Safeway Check Cashing, Cash Back, Gift Cards, EBT, Coinstar, Money Order & More in 2022

Walmart, Target, Food Lion, Whole Foods, Albertsons, Meijer, and Aldi may be names you are already familiar with. Do you however know Safeway? Most likely not, unless you reside in one of the western states, the mid-Atlantic region, or the eastern seaboard.

What then is Safeway?

A subsidiary of Albertsons, is a supermarket chain of convenience stores that operate as massive shopping hubs for almost everything. Their convenience stores have different departments like groceries, pharmacy, bakery, deli counter, floral, liquor stores, fuel centers, Starbucks coffee shops, and a money center to buy stamps and make copies. That’s why Safeway operates under a simple slogan: “Ingredients for life.” So you can get everything you need to live, or at least exist, inside each store.

To serve its customers well, Safeway has across 18 states in the US. However, their primary base of operation is out west. Most Safeway locations are in California, Washington, Arizona, Oregon, Colorado, Maryland, and Virginia.

Whether you’re looking for refueling stations that pay cash, Coffee shops that accept EBT, buy money orders, pay bills, buying gift cards, or a Coinstar machine, a Safeway convenience store is your one-stop-shop for all your needs. You can find the inexpensive meals to purchase, fuel your car, and cash a check at the same time. That’s how you save time and money on gas.

Knowing the different Safeway money services, costs, and requirements before you grab the keys will help you make an informed choice.

It prompts us to wonder what Safeways financial services are.?

Quick Response: In addition to grocery shopping, Safeway provides a range of financial services like money orders and check cashing. Although grocery stores do not accept money orders, Safeway stores sell Western Union money orders up to $500 each for about $1.

Most of the time, Safeway accepts both payroll checks and checks issued by the government. Although fees and restrictions differ from one location to another, you can anticipate paying $2.25 for every $200 cashed. Even so, it will still be less than the time and gas you would have spent going to the bank.

At a Safeway money counter, additional financial services such as money transfers, gift cards, bill payment, check writing, and coin counting devices are also accessible in-store.

Continue reading to find out more about the Safeway check cashing and money order policy, costs, specifications, and restrictions.

What is the Check Cashing Policy at Safeway?

If there is a Safeways check-to-cash outlet in your neighborhood, you can access it. It is one of the approximately 900 convenience stores in the US that offer financial services.

Do cashiers checks work at Safeway? Cashier’s checks are available at Safeway, yes.

You are able to cash payroll checks, cashier’s checks, and government-issued checks such as social security checks, stimulus cheques, tax refunds, disability benefits, and unemployment benefits checks under the Safeway check cashing policy.

Depending on the area, Safeway may have a different maximum cashout value. However, Safeways’ check cashing policy typically sets a $1,500 maximum check amount. For each $200 worth of checks cashed, it costs about $2.25, however fees can change.

The hours that Safeway offers check cashing vary by location but are often the same as its regular hours. The majority of shops are open from 7 am to 10 pm. However, occasionally the Western Union counter or money center has fewer hours and may close at 8 o’clock.

The drawback is that fees for large check amounts can soon soar. For instance, cashing a $1,000 check at Safeway will cost $11.25 at the $2.25/$200 rate. It is pricey for a thrifty buyer!

Given that banks offer free check cashing as a benefit to account holders, why would anyone choose Safeway check cashing at such high costs?

Use of Safeway check cashing is recommended for a number of reasons, including:

  • No bank account: Per the , 5.4% of American adults belong to the “No Bank Account” camp. Safeway check cashing near me is a boon when they receive some form of payment via a check to the unbanked Americans.
  • Cash a check at an odd hour: On weekends and in the early evenings, banks and credit unions close. If you work late or outside of banking hours, Safeway is a fantastic spot to cash checks.
  • Convenience: Running other errands while cashing a check is convenient. You can use Safeway check cashing services to save time and money on petrol when you shop at Safeway with your budget grocery list rather than driving to the bank. And as you are aware, convenience has a cost!

In such situations, the fee for cashing a check at Safeway is justifiable. However, it’s still minuscule compared to the time and gas spent driving to your bank branch or a no-fee ATM that gives out $10.

Due to the risk of fraud associated with check cashing, Safeway doesn’t without a valid ID, cash checks. Therefore, you must always present a government-issued photo ID like a driver’s license, military ID, or passport.

With or without an ID, you won’t be able to cash personal checks, handwritten checks, and starter checks at Safeway.  Also, Safeway isn’t among the monetary locations third-party. These types of checks come with an increased risk of fraud. Thus, Safeway’s check cashing policy imposes further restrictions to protect itself and its customers.

Recommended read: Best Local 24 Hour Check Cashing [25 Top Locations OPEN NOW]

What is the Check Writing Policy at Safeway?

Many people have stopped writing checks because of alternative digital payment methods. But as you know, you can’t easily teach an old dog new tricks. So while millennials have ditched paper checks for modern payment methods, baby boomers are still writing checks, even grocery purchases. shows that an average of 14.7 million checks for $30.8 billion are processed daily.

Because of this, grocery stores like Safeway continue to accept checks as a form of payment and let consumers receive cash back on their purchases. Safeway requires a government-issued photo ID to prove your identification while paying with a check, nevertheless.

You must successfully complete a Certegy verification, an electronics check performed by a third party that Safeway uses for risk assessment. If you have a history of bounced checks, returned checks, problems with your checking account, or you don’t write checks frequently, you’re more likely to fail the Certegy verification process.

The maximum cashback on Safeways checks is $25. Consequently, while paying with a check, you can overpay your item by $25 and still get cash back. For instance, if your total purchase is $25 and you want to receive $25 in cash back, you’ll write a check for $50.

If you require more than the $25 allotment, you’ll have to write several cheques.

Pay with your debit card or Discover credit card to avoid writing numerous checks.

Safeway is among the stores with the highest debit card cash back rewards. Safeway’s cash back limit on debit card purchases is $200! And the good thing is, Safeway doesn’t charge any cash back fees or impose a minimum spend to be eligible for cash back.

Just buy a newspaper or purchase anything like a bottle of filtered water or cheap diapers to be eligible. Then, overpay your purchase with any amount up to $200 to receive your money back. 

When using your Discover credit card to make a purchase at Safeway, you can also get cash back up to $120. Whereas Discover only permits cardholders to collect a maximum of $120 cashback within 24 hours, Safeway allows cardholders to receive up to $200 reward every purchase.

Does Safeway Do Money Orders?

At the customer service counter, Safeway offers Western Union money orders. Safeway money order restrictions and costs vary by location, but the average maximum per order is $500. The costs might vary from 59 cents to $1, depending on the area.

Most Safeway grocery stores accept cash for money orders, but you may find a few locations that allow you to buy money orders with unexpired debit cards. Unfortunately, the customer service desk doesn’t accept Chipped credit cards as a payment method when buying money orders.

The Safeway money order hours are typically 7 am to 10 pm, which corresponds to the regular store hours. The Western Union counter, on the other hand, has fewer hours and typically closes at 8 p.m. Therefore, make sure you arrive on time.

Just like Publix money orders, Safeway’s is a good nearby location where you may purchase cheap money orders. For instance, it costs $1.25 to purchase a $500 money order in the post office and $1.75 for a 1,000 money order.

Western Union money orders are available at Safeway, but they are not cashed there. Thus, you’ll need to acquire Western Union money orders somewhere else. The best location to get free money order cashing services is at your bank or credit union. Non-bank consumers also pay low fees.

Safeway doesn’t sell MoneyGram money orders. But MoneyGram money orders are offered by CVS. at $1.25 and has a limit of $500 each. You can also Walmart sells and cashes MoneyGram money orders. up to $1,000 each for 70 to 88 cents.

Money orders are a great alternative to checks and credit cards. They come in handy when you want to make payments without exposing your bank details. Checks carry your banking details such as a routing number, account number, and the risk of insufficient funds that can expose you to overdraft fees. Alternatively, money orders are prepaid with enough money to guarantee payment and don’t expose your bank account details. 

Money orders are a safe payment option when dealing with suspicious merchants or avoiding overdraft fees when making large payments, like paying an excavating contractor.

Does Safeway Do Money Transfers?

Safeway offers money transfer services as another financial product and service. At the customer service desk, money transfer services are also provided.

At Safeway, Western Union handles all money transfers. Both domestic and international transfers can be made using Safeways’ money transfer service. Cash and debit cards are acceptable payment methods for money transfers.

The cost of a Safeways money transfer varies depending on the amount sent and the recipient’s location. However, they generally match the rates charged by Western Union in most locations.

The required money transfer details include the recipient’s full name as it appears on their ID, bank details like the routing number, account number, and the person’s address.

When you transfer money at Safeway, you’ll get a tracking number to give the beneficiary. They will then use the tracking number to pick up the funds at their neighborhood Western Union or Safeway branch.

Does Safeway Have a Coinstar?

You can exchange extra coins for cash, bills, e-gift cards, or donations to your preferred charity at Coinstar kiosks located in Safeway stores. A coin counter can be found in the lobby of your neighborhood Safeway.

Coins can be inconvenient to carry around. Unfortunately, such convenience comes at a price. Coinstar charges a 12% fee of the total amount if you choose to get cash bills back. That means you will be out $12 for every $100 you redeem. The fee isn’t just for Coinstar machines at Safeway, but all places with nearby coin-counting devices

The cost can be avoided, though. If you decide to exchange your coins for a gift card or a charitable donation, the 12% fee is waived.

To make it easier for you, Coinstar partners with gift card brands and charity organizations. To redeem your coins for a gift card, simply select your favorite retailers, like Safeway, Home Depot, or Lowe’s. The coin machine will print out a unique code that you can use to purchase items online or in-store. You can also donate the coins by choosing a partner organization at the kiosk.

Does Safeway Offer Bill Pay?

One of the ways to drastically cut expenses and save money is to make sure you pay bills on time to avoid late payment fees and penalties. To help customers meet their bill payment deadlines, Safeway offers an in-person bill payment service called Convenience Pay in partnership with Western Union. You can pay almost any bill at Safeway, including mortgage payments, utility bills, car payments, and monthly bills.

It’s pretty easy to pay bills at Safeway via Convenience Pay. Simply bring your phone number, the company’s name you want to pay, and your account number. Then, a quick verification process is carried out by a Safeway associate to see whether or not your payee is eligible for Convenience Pay. Once verified, pay the bill amount using cash, debit card, or your Reliacard balance. You’ll receive a receipt with a payment tracking number as proof of your payment.

Does Safeway Sell Gift Cards?

Safeway sells its own gift cards online and in-store. They also sell a long list of gift cards from other retailers like Target, Subway, Amazon, Pottery Barn, Starbucks, Groupon, Lowe’s, William Sonoma, Southwest Airlines, and more.

The most common gift card denominations are $15 to $50, with amounts ranging from $10 to $500. More than 150 stores and services provide gift cards that may be purchased singly or in large quantities without any additional fees.

Nevertheless, there are additional activation fees of up to $6 for prepaid gift cards like Visa and Mastercard. Safeway accepts cash, debit cards, credit cards, and personal checks for the purchase of gift cards.

That said, Safeway doesn’t sell gift cards for Costco, Walmart, CVS, BJ’s Wholesale Club, Buffalo Wild Wings, nor opened American Express gift cards.

How to Check Safeway Gift Card Balance?

Always verify your gift card’s balance to make sure there is enough money on it to pay your purchases before using it to make purchases. Unfortunately, there is no online way to check the balance of a Safeway gift card.

Dial (877) 723-3929 to reach the customer service department of Safeway and ask about your gift card’s balance. As an alternative, stop by the customer care counter and get a balance check from the cashier before you begin purchasing.

Does Safeway Sell Target Gift Cards?

Yes, Safeway sells Target gift cards. Target gift cards are distributed at over 10,000 retail locations throughout the United States including Safeway, CVS Pharmacy, Kroger, among others. Safeway also sells gift cards from a wide selection of over 150 brands, including Amazon, Ann Taylor, Banana Republic, Best Buy, eBay, The Home Depot, Macy’s, Lowe’s,  Office Max, Staples, etc.

Does Safeway Sell Visa Gift Cards? 

Indeed, Safeway sells MasterCard and Visa gift cards, but not American Express cards. There is a $6 activation fee for prepaid Visa and MasterCard gift cards.

What are the Accepted Payment Methods at Safeway?

Accepted payment methods at Safeway include credit and debit cards from major brands like Visa, Mastercard, Discover, and American Express. In addition, Safeway also accepts cash, store gift cards, personal checks, SNAP EBT cards, Reliacard, and Albertsons Pay as payment methods.

Apple Pay and Google Pay are not generally accepted in Safeway stores. Additionally, PayPal isn’t accepted in the majority of Safeway stores.

Does Safeway Take American Express?

American Express gift cards and credit cards are accepted as forms of payment at Safeway. MasterCard, Visa, and Discover are also accepted. At Safeway, debit cards with the Visa or MasterCard logos are also accepted.

Does Safeway take Apple Pay?

No, Apple Pay and Google Pay are not accepted at most Safeway locations. A lot of Safeway supermarket stores don’t accept PayPal as a form of payment.

Does Safeway take EBT SNAP?

Yes, Safeway accepts SNAP food stamps for in-store purchases, , and same-day delivery in select states. However, you can only use your SNAP card to purchase SNAP-eligible items at Safeway locations, like nutritional protein shakes, bags of ice, and many other things.

You won’t be able to buy hot or prepared food at the Safeway deli counter unless you reside in a state that takes part in the restaurant meals program. When using your EBT card, stay away from the Safeway pharmacy and booze stores as well. You are not permitted to use your SNAP benefits for prescription drugs, dietary supplements, alcoholic beverages, or tobacco products.

Recommended read: Which supermarkets accept EBT? Online Grocery Pickup and Delivery

Does Safeway Have A Senior Discount Day?

Although Safeway doesn’t provide senior discounts specifically, some stores do. Senior discounts are typically only available to customers 55 and older. The schedule for senior discounts is left to the discretion of store managers at particular Safeway locations because there is no comprehensive policy governing them across the board. As a result, the frequency, age, and savings of senior days vary from store to store.

When is Safeway Senior Discount Day?

There isn’t a set Safeway senior discount day. Exact days, age requirements, and discount amounts vary by location. But, most customers report getting senior discounts on the first Wednesday every month. To avoid the guesswork, check your Safeway weekly or contact a representative to inquire. 

What’s the Safeway Return Policy?

Customers are permitted to return both perishable and nonperishable goods to Safeway stores, including meat, household goods, and produce. Only infant formula and alcoholic beverages are not returnable at Safeway.

The amount of time that the things must be returned to the retailer is not specified. Instead, depending on the type of product, returns are processed on a case-by-case basis. As a result, different stores have different return periods. The decision on which things can or cannot be returned normally rests with the store manager at each location.

Safeway accepts things with and without receipts. Having the receipt is advantageous since it entitles you to a complete refund of the purchase price to the original payment method used when making the transaction.

If you don’t have the receipt, a Safeway store employee can still look up the purchase using the information from your credit card or the date it was made. At Safeway, a purchase cannot, sadly, be checked on the phone.

Once located, you are eligible for an exchange for the identical item or a Safeway gift card. Nonetheless, non-receipt returns of less than $5 are eligible for a cash refund.

You can present your return at the Safeway customer service desk during the store’s normal hours of operations, basically between 8 am and 9 pm. But, some Safeway supermarkets are open continuously. in more populated areas. Your items will be inspected and will be at the store manager’s approval. Items purchased from the floral department must also get the store manager’s nod before returning.

What Should I Keep in Mind While Shopping at Safeway?

There are a few things to keep in mind if you plan to shop for groceries at Safeway in order to have the greatest experience. Little actions made over time can end up saving you a lot of money since you want to have all you need while still saving money.

Every dollar you save is a dollar you earn, especially if you have an EBT card and are qualified for SNAP benefits. If you use these suggestions, you’ll feel good knowing that your money is being used wisely.

Shop On Fridays

On Friday, Safeway is offering specials. These deals, known as the $5 deals, are announced in advance, so you’ll need to keep an eye out a few days before they really happen.

On Fridays, you can buy food goods like organic meats, seasonal produce, and deli items for $5 or less (all of which can be purchased with an EBT card). When you pay using a given payment option, you can also get additional benefits like 2X gas rewards.

Safeway Has Their Own Label

Safeway has a private label if you don’t want to skimp on quality and don’t mind paying a little extra for finer goods. Products are available under the Safeway Signature Select brand.

Although these will cost more than comparable name-brand products, the price and quality are unquestionably justified. You can buy meat, cheese, dairy, and comparable products at Safeway under store-brand labels.

Sign Up For a Card

The customer might gain a lot from the lucrative rewards program that these businesses offer in this era of tough rivalry between competing supermarket chains. At Safeway, there is no difference, and you can apply for the Safeway Club Card.

You don’t need to carry around your coupons because it is simple to keep track of specials and earn incentives for buying gas. Additionally, they have a Just 4 U program that keeps tabs on your prior purchases and provides you with unique discounts based on your behavior.

This implies that if you frequently purchase the same kind of meat or vegetables, the rewards program may enable you to save money without you realizing it.

Shop Clearance

Although not specifically a Safeway suggestion, this is still a fantastic one! Check out the clearance rack if you’re buying something non-perishable or something you’ll use right away. You’ll occasionally come across something that you actually need. Just be careful not to make any impulsive purchases!

Safeway Check Cashing and Money Order Summary

If you’re on a tight schedule, Safeway can serve as your one-stop shop for all of your financial and shopping needs. When shopping at Safeway, you can cash personal checks, cashier’s checks, and other government-issued checks without having to visit the bank. The Safeway check cashing cap is $1,500, and each $200 that is cashed incurs fees of $2.25.

Western Union money orders of $500 apiece are also available at Safeway for less than $1 each. If you want to make purchases or payments without disclosing your bank information or running the risk of the overdraft fees associated with rejected checks, money orders are a perfect alternative to checks and credit cards.

With check purchases, you are eligible for cash back of up to $25 per transaction. The cash back cap for debit cards is $200 per transaction, while users using Discover credit cards have a $120 daily maximum cash back limit.

Safeway allows you to purchase Western Union money orders, but you cannot cash them there. Own gift cards are offered by Safeway both in-person and online. Also, a large variety of third-party gift cards are available, although they may only be bought in-store and not online. Other financial services offered by Safeways include bill payment through Convenience Pay, Coinstar coin counters, and money transfers through Western Union.

We trust that this article on Safeway check cashing, cash back, gift cards, EBT, Coinstar, money orders & more has provided you with a clear understanding of what to anticipate when you use their services. Please visit Frugal Reality for more educational articles!

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