How To Link Cash App To Varo? Transfer Limit & Fees?

was created in 2015 to fill a gap in online banking. The bank has over 55,000 surcharge-free , no minimum high-yield savings accounts, and no monthly or hidden fees.

Varo earned a top spot on ‘s 2022 Best Online Savings Accounts and Best Checking Accounts with over four million accounts and outstanding customer service.

It’s not uncommon for Varo users to also use Cash App for online peer-to-peer () payments. It’s an easy way to send and receive money from friends or using a Account with Cash App for Business.

So, can Varo be linked to Cash App?

Yes, you can link Varo to Cash App to send money to your bank account. To send money, simply add your Varo Visa Debit Card to the Cash App. Varo can also be linked to an external bank account with Cash App, allowing you to transfer funds immediately.

Our step-by-step tutorial will walk you through how to connect Cash App to Varo, as well as transfer limitations, fees, and the time it takes for money to arrive in your account.

How To Link Cash App To Varo?

There are multiple ways for you to link Cash App to Varo. It’s easy to set up because Varo uses Plaid to connect to the Cash App and verify your bank accounts with a few clicks.

is well-known for its payment integration services, which aid in the connection of bank accounts to a variety of payment apps. As a result, your financial data is verified and securely sent between the two banks.

Plaid allows you to import your Varo Bank account information into Cash App and send money.

To link Cash App to Varo, follow these steps:

  1. On your iOS or Android device, open the Varo app.
  2. On the Varo app dashboard, click the link to create an external account.
  3. Choose Cash App in Search. 
  4. You will be prompted to Authenticate your Cash App account by entering your login credentials.

Cash App users can also link with Varo without a debit card. Instead, users enter their Varo bank account and routing number to make Cash App’s ACH direct deposits. However, ACH transfers can take up to five days to hit your bank account.

To attach Cash App to Varo without a debit card, follow these steps:

  1. From the iTunes Store or Google Play Store, download the Cash App.
  2. Tap the “Bank” icon on the home screen. 
  3. Scroll down to find the linked bank.
  4. To make ACH transfers, enter your Varo bank account and routing number.

See our guide on how to update the routing number on your Cash App.

How To Transfer Money from Varo to Cash App?

You can quickly transfer money between your Cash App and Varo accounts after linking them.

To transfer money from Varo to Cash App, follow these steps:

  1. On your iPhone or Android smartphone, open the Cash App.
  2. Select “Add Cash.”
  3. Enter the amount you wish to transfer.
  4. After that, choose your associated Varo account.
  5. Click “Confirm,” and money will be transferred from Varo to Cash App within a few days.

See our guide on money transfer from Cash App to Netspend.

How To Transfer Money from Cash App to Varo?

Once Cash App and Varo Bank are linked, transferring money between them is simple.

To transfer money from Cash App to Varo, follow these steps:

  1. On your iPhone or Android smartphone, open the Cash App.
  2. Tap the “Bank” icon on the home screen.
  3. Tap “Cash Out.”
  4. Fill in the amount of money you want to send to Varo.
  5. If you have multiple external linked accounts linked to Cash App, select the bank account to which you wish to send the money.

See our guide on The amount of money you can transfer from Apple Pay to Cash App is limited..

What’s The Varo Transfer Limit To Cash App?

Varo has a monthly restriction of 35 immediate debit transfers to Cash App, with a rolling 30-day reset. Additionally, because Cash App considers using your Varo Debit Card as a money transfer, there is a daily spending restriction of $2,500.

You can view your Varo account statements by visiting the “Accounts” page, selecting “Varo Bank” or “Savings Account,” and opening “Details.” You’ll then be directed to your account statements, where you can specify the month or year of the statement you’d like to view.

See our guide on without a debit card, how to transfer money from Chime to Cash App.

What’s The Cash App Transfer Limit To Varo?

The Cash App transfer limit to Varo is up to $7,500 a week, after you’ve verified your identity and provided your name, address, birthdate, and SSN. Also, you’ll be able to receive an unlimited amount of funds.

See our guide on the Limits and costs for Walmart-to-Walmart money transfers.

What Are The Cash App Fees Sending Money to Varo?

For instant transfers into your associated Varo bank account, Cash App charges a 1.5% transfer fee. A normal transfer, on the other hand, is free but may take three business days to complete.

Varo does not charge fees when transferring money to your Cash App, which is great news.

See our guide on Money is transferred from an EDD card to a bank account.

Can I Use My Varo Debit Card on Cash App?

Yes, you can use your Varo Debit Card to make direct money transfers through the Cash App.

To use a Varo debit card on Cash App, follow these steps:

  1. On your iPhone or Android smartphone, open the Cash App.
  2. Tap the “Bank” icon on the home screen. 
  3. Scroll down to find the linked bank.
  4. Choose “Link Debit Card.”
  5. Enter the information for your Varo debit card.

Directly linking your Varo Debit Card to Cash App enables instant transfers between the two. Otherwise, linking your Varo bank account and routing number can take several days for the Your account will be credited via ACH direct deposit..

How Long To Transfer Money From Varo To Cash App?

The time it takes to transfer money from your Varo account to Cash App will vary based on the transfer speed. For example, linking Cash App with your Varo Debit Card allows instant transfers within 30 minutes.

However, a standard direct deposit can be delayed by up to five business days if Cash App is linked via your Varo bank account and routing number. 

See our guides for locating PNC routing numbers, Wells Fargo, Chase, and Navy Federal Credit Union is a financial cooperative.

Link Cash App To Varo Summary

Cash App and Varo can be linked together with or without a Varo debit card. The benefit of using the Varo is instant transfers arrive within 30 minutes. However, linking Varo without a debit card takes several days per money transfer.

Cash App also allows Varo users to join external bank accounts so that funds can be moved immediately.

See our guide on how to make a cash withdrawal from Varo without a card.

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