How To Link Cash App To Varo? Transfer Limit & Fees?

was created in 2015 to fill a gap in online banking. The bank has over 55,000 surcharge-free , no minimum high-yield savings accounts, and no monthly or hidden fees.

Varo earned a top spot on ‘s 2022 Best Online Savings Accounts and Best Checking Accounts with over four million accounts and outstanding customer service.

It’s not uncommon for Varo users to also use Cash App for online peer-to-peer () payments. It’s an easy way to send and receive money from friends or using a Business Cash App account.

Can Varo be connected to Cash App then?

Yes, you can connect Varo to Cash App in order to transfer money to your bank account. Your Varo Visa Debit Card may be easily added to the Cash App for money transfers. Moreover, Cash App enables you to directly transfer money by linking Varo to an external bank account.

You can use our in-depth guide to link Cash App to Varo and learn about transfer restrictions, costs, and the time it takes money to reach your account.

How To Link Cash App To Varo?

There are multiple ways for you to link Cash App to Varo. It’s easy to set up because Varo uses Link to the Cash App with Plaid and verify your bank accounts with a few clicks.

is well-known for providing payment integration services that make it easier to link bank accounts to different payment apps. Your financial information is thereafter validated and shared securely between the two banking institutions.

Plaid enables you to integrate the details of your Varo Bank account into Cash App and start financial transactions.

To connect Cash App to Varo, adhere to following steps:

  1. On your iOS or Android device, open the Varo app.
  2. To create an external account on the Varo app dashboard, click the link.
  3. Choose Cash App in Search. 
  4. You will be prompted to Authenticate your Cash App account. by entering your login credentials.

Cash App users can also link with Varo without a debit card. Instead, users enter their Varo bank account and routing number to make Direct deposits through ACH from Cash App. However, ACH transfers can take up to five days to hit your bank account.

To connect Cash App to Varo without a debit card, follow these steps:

  1. Open the Cash App by going to the Apple or Google Play stores.
  2. Tap the “Bank” icon on the home screen. 
  3. Scroll down to the linked bank and click it.
  4. To make ACH transfers, enter your Varo bank account and routing number.

See our guide on alter your Cash App routing number procedures.

How To Transfer Money from Varo to Cash App?

You may rapidly transfer money between your Cash App and Varo accounts after tying the two together.

To transfer money from Varo to Cash App, follow these steps:

  1. On your iPhone or Android smartphone, open the Cash App.
  2. Select “Add Cash.”
  3. Please enter the amount of the transfer.
  4. Choose the associated Varo account after that.
  5. Click “Confirm,” and money will be transferred from Varo to Cash App within a few days.

See our guide on Money transfer from the Cash App to Netspend.

How To Transfer Money from Cash App to Varo?

Once they are connected, transferring money between Cash App and Varo Bank is simple.

To transfer money from Cash App to Varo, follow these steps:

  1. On your iPhone or Android smartphone, open the Cash App.
  2. Tap the “Bank” icon on the home screen.
  3. Tap “Cash Out.”
  4. Input the sum of money you intend to send to Varo.
  5. In the event that Cash App has more than one externally linked account, choose the bank account you want to send the money to.

See our guide on Cash App prohibits money transfers via Apple Pay..

What’s The Varo Transfer Limit To Cash App?

With a rolling 30-day reset, the Varo transfer limit to Cash App is 35 immediate debit transfers each month. Additionally, there is a daily spending cap of $2,500 because using your Varo Debit Card with Cash App counts as a money transfer.

You can view your Varo account statements by visiting the “Accounts” page, selecting “Varo Bank” or “Savings Account,” and opening “Details.” You’ll then be directed to your account statements, where you can specify the month or year of the statement you’d like to view.

See our guide on how to transfer funds without a debit card from Chime to Cash App.

What’s The Cash App Transfer Limit To Varo?

The Cash App transfer limit to Varo is up to $7,500 a week, after you’ve verified your identity and provided your name, address, birthdate, and SSN. Also, you’ll be able to receive an unlimited amount of funds.

See our guide on the Limits and costs for money transfers between Walmart stores.

What Are The Cash App Fees Sending Money to Varo?

For transfers that are made instantly into your associated Varo bank account, Cash App levies a 1.5% transfer fee. A regular transfer, which is free but can take three business days to process, is another option that is available.

The good news is that when you transfer money to your Cash App through Varo, no fees are assessed.

See our guide on money transfer from an EDD card to a bank account

Can I Use My Varo Debit Card on Cash App?

Yes, you can send money immediately using your Varo Debit Card on Cash App.

The steps to use a Varo debit card on Cash App are as follows:

  1. On your iPhone or Android smartphone, open the Cash App.
  2. Tap the “Bank” icon on the home screen. 
  3. Scroll down to the linked bank and click it.
  4. Choose “Link Debit Card.”
  5. your Varo debit card information.

Directly linking your Varo Debit Card to Cash App enables instant transfers between the two. Otherwise, linking your Varo bank account and routing number can take several days for the To arrive in your account via ACH.

How Long To Transfer Money From Varo To Cash App?

The time it takes to transfer money from your Varo account to Cash App will vary based on the transfer speed. For example, linking Cash App with your Varo Debit Card allows instant transfers within 30 minutes.

However, a standard direct deposit can be delayed by up to five business days if Cash App is linked via your Varo bank account and routing number. 

See our guides for locating PNC’s routing numbers, Wells Fargo, Chase, and Credit union for the Navy.

Link Cash App To Varo Summary

Cash App and Varo can be linked together with or without a Varo debit card. The benefit of using the Varo is instant transfers arrive within 30 minutes. However, linking Varo without a debit card takes several days per money transfer.

Furthermore, Cash App enables Varo customers to join outside bank accounts for direct money transfers.

See our guide on how to use Varo to make a cash withdrawal without a card.

Leave a Comment

Your email address will not be published. Required fields are marked *

Scroll to Top