How to Withdraw Money from Varo without Card in 2022

is a clear step away from the more traditional bank by offering mobile banking with a seamless experience. One of most popular features is its Varo Visa debit card and credit card. It pays to learn how to withdraw money from Varo without a card!

Can I use Varo to make a cash withdrawal without a card?

Short Answer: No, Varo Bank doesn’t let you withdraw money without a card in the purest sense of the word. They don’t offer to get money from an ATM without a card.

However, there are methods for taking cash out of Varo without having your Varo Bank Visa debit card on hand.

How to Withdraw Money from Varo Without a Card

Method 1 – Using Varo Bank Mobile App on Your iPhone or Android Device

Fortunately, a smartphone is more likely to be in the possession of most people than a debit card.

Here are the steps for using the Varo mobile app to withdraw money from the company without a card:

Step 1: Launch the Varo mobile app on your or .

Step 2: Find the “Move Money” option and click it.

Step 3: Activate the “Find ATM” feature and find a location nearby.

Step 4: Check the ATM’s acceptance of cardless withdrawals by going there.

Step 5: On the ATM screen, select Mobile Cash Access.

Install the Varo Mobile App on your smartphone and choose Cardless ATM Withdrawal in step 6.

Step 7: Enter the sum you want to withdraw. Some ATMs in the area print $5 and $100 bills..

Step 8: You can either select the QR Code scan method of verification or have the app generate a code from your mobile device.

Step 9: Key in the code generated by the app at the ATM.

Step 10: Hold off on withdrawing money from the ATM.

See our guide on an The nearby ATM prints $10 bills.

Method 2 – Send Money to a Friend’s Varo Bank Account

You can send money to friends or family members if you are with them and they have their physical Varo debit card. When you don’t have your Varo card with you to make cash withdrawals, you can send money to their digital banking accounts.

Instant transfers of funds between Varo bank accounts are quick and cost-free, making it a fantastic option to take into consideration.

To send money to another Varo account, follow these steps:

Start by opening the Varo mobile banking application.

Step 2: Find the ‘Move Money’ option at the bottom of your screen.

Step 3: Click the ‘Transfer from Varo to Varo option.

Step 4: Input the sum from your online banking account that you wish to send or withdraw.

Step 5: Double-check the transfer information to make sure you have it all correct.

Step 6: Hit the ‘Send Money’ option if everything is in order.

Please be aware that once confirmed, a Varo money transfer cannot be changed or cancelled. Therefore, when transferring money, be extra careful with the details.

Once they’ve been credited, they can just use their actual card to withdraw the funds for you.

See our guide on Can I use my credit card, Chime, PayPal, or Apple Pay to self-Venmo??

Method 3 – View Your Varo Visa Debit Card Details Via the Bank App

Even if you don’t need to withdraw money from Varo Bank, you can still pay for products using the Varo app. If you don’t have a credit card or prepaid debit card on you, it is very convenient.

You can quickly check your Varo debit card details using the bank app. The card details are extensive and include the card number, CVV, expiration date of the ATM card, ACH routing code for a bank, and account details.

Your Varo debit card details from the app should be enough to pay for any product or service on the go. You may even, as buying things this way is easy.

Simply open your Varo mobile app and click on Account Details.

See our guide on how to move money from the Chime app to the Cash app.

Method 4 –Bank Transfers to a Different Bank

Transferring money to a different bank at Varo Bank is a slower process. It can take up to 48 hours for the timings for direct deposit. As a result, we encourage you to consider it only if the other options aren’t available.

To make it simpler to set up, Varo has improved its bank transfer to a separate bank process.

How to Setup Varo Bank Transfers to a Different Bank

Step 1: Open your mobile app, scroll to the bottom of the Accounts page and click on Connect a Account Plus+.

Step 2: Search for and select the External Bank icon.

Step 3: Select your bank from the list, then sign in to your account.

Step 4: Enter your User ID and Password accordingly and hit Submit.

Step 5: Comply with all instructions, including those to enter your email address or mobile phone number. You might be asked to verify your identity. As a result, you might receive a call or email alert with the OTP that you need to authenticate your identity and continue.

Step 6: Follow any additional prompts until you see your external bank account details on the Accounts page.

See our guide on why At this time, Cash App cannot link cards.

How to Transfer Money to the External Bank with Varo App

Step 1: Open the Varo app on your phone.

Step 2: Find and click the Move Money option, then the Transfer Money option.

Step 3: In the “From” section, choose Varo Bank Account. Then in the “To” section, enter the external bank account you want to transfer funds to.

Step 4: Check the money transfer limit before entering the amount of money you want to send.

Varo has a $5,000 daily cap on money transfers to bank or savings accounts. Moreover, Varo has a $10,000 monthly money transfer cap.

See our guide on the Walmart’s maximum withdrawal limit for Netspend.

Withdraw Money from Varo without Card Summary

Of course, the best way to withdraw money from Varo is with your debit card. Using your a smart chip in a credit card or debit card is the accepted form of payment at a retailer, grocery store, gas station, and more.

But use our other methods to withdraw cash from Varo without a card.

See our guide on the top apps for check cashing without Ingo.

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