Does Walmart Take Starter Checks? Places That Accept Starter Check

While opening a new checking account, a beginning check is utilized. Until your personalized checks are created, you can deposit or withdraw money from your account using this check.

Many establishments, including restaurants, shops, and gas stations, accept starter checks. Thus utilizing a starter check to access your checking account is simple.

Walmart is one of the most popular retailers in the country. It’s a great place for restocked Walmart Rollback prices, a pharmacy, affordable nail salon costs, oil changes, and financial services like money orders.

Does Walmart accept starter checks, then?

Quick Response: Walmart does not accept starter checks. Walmart does, however, accept cashier’s checks, payroll checks, pre-printed checks, tax checks, and government and stimulus cheques.

What Are Starter Checks?

A is similar to regular checks, except they’re specifically designed for people who just opened a new checking account.

Starter checks don’t include personal information. They’re considered basic checks and temporary until your permanent checks arrive. Starter checks can be used for daily purchases or to pay bills, such as monthly utilities, cable bills, home alarm bills, etc.

However, financial institutions are concerned about fraud because the check contains no personal information and a low check number. It may cause check processing delays as the The bank confirms your identityy and the information provided.

See our guide on Nearby 24-hour check cashing locations.

Does Walmart Accept Starter Checks?

Walmart regrettably does not take starter checks. But, for a fee ranging from $4 to $8, depending on the check value, Walmart will accept any authorized and printed checks.

Places that accept starter checks include Target, Lowe’s, Kmart, and Costco.

What Type of Checks Does Walmart Accept?

Walmart will take a number of different personal and company checks, including but not restricted to:

See the Check-cashing policies at Walmart to see the requirements and limitations. However, in general, all checks must be properly endorsed with a valid . 

See our guide on at Kroger, cashing a personal check.

Who Takes Starter Checks?

Walmart does not accept starter checks, but a few other places do. To authenticate your checks, you must present a current, government-issued photo ID at every shop location.

The following locations accept starter checks:

See our guide on Near me liquor stores that accept checks.

What Stores Don’t Take Starter Checks?

Starter checks are not accepted in a lot of places besides Walmart. Bring a different form of payment if you are unsure whether your local store accepts starter checks.

The following retailers do not accept starter checks:

  • Albertson’s
  • ALDI
  • Supermarkets Bakers
  • Bfresh
  • City Market
  • CVS
  • Dillons Supermarkets
  • Dollar General
  • Dollar Tree
  • Family Dollar
  • Food 4 Less
  • Food Lion
  • Fred Meyer
  • Food & Drug Frys
  • Gerbes Super Markets
  • Giant
  • Hannaford
  • Harris Teeter
  • Food Shops Jay C
  • King Soopers
  • Kroger
  • Roundys Marianos)
  • Markets for Food Martins
  • Owen’s
  • Discount Supermarkets
  • Publix
  • QFC Quality Food Centers)
  • Ralphs
  • Rite Aid
  • Ruler Foods
  • Sam’s Club.
  • Scott’s
  • Smith’s
  • Stop & Shop
  • Target
  • Shopper Joe’s
  • True Value
  • Walgreens
  • Walmart
  • Whole Foods
  • WinCo

See our guide on cashing a cheque from a third party on Chime.

How To Identify a Starter Check?

Starter checks resemble conventional checks and are printed with the account number and bank routing information for processing. They do not, however, contain private information like the name or address of the customer.

A very low check number in the upper right-hand corner signifies a new account. Many places checks with low numbers since it’s an unproven account. But, not all temporary checks include a pre-printed check number.

See our guide on checking out at Publix.

What’s the Difference Between Starter Checks vs. Regular Checks?

Starter checks and regular checks have a few major distinctions, such as:

  • Compared to ordinary checks, starter checks often have a lower check number. A temporary check for a new account may occasionally not have a check number pre-printed on it.
  • don’t include private details like names and addresses.
  • The maximum number of starter checks that banks will print is often ten or less.
  • Normally, the first number in the series is 001.
  • Regular checks contain personal information like the person’s name, company name, and address.
  • Additionally, routine checks may include a phone number or a driver’s license number.
  • Regular checks provide contact information for the banking institution, including name, address, and phone number.

See our guide on nearby locations for cashing third-party checks.

Are Starter Checks Valid?

Starter checks can be utilized to cover your monthly bills and are legitimate. Starter checks are comparable to personal checks in usage.

To begin with, confirm that the check is properly written and signed. Second, it’s best to carry a backup form of payment because some businesses won’t accept starter checks.

Starter checks can occasionally have smaller check limits than standard personal checks as well. Therefore, if you intend to make a sizable purchase, you might need to order a fresh batch of checks.

Generally, using initial checks to cover regular bills is acceptable.

See our guide on Nearby convenience stores that accept checks.

Can I Write a Starter Check To Myself?

You can make a beginning check out to yourself, yes. Because you are sending money in your name from one bank account to another, it is legal to write yourself a check.

But, check kitting—the act of writing a check while knowing you lack the necessary funds—is illegal. If you write a faulty check, your account will go into overdraft and the bank will probably charge you for the negative balance.

See our guide on locations nearby that accept cheques without ID.

Can I Mobile Deposit a Starter Check?

Absolutely, much like with a regular check deposit for things like payroll, stimulus, taxes, etc., you may mobile deposit a start check. Make the check payable to yourself, then simply write it out and mobile deposit it into your account.

See our guide on Apps for mobile check cashing without Ingo money.

Walmart Take Starter Checks Summary

Walmart does not take starter checks but does cash cashier checks, stimulus, government, payroll, pre-printed, and tax checks. Visit the the return desk to answer any of your policy questions.

Most Walmart MoneyCenter hours are from 8 am to 8 pm Monday through Saturday, and 10 am to 6 pm on Sunday. The MoneyCenter hours are limited even at proximate 24-hour retailers like Walmart.

See our guide on using Cash App to deposit a check.

Leave a Comment

Your email address will not be published. Required fields are marked *

Scroll to Top