How to Lock Apple Pay?

Apple Pay is a cutting-edge and convenient method of making payments. It eliminates the need to carry or use debit or credit cards when making payments online or in-store. It also allows you to send and receive money from friends and family.

You can make contactless, simple, safe, secure, and private payments with Apple Pay.

All you have to do is add your prepaid, debit, or credit card information to your iPad, iPhone, or Apple Watch’s wallet app.

Furthermore, Apple Pay can be combined with Apple Cash to send and receive money by text message.

How to Lock Apple Pay?

A six-digit passcode can be used to secure your Apple Pay account. This passcode can also be used to lock your iPhone or iPad once it’s been established.

You can use Face ID or Touch ID as a supplementary lock to protect your iPhone and Apple Pay account in addition to the passcode lock for Apple Pay.

Apple Pay should be locked for security reasons so that no one else can use it without your permission. Yet, there is no reason to be concerned.

Apple Pay is locked as soon as you lock your phone. You can always unlock it with Touch ID, Face ID, or the iPhone’s passcode.

Similarly, when you remove your Apple watch from your wrist, it locks to protect your wallet. It may be unlocked using the same method as your iPhone.

But, the business may freeze your Apple Pay account to prevent you from using it. This usually occurs when questionable activity in your Apple Pay account is discovered.

When your Apple Pay account is locked, you won’t be able to use it to make any purchases.

Also Read: How Can I Change My Apple Pay Debit or Credit Card?

Issues with Apple Pay 

Instead of the all-powerful Apple Pay, some iPhone users prefer to use other payment methods.

Many Apple device users dislike the frequent barrage of irritating Apple Pay alerts. However, they are unable to eliminate them.

How To Temporarily Disable Apple Pay?

If you’ve misplaced your iPhone or iPad, you’ll need to disable Apple Pay. Nonetheless, there may be additional reasons for doing so.

You can temporarily disable or suspend your Apple Pay account for any reason. If you wish to turn off Apple Pay on your iPhone, iWatch, or iPad, just follow these simple instructions:

How to Use Find My iPhone/iPad to Disable Apple Pay:

The Find My iPhone App can be used to disable Apple Pay. It’s an iCloud feature that can delete or remove Apple Pay cards. To use it, follow the steps below on your iPhone or iPad.

Allowing the Locate My attribute on your device is required before you can utilize it. This can be accomplished in the following manner.

Step 1: Go to Settings

First and foremost, open the Settings app on your iPhone.

Step 2: Go to iCloud

When you access the settings, you will see the iCloud option. Open it.

Step 3: Select Find my iPhone/iPad

You must locate the Find My iPhone or Find My iPad option under iCloud.

Step 4: Switch Find my iPhone/iPad On

On your iPhone or iPad, turn on the Locate My iPhone/iPad feature.

You can stop Apple Pay on your smartphone from anywhere if Find My iPhone/iPad is enabled on your device. To do so, simply follow these steps:

Step 1: Download or Install Find My App

With your iPhone, you can quickly download the find my app via the wallet app or the wallet website.

Step 2: Open Find My App and label your iPhone/iPad as Lost

You can mark your iPhone or any other device as lost using the Find My App. This will turn off Apple Pay and remove the cards.

How to Disable Apple Pay Using iCloud?

How to Turn Off Apple Pay in iCloud:

The second method involves using to disable Apple Pay. The following are the important steps:

Step 1: Visit

Open your web browser and go to

Step 2: Select Settings

Click Settings after you’ve opened the webpage.

Step 3: Select the Device on Which you Want to Disable Apple Pay

All of your iCloud account-linked devices are listed in the My devices column. The Apple Pay logo will appear on devices that have cards attached to them.

You must choose the device for which you want to disable Apple Pay from among them.

Step 4: Select Remove All

A new dialog box will appear when you pick any device, containing a list of all Apple Pay associated cards. After that, you must select Delete all options.

Also Read: How Do I Change My Apple Pay Quick Transfer Cards?

Can I Use The Passcode Only For Apple Pay?

No, passcodes cannot be used solely for Apple Pay. The passcode you create for your Lock screen will also serve as the passcode for your Apple Pay account.

In other words, if you use Apple Pay, it must be protected by a passcode, and you must use the same passcode to unlock your lock screen.

Touch ID or Face ID can be used in conjunction with a Passcode if desired. This is for your own protection. If you don’t want to use Passcode on your iPhone, you’ll need to disable Apple Pay.

How to Put a Passcode on Apple Pay?

To set a passcode for your Apple Pay account, follow these steps:

For iPhone X or later models:

For iPhone X or later models, follow these steps to add a passcode to Apple Pay:

Step 1: Go to Settings

On your iPhone or other Apple device, open the Settings app.

Step 2: Touch ID & Passcode 

Choose Touch ID & Passcode from the settings menu.

Step 3: Turn the Passcode on and Enter it

You can activate the Passcode by entering the six-digit code. You can use one Passcode for both your iPhone and Apple Pay.

Step 4: Confirm the Passcode

For confirmation, you must input the passcode again. Following that, it can be turned on.

For Older iPhone Models:

For iPhones older than the iPhone X or later models, follow these steps to add a passcode to Apple Pay:

Step 1: Go to Settings

To begin, go to your Apple device’s Settings app.

Step 2: Face ID & Passcode

Choose the Face ID & Passcode option in the settings.

Step 3: Turn on Passcode and Enter the Six Digits

To enable it, tap the toggle button and input the 6-digit passcode you want to use for your phone and Apple Pay.

Step 4: Confirm the Passcode

You must enter the six digits you picked again to confirm them. This will make your iPhone’s passcode active.

Also Read: Touch ID Not Functioning With Apple Pay

Can Apple Pay Get Locked?

Yes, you can have your Apple Pay account frozen. If Apple detects any fraudulent or questionable activity from your Apple Pay account, such as multiple ID verifications, it will lock your account. There are three possible causes for your Apple Pay account being locked.

  • To avoid fraud.
  • To keep your account safe.
  • To adhere to the rules.

You won’t be able to access the Apple cash in your Apple Pay account if it’s locked. Apple Pay cannot be used to send money or make purchases. You can either try to authenticate your identity or contact Apple for assistance.


Apple Pay is a cutting-edge payment option for iPhone users. It has a variety of applications. Apple Wallet includes it as a built-in function.

It can also be problematic because it prevents Apple device customers from using any other payment method.

It also makes it mandatory for iPhone users to set a passcode. Many people dislike having to type in their passcode every time they need to use their gadgets. As a result, deactivating the passcode or Apple Pay becomes necessary in that situation.

Apple frequently locks questionable users’ Apple Pay accounts to prevent fraud and safeguard their safety.

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