Does Walmart Take Apple Pay? Sorta (Use Walmart Pay App)

Due to smartphones and fast internet speeds, the world’s economy is slowly switching to cardless, cashless, and contactless payment methods. According to , 85% of American adults own a smartphone. Out of those, 47% are iPhone users. So it’s no surprise that mobile wallets like Apple Pay and other contactless methods like Venmo, Zelle, Google Pay, and Samsung Pay are becoming more popular by the day.

Apple Pay is the most popular mobile payment option, with 43.9 million customers opting for it at tens of thousands of establishments that support touch-free checkout. While many retailers accept contactless payments, not all have incorporated mobile payment methods such as Apple Pay into their systems.

Being the largest brick-and-mortar retailer globally, millions of Americans flock to Walmart stores to buy stamps, shop for the Foods that are the cheapest on a budget, and access check-cashing services at Walmart stores.

Walmart is everywhere, with nearly 6,000 retail stores in the United States, and has some 24-hour superstores too. So whether you want to At strange hours, buy booze at Walmart locations. or get nearby wheel alignment services at a low cost, you’re pretty sure to find a .

Customers want to know if they can use Apple Pay at Walmart because of the convenience and proximity. As a result, we’re left with the major question:

Is Apple Pay accepted at Walmart?

Short Answer: Walmart does not accept Apple Pay in any of its stores or on its website. It means you won’t be able to pay with Apple Pay at the register or at the self-checkout counter.

Instead, Walmart uses its own mobile payment wallet called Walmart Pay, which supports contactless payments at its stores. So if you want to use your iPhone to pay at Walmart stores or online at , you’ll have to install and use the Walmart Pay mobile app.

Unlike other contactless payment methods that use Near Field Communication(NFC) to process touch-free payments at checkout, Walmart uses QR codes. Just like other mobile payment wallets, you can link major debit/credit with chips, prepaid cards, and Walmart gift cards to pay touch-free by scanning a QR code at the checkout register.

Walmart’s refusal to accept Apple Pay and other contactless payment methods stems from a desire to promote its mobile payment wallet while avoiding the processing fees charged by other contactless payment firms.

That said, Walmart stores accept other payment methods, including pre-printed checks, Visa, MasterCard, American Express cards, money orders, cash, All PIN-based ATM or debit cards, Walmart MoneyCard, Walmart gift cards, Amex gift cards that have been activated, Walmart Credit Card, and SNAP food stamps.

Accepted payment methods at Walmart online include Chase Pay, PayPal, major debit and credit cards, Reliacard cash, Walmart gift cards, Walmart credit cards, Chase Pay, and Amex Express Checkout.

Also, Walmart is among the Venmo-accepting merchants for in-store and online purchases. But, unfortunately, Walmart doesn’t accept Apple Pay, Google Pay, and Samsung Pay.

Can You Use Apple Pay at Walmart?

You won’t be able to use Apple Pay in-store at Walmart, but you will be able to use Walmart Pay and Venmo. While Apple Pay processes in-store payments with NFC technology, Walmart’s payment system supports touch-free checkout with QR technology.

Walmart has its own mobile payment wallet, Walmart Pay, which the company wants users to use instead of third-party apps. It’s also Walmart’s tactic to avoid paying processing costs, which may eat into the company’s razor-thin profit margins.

Does this mean you won’t be able to make contactless payments at Walmart with your iPhone?

Certainly not. There is a workaround. Fortunately, the Walmart Pay app is compatible with both Apple and Android devices. As a result, you can use Walmart Pay to make purchases both in-store and online.

Simply download and install the . Then, link your checking account, unexpired debit cards, credit cards, Walmart gift cards, and prepaid cards to use them to make contactless payments at the checkout counter.

What is Walmart Pay App?

Walmart Pay is the retailer’s own mobile wallet. The Walmart mobile wallet is distinguished from other mobile wallets such as Google Pay, Apple Pay, and Samsung Pay by two factors:

Works only at Walmart stores

You can use Walmart Pay at Walmart stores only. Unlike other mobile wallets that work across retailers, Walmart Pay is designed for Walmart customers only. For instance, you can’t use Walmart Pay to make Walgreens, Kroger, Aldi, or Publix purchases. The app doesn’t even work at franchisees or other brands owned by Walmart, including,, Moosejaw, Bare Necessities,, Bonobos, Eloquii, and Hayneedle.

Payment technology

NFC-based technology is used by Google Pay, Apple Pay, and Samsung Pay to handle contactless payments. Walmart Pay, on the other hand, supports touch-free payment with QR-based technology.

You can attach acceptable debit/credit cards, Walmart gift cards, and prepaid cards to your Walmart app and make secure contactless payments at the self-checkout or cashier aisles, exactly like the other mobile payment apps.

It helps add an extra layer of security to your money because once the payment cards have linked successfully, you can without a PIN, use your debit card. It’s a great way to avoid PINless debit card fraud, where someone may try to take advantage of a stolen debit card.

Why Does Walmart Not Take Apple Pay?

Walmart does not accept other contactless mobile payment wallets such as Apple Pay, Google Pay, or Samsung Pay for four reasons:

Walmart Pay

Walmart Pay is the company’s own mobile payment app. Any other mobile payment technology is thus a competitor. Walmart refuses to accept Apple Pay in order to protect and promote its own products.

Marketing Purposes

The Walmart Pay app is exclusively available to Walmart customers. It’s part of the company’s digital goal to increase client loyalty by collecting data for marketing purposes. The business, for example, can use the app to track client purchasing habits and target them with customised discounts or offer products based on their previous purchases.

NFC vs. QR Codes

Another reason you can’t use Apple Pay at Walmart is the difference in contactless payment technology. Apple Pay supports touch-free checkout with NFC-based technology, whereas Walmart’s payment system processes contactless purchases via QR codes.

Slash Transaction Fees

To avoid payment processing fees and safeguard its razor-thin margins, Walmart must choose its acceptable payment options wisely.

How To Use Walmart Pay on iPhone?

The Walmart Pay app is available for iPhone and Android. As a result, you can pay for goods using Walmart Pay via the Walmart app on your iPhone.

Then, get the app on your iOS or Android device and install it. Make sure you’ve configured your PIN or touch ID for checkout. Link your favourite debit/credit card or store gift card to Walmart Pay.

Then, from one of the saved cards, select your desired payment option. Unless you turn it off, Walmart usually spends the value of your gift card first. Again, before utilizing other payment options on Walmart Pay, you should use your EBT or WIC balances.

Follow these steps to pay with your iPhone at a Walmart store once the app is running and your preferred payment option is set:

  • Shop at a Walmart store: Visit a Walmart store and shop for items of your choice. For example, you can Protein powder and smoothies are available for purchase. with EBT, purchase a Sunday paper, or cheap diapers.
  • Proceed to the checkout lane and scan items at the self-checkout counter or the cash register. A QR code will be shown by the machine or the cashier.
  • Scan the QR code: To scan the QR code, open the Walmart app and tap Walmart Pay.
  • You’ll hear a chime as proof that your transaction has been handled once it’s been scanned.
  • Grab your things and leave: There’s no need to wait for a receipt because Walmart Pay doesn’t use paper receipts. Instead, your device will receive a notification and an e-receipt.

Does Walmart Self-Checkout Take Apple Pay?

No, Apple Pay is not accepted at Walmart self-checkout. It’s because Apple Pay and other contactless payment options like Google Pay and Samsung Pay aren’t accepted at all Walmart locations. If you wish to pay with contactless at a Walmart shop, you should use Walmart Pay or Venmo.

To use your iPhone in a self-checkout lane at a cash register, download and install the Walmart app. Finally, exactly like with Apple Pay Wallet, attach your debit/credit card, prepaid card, or Walmart gift card to the app.

Or, you can pay with your Visa, MasterCard, checks, PayPal, cash, or any other Walmart-accepted payment method. When paying with a check, use the standard checkout line instead than the self-checkout line because self-checkout machines do not take checks or cash third-party checks.

Though Walmart is among the the shops that offer you the most money back, you can’t get cash back with Walmart Pay. The Walmart app also doesn’t link directly with your checking accounts, and you won’t be able to pay with linked cards at other retailers like Costco, Sam’s Club is a membership club that caters to, or Trader Joe’s is a chain of supermarkets that sells.

Does Walmart Accept Apple Pay Online?

Sadly, Walmart does not accept Apple Pay for online or in-store transactions, but you can pay with Walmart Pay or Venmo. Walmart Pay works with major credit cards, debit cards, Walmart Gift Cards, and prepaid cards, just like other mobile wallets.

That isn’t to say you can’t pay with your iPhone at Walmart. Download and install the Walmart app to pay with your iPhone at Walmart online or in-store. After that, link your payment cards and use the touch-free pay to checkout feature.

Can You Use Walmart Pay on Apple Watch?

No, you cannot use Walmart Pay on your Apple Watch to buy things. But, Walmart has introduced an Apple Watch app that lets you check items off your vs. using your phone.

It could be a beta test for something bigger in the future to allow Walmart Pay on an Apple Watch to checkout. Just in 2020, Apple sold nearly smartwatches. So there’s a large market of users who’d prefer contactless payments.

Does Walmart Take Apple Pay for Money Orders?

No, Walmart doesn’t take Apple Pay for money orders or any other types of purchases. That said, Walmart is one of the Which are the best venues to buy money orders?. The retailer sells and cashes MoneyGram money orders at about 88 cents per order. You can only use cash, debit card, or You have money on your Reliacard. to pay for money orders at Walmart.

Also, Walmart will Pre-printed two-party personal checks can be cashed. and other types of government-issued checks, but it’s not among the third-party check cashing establishments

Can You Use Apple Pay to Buy Walmart Gift Cards?

No, you can’t use Apple Pay to buy a Walmart gift card at a Walmart store. But other retailers sell gift cards and accept Apple Pay. For instance, Walmart gift cards are available at CVS. and takes Apple Pay in-store and online.

Again, EBT is accepted at CVS., sell money orders, and return up to $35 in cash. You can also make cheap photocopies, buy stumps, and access cheap fax services at CVS stores while on a prescription trip.

That said, the best place to buy discount Walmart gift cards is . The site buys and resells unwanted gift cards at generous discounts.

You can save more money if you buy discount Walmart gift cards at Raise through our link. .

Can You Use Apple Pay at Walmart Gas Station?

Apple Pay is not accepted at Walmart petrol stations. You can, however, use your iPhone’s Walmart Pay app to pay for gas and save up to five cents per gallon at participating gas stations. In addition, member gasoline prices are accessible at Walmart, Murphy gas stations, and Sams Club fuel centers in over 2,000 locations.

Here’s how to use the Walmart app to find participating gas stations:

  • Use to find the nearest participating discount fuel stations.
  • Sign in to your account and open the app.
  • Select your preferred payment option and tap to use Walmart Pay.
  • Hover your iPhone over the pumps screen while using the QR code scanner.
  • Choose your grade and start saving up to 5 cents a gallon on gas.

Alternative Stores That Take Apple Pay

The Walmart Pay app is available for download and use, but it is not compatible with all devices. Using Apple Pay will still be convenient for some folks. If that’s the case, you’ll have to shop somewhere else because Walmart doesn’t accept Apple Pay. It’s helpful to know which stores support Apple Pay so you can plan ahead of time.

Stores that accept Apple Pay include Target, Whole Foods, Starbucks, Meijer, Best Buy, Panera, Chick-fil-, El Pollo Loco, Jamba Juice, KFC, McDonald’s, Pizza Hut, Subway, White Castle, Albertsons, Costco, CVS, Duane Reade, Jewel-Osco, Rite Aid, Sprouts Farmers Market, Trader Joe’s, Walgreens, Winn-Dixie, Chevron, Texaco, ExxonMobil, JetBlue, Marriott, Walt Disney World, Airbnb, Dunkin’ Donuts, DoorDash, Etsy, Groupon, Instacart, Lyft, Pinterest, Postmates, Staples, StubHub, Uber, and more.

Pros and Cons of Using Walmart Pay

If you’re looking for a mobile payment option that’s particular to Walmart, you should download the Walmart Pay app to your smartphone.

Here’s a quick rundown of the benefits and drawbacks of using the Walmart Pay app:

Pros of using the Walmart Pay app

  • Enhanced Digital Security

You won’t have to worry about your credit card being stolen if you use a digital wallet, which is extremely difficult to hack. Walmart Pay, for example, does not require a swipe; instead, it scans a QR code that can only be used once.

  • Helps You Stay Away From Money and Germs

Many individuals are becoming more aware of what they touch in public settings in order to avoid picking up infections. As a result, contactless digital payment solutions are becoming increasingly popular. When inserting your credit card pin, you don’t have to handle cash or press buttons. To scan the QR codes on things you’re buying, you merely need to tap your phone.

  • You don’t have to bring any cards with you.

Having a digital wallet on your phone means that even if you forget your credit card or debit card at home, you can still make purchases using your digital app. Phones are usually the one item that most people remember to bring with them wherever they go.

  • It’s quick and easy to use.

You don’t have to wait for a cashier to give you change or process your card data when you pay with an app, which can save you a lot of time. It also makes it easier for you to complete your transaction and leave the store. You can also avoid the transaction fee paid by other contactless payment companies by utilizing the Walmart Pay App.

Cons of Using the Walmart Pay App

  • You’ll need a smartphone with plenty of battery life, as well as mobile data or WiFi.

While most people nowadays have cell phones and access to mobile data or internet, not everyone does. And for those who do have phones, they aren’t always fully charged, which means you may arrive at the checkout with insufficient battery to finish your digital transaction.

  • The app is only available at Walmart.

It’s annoying to have multiple applications and store cards for each store where you shop. It’s frustrating to have an app that only works at Walmart, especially if you shop at other locations (even Walmart affiliate businesses).

  • Keeps track of your personal information

Many people want to safeguard as much of their privacy as possible, and they don’t like the notion that all of their purchases on an app may be recorded and watched, even if it means that the app can be used to track and monitor them.

Does Walmart Take Apple Pay Summary

What makes Walmart popular with millions of shoppers is its broad reach and countless convenience services. For example, customers can buy money orders, cash checks, sell crushed ice, access Walmart provides carpet cleaning services for rent. and Coinstar machines.

Walmart does not accept Apple Pay, although it does accept Walmart Pay, Venmo, and other common payment methods. Walmart, on the other hand, has no plans to accept other contactless mobile wallets such as Samsung Pay or Google Pay.

It’s because Walmart has its own mobile payment wallet, which allows it to reduce transaction fees while also collecting customer data for marketing purposes. Walmart Pay, unlike Apple Pay, which employs NFC-based payment processing technology, instead uses QR codes.

At the store, Murphy gas stations, and participating Sams Club fuel centers, you can use Walmart Pay at gas pumps. Apple Pay is not accepted at Walmart self-checkout counters or online. Apple Pay cannot be used to purchase Walmart gift cards or money orders.

But, iPhone and Android users can use the Walmart app to pay at the self-checkout and cash register lanes without touching the screen. All you have to do now is download the app and add your payment cards. Then, at the checkout counter, scan a QR code to finalize the transaction.

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