history of unpaid checks, returned checks, checking account troubles, or if you don’t write checks frequently, you’re more likely to fail the Certegy verification process.
The maximum cash back from Safeways is $25. As a result, if you pay with a check, you can overpay your purchase by $25 and receive cash back. For example, if your total purchase is $25 and you want $25 cash back, you’ll write a $50 check.
If you require more than the $25 maximum, you’ll have to make numerous checks.
There is, however, a solution to avoid writing numerous checks: use your debit card or Discover credit card to pay.
Safeway is among the The stores that give the most cash back on debit cards are listed below.. Safeway’s cash back limit on debit card purchases is $200! And the good thing is, Safeway doesn’t charge any cash back fees or impose a minimum spend to be eligible for cash back.
When you pay with your Discover credit card at Safeway, you can get up to $120 in cashback. Despite the fact that Safeway has a greater reward limit of $200 per transaction, Discover only permits cardholders to obtain a maximum of $120 cashback in a 24-hour period.
Does Safeway Do Money Orders?
At the customer service desk, Safeway sells Western Union money orders. Safeway money order limitations and costs vary by location, but most have a $500 per order restriction. Depending on the location, the fees can range from 59 cents to $1.
Most Safeway grocery stores accept cash for money orders, but you may find a few locations that allow you to buy money orders with unexpired debit cards. Unfortunately, the customer service desk doesn’t accept Chipped credit cards as a payment method when buying money orders.
Safeway money order hours are normally the same as the regular store hours, which are 7 a.m. to 10 p.m. The Western Union counter, on the other hand, is usually shorter and closes at 8 p.m. in most places. As a result, make sure you arrive early enough.
Just like Publix money orders, Safeway’s is a good Near me, there’s a business where you can buy cheap money orders.. For instance, it costs $1.25 to purchase a $500 money order in the post office and $1.75 for a 1,000 money order.
Safeway does not cash Western Union money orders, despite the fact that it offers them. As a result, you’ll have to look for a other location to purchase Western Union money orders. The best place to get free money order cashing is through your bank or credit union. Non-bank consumers can also benefit from low fees.
Safeway doesn’t sell MoneyGram money orders. But MoneyGram money orders are available at CVS. at $1.25 and has a limit of $500 each. You can also Walmart sells and cashes MoneyGram money orders. up to $1,000 each for 70 to 88 cents.
Money orders are a great alternative to checks and credit cards. They come in handy when you want to make payments without exposing your bank details. Checks carry your banking details such as a routing number, account number, and the risk of insufficient funds that can expose you to overdraft fees. Alternatively, money orders are prepaid with enough money to guarantee payment and don’t expose your bank account details.
Money orders are a safe payment option when dealing with suspicious merchants or avoiding overdraft fees when making large payments, like paying an excavating contractor.
Does Safeway Do Money Transfers?
Safeway’s money transfer service is another financial service to take advantage of. The customer care desk also handles money transfer services.
At Safeway, all money transfers are handled via Western Union. Safeways money transfer service can be used for both domestic and international transfers. Cash and debit cards are accepted as payment methods for money transfers.
Fees for Safeways money transfers vary depending on the amount being sent and the recipient’s location. But, for the most part, they correspond to the Western Union costs charged in most places.
The required money transfer details include the recipient’s full name as it appears on their ID, bank details like the routing number, account number, and the person’s address.
You’ll get a tracking number when you make a transfer at Safeway, which you may give to the beneficiary. They’ll then use the tracking number to pick up the money at a Western Union branch or a Safeway near them.
Does Safeway Have a Coinstar?
Coinstar kiosks are located throughout Safeway shops, where you may exchange excess pennies for dollars, e-gift cards, or donations to your favorite charity. A coin counting machine can be found in the front of your local Safeway store.
Coins can be inconvenient to carry around. Unfortunately, such convenience comes at a price. Coinstar charges a 12% fee of the total amount if you choose to get cash bills back. That means you will be out $12 for every $100 you redeem. The fee isn’t just for Coinstar machines at Safeway, but all places with Nearby coin-counting devices.
However, there is a way to avoid the fee. If you want to redeem your coins for a gift card or a charitable donation, the 12% fee is waived.
To make it easier for you, Coinstar partners with gift card brands and charity organizations. To redeem your coins for a gift card, simply select your favorite retailers, like Safeway, Home Depot, or Lowe’s. The coin machine will print out a unique code that you can use to purchase items online or in-store. You can also donate the coins by choosing a partner organization at the kiosk.
Does Safeway Offer Bill Pay?
One of the ways to drastically cut expenses and save money is to make sure you pay bills on time to avoid late payment fees and penalties. To help customers meet their bill payment deadlines, Safeway offers an in-person bill payment service called Convenience Pay in partnership with Western Union. You can pay almost any bill at Safeway, including mortgage payments, utility bills, car payments, and monthly bills.
It’s pretty easy to pay bills at Safeway via Convenience Pay. Simply bring your phone number, the company’s name you want to pay, and your account number. Then, a quick verification process is carried out by a Safeway associate to see whether or not your payee is eligible for Convenience Pay. Once verified, pay the bill amount using cash, debit card, or You have money on your Reliacard.. You’ll receive a receipt with a payment tracking number as proof of your payment.
Does Safeway Sell Gift Cards?
Safeway sells its own gift cards online and in-store. They also sell a long list of gift cards from other retailers like Target, Subway, Amazon, Pottery Barn, Starbucks, Groupon, Lowe’s, William Sonoma, Southwest Airlines, and more.
Gift cards are available in denominations of $15 to $50 and range in value from $10 to $500. Over 150 retailers and services offer gift cards that can be purchased individually or in bulk at no additional cost.
Prepaid gift cards such as Visa and Mastercard, on the other hand, have additional activation costs of up to $6. Safeway accepts cash, debit cards, credit cards, and personal checks as payment for gift cards.
That said, Safeway doesn’t sell gift cards for Costco, Walmart, CVS, BJ’s Wholesale Club, Buffalo Wild Wings, nor American Express gift cards that have been activated.
How to Check Safeway Gift Card Balance?
It’s always a good idea to check the balance on your gift card before going shopping with it to make sure there’s enough money to cover your purchases. Unfortunately, there is no way to check the balance of a Safeway gift card online.
To check the balance on your Safeway gift card, call the customer service department at (877) 723-3929. Stop by the customer service desk and have the cashier verify your balance before you begin shopping.
Does Safeway Sell Target Gift Cards?
Yes, Safeway sells Target gift cards. Target gift cards are distributed at over 10,000 retail locations throughout the United States including Safeway, CVS Pharmacy, Kroger, among others. Safeway also sells gift cards from a wide selection of over 150 brands, including Amazon, Ann Taylor, Banana Republic, Best Buy, eBay, The Home Depot, Macy’s, Lowe’s, Office Max, Staples, etc.
Does Safeway Sell Visa Gift Cards?
Safeway does sell Visa and MasterCard gift cards, however it does not sell American Express gift cards. An activation fee of up to $6 applies to prepaid Visa and MasterCard gift cards.
What are the Accepted Payment Methods at Safeway?
Accepted payment methods at Safeway include credit and debit cards from major brands like Visa, Mastercard, Discover, and American Express. In addition, Safeway also accepts cash, store gift cards, personal checks, SNAP EBT cards, Reliacard, and Albertsons Pay as payment methods.
Most Safeway locations do not accept Apple Pay or Google Pay as a form of mobile payment. In addition, most Safeway stores do not accept PayPal as a form of payment.
Does Safeway Take American Express?
Yes, American Express credit cards and gift cards are accepted at Safeway. Visa, Discover, and MasterCard are also accepted. Safeway also accepts debit cards with the Visa or MasterCard logos.
Does Safeway take Apple Pay?
Apple Pay and Google Pay are not accepted at most Safeway locations. In addition, most Safeway grocery stores do not accept PayPal as a form of payment.
Does Safeway take EBT SNAP?
Yes, Safeway accepts SNAP food stamps for in-store purchases, , and same-day delivery in select states. However, you can only use your SNAP card to purchase SNAP-eligible items at Safeway locations, like nutritional protein shakes, bags of ice, and many other things.
You won’t be able to buy hot or prepared food at the Safeway deli counter unless you live in a state that participates in the restaurant meals program. While using your EBT card, stay away from Safeway pharmacies and booze stores. Food stamp funds cannot be spent on alcoholic beverages, tobacco products, prescriptions, or supplements, according to SNAP rules.
Recommended read: What Shops Accept EBT for Groceries? Online Grocery Pickup/Delivery
Does Safeway Have A Senior Discount Day?
Although Safeway does not provide senior discounts per se, certain locations do host a senior discount day. Senior discounts are usually reserved for consumers aged 55 and up. Because there is no comprehensive storewide policy on senior discounts, the schedule is left to the discretion of store managers at individual Safeway locations. As a result, senior day frequency, age, and savings differ each store.
When is Safeway Senior Discount Day?
There isn’t a set Safeway senior discount day. Exact days, age requirements, and discount amounts vary by location. But, most customers report getting senior discounts on the first Wednesday every month. To avoid the guesswork, check your Safeway weekly or contact a representative to inquire.
What’s the Safeway Return Policy?
Customers can return both perishable and nonperishable items to Safeway stores, such as meat, home supplies, and produce, among other things. Baby formula and alcoholic drinks are the two things that cannot be returned to Safeway.
There is no time limit for returning the items to the retailer. Instead, depending on the type of product, returns are processed on a case-by-case basis. As a result, return windows differ from one business to the next. Which items can and cannot be returned is usually decided by the store manager at each location.
Safeway accepts both receipted and non-receipted merchandise. It’s beneficial to keep the receipt because you’ll be eligible for a full refund of the purchase price to the original payment method.
If you don’t have your receipt, a Safeway store associate will look up your purchase using your credit card information or the purchase date. Safeway does not allow you to look up a purchase over the phone.
Once you’ve been discovered, you’ll be eligible for an exchange for the same item or a Safeway gift card. Non-receipt reimbursements under $5, however, are eligible for a cash return.
You can present your return at the Safeway customer service desk during the store’s normal hours of operations, basically between 8 am and 9 pm. But, some Safeway Grocery stores are open 24 hours a day, seven days a week. in more populated areas. Your items will be inspected and will be at the store manager’s approval. Items purchased from the floral department must also get the store manager’s nod before returning.
What Should I Keep in Mind While Shopping at Safeway?
If you’re going grocery shopping at Safeway, there are a few things to keep in mind to ensure that you have the best possible experience. You want to receive all you need while also saving money, which implies that small steps followed over time might add up to a significant savings.
Every dollar saved is a dollar earned, especially if you have an EBT card and are eligible for SNAP benefits. Following these suggestions will offer you the peace of mind that your money is being spent wisely.
Shop On Fridays
On Friday, Safeway has special offers. The $5 discounts, as they’re known, are announced in advance, which means you’ll have to keep an eye out for them a few days before they happen.
On Fridays, you may get organic meats, seasonal produce, and deli products for $5 or less (all of which are qualified for EBT card purchases). When you pay with specific payment methods, you can get additional benefits such as 2X gas rewards.
Safeway Has Their Own Label
Safeway has a private label if you don’t want to compromise on quality and don’t mind paying a little extra for better products. The Safeway Signature Select brand has a variety of products.
While these will cost more than other brand-name products, the price and quality are well worth the investment. You can buy meat, cheese, dairy, and other similar items at Safeway under store-brand labels.
Sign Up For a Card
Customers can benefit greatly from the lucrative rewards programs offered by these companies in this day of fierce competition between rival supermarket chains. Safeway is no exception, and you may sign up for the Safeway Club Card.
It’s simple to keep track of specials and get rewards on gas, so you won’t have to carry about your coupons. They also have a program called Just 4 U that tracks your prior purchases and gives you exclusive discounts based on your activities.
This implies that if you buy the same type of meat or vegetables on a regular basis, the rewards program may allow you to save money without you realizing it.
Even though this isn’t a Safeway suggestion, it’s still a good one! Check out the clearance rack if you’re looking for anything non-perishable or that you’ll use right away. Every now and again, you’ll come upon something that you actually require. But make sure you don’t buy anything on impulse!
Safeway Check Cashing and Money Order Summary
When you’re on a tight schedule, Safeway may be a one-stop shop for all of your shopping and financial needs. When you go to Safeway for groceries, you can cash personal checks, cashiers checks, and other sorts of government-issued checks instead of going to the bank. The check cashing maximum at Safeway is $1,500, with costs of $2.25 every $200 cashed.
Safeway also sells $500 Western Union money orders for less than $1 each. If you want to make purchases or payments without exposing your bank information or incurring the overdraft costs associated with rejected checks, money orders are a perfect alternative to checks and credit cards.
You can get up to $25 back in cash back on check purchases. The cash back cap for debit cards is $200 per purchase, while customers who pay with a Discover credit card can get up to $120 in cash back within 24 hours.
Safeway accepts Western Union money orders, however they cannot be cashed there. In-store and online, Safeway sells its own gift cards. It also sells a variety of third-party gift cards, which can only be bought in-store and not online. Western Union money transfers, Coinstar coin counting devices, and bill payment via Convenience Pay are among Safeways’ other financial services.
We hope that this article about Safeway check cashing, cash back, gift cards, EBT, Coinstar, money orders, and other services has given you a decent understanding of what to expect when you use them. Frugal Reality is a great place to go for more informative articles.!