Does Walmart Accept Venmo? How To Use Venmo Online & In-Store

is a popular contactless mobile payment method among the Millennials and Gen Z. It’s similar to PayPal. Still, its uniqueness and popularity stem from the fact that the simplifies money-sharing and payments by allowing purchases through social feeds. In addition, users can link and make payments with their bank account, debit/credit cards with chips, prepaid cards, gift cards, or by using their Venmo balance.

What a wonderful convenience! Now, hold on, how did we end up here?

It started with credit and debit cards, which brought the world into a cashless economy and made it possible to spend money without the need to visit banks or look for Chase, Wells Fargo, and other bank Nearby ATMs that dispense $5, $1, $50, or $100. Then came the internet age and cutting-edge financial technology. They’ve given us online and mobile payment solutions that have delivered digital wallets like , Venmo, banking apps, and contactless mobile payment methods like Google Pay and Apple Pay.

Technology has managed to integrate all the payment methods to seamlessly work in a single device-the smartphone. For instance, you can link all your cards and checking accounts to your Venmo app, PayPal wallet, or Apple and Google mobile wallets and make transactions from your phone without the need of visiting a bank. And the good thing is, digital and mobile wallets add an extra layer of security to your money because you can make use of your debit cardhout a PIN.

Amazing payment options, on the other hand, appear to have advanced faster than some organizations’ ability to integrate them into their payment systems. As a result, many businesses still refuse to accept Venmo, Apple Pay, Google Pay, or PayPal. That’s why tech-savvy Gen Z and Millennials want to know if national businesses accept Venmo, such as Walmart.

Is Walmart a Venmo acceptor?

Venmo is a payment option accepted by Walmart for both in-store and online transactions. Install the Venmo app on your phone and scan a QR code at the checkout counter to use Venmo at Walmart in-store. Select PayPal at checkout and Venmo on the PayPal page to pay with Venmo on Walmart.com. Walmart does not charge any transaction fees for Venmo purchases made in-store or online.

That said, you may still find that your local Walmart doesn’t accept Venmo. In that case, you’ll need to use another payment method to cover the purchases. Standard payment methods accepted at Walmart for in-store purchases include cash, pre-printed checks, American Express, Visa, MasterCard credit cards, all PIN-based ATM or debit cards, money order, , cards, Walmart gift cards and eGift cards, Walmart MoneyCard, and Walmart Credit Card.

Accepted payment methods at includes PayPal, Chase Pay, Amex Express Checkout, debit/credit cards, Walmart gift cards, and Walmart credit card. 

Walmart does not accept Google Pay or Apple Pay for in-store or online purchases, unfortunately. Walmart Pay is the only mobile payment option available in its stores.

Other unaccepted payment methods at Walmart.com include Sam’s Club Advantage Member Credit Card, Purchase Orders, Layaway, Walmart Community and Business Card, Cash on Delivery, FSA Cards, International Credit Cards, and SNAP EBT cards.

Recommended read: Is it true that Walmart sells stamps?

Can You Use Venmo at Walmart? 

Venmo is accepted at Walmart for both in-store and online purchases. To scan a QR code at the checkout counter, simply open the Venmo app and tap the Scan button. Before the purchase is credited to your Venmo balance, you’ll be prompted to confirm it.

Alternatively, you can generate a QR code by tapping the Show to Pay button on your Venmo app. Give the QR code to the cashier, who will scan it to finish the transaction.

Use your favourite mobile phone browser to shop for things on Walmart.com and pay using Venmo. When you’re finished, select PayPal as your payment method. You’ll be taken to PayPal’s website, where you can choose Venmo as your preferred payment option. Furthermore, some merchant websites provide a Venmo button that you can use to make an immediate transaction.

That said, you may still find some Walmart stores that don’t accept Venmo. So it’s always advisable to carry an alternative payment method. Use the to find contact details and any 24-hour superstores nearby to avoid the guesswork.

Does Walmart Accept Venmo QR Code?

Walmart does take Venmo QR codes. To complete the transaction, use the Venmo app to scan a QR code at the cash register. If the cashier requests a QR code, use your Venmo app’s Show to Pay button to generate one and hold it up for the cashier to scan.

How to Use Venmo at Walmart in Store?

Through Venmo QR codes, you can make contactless in-store purchases. To use your Venmo account to make in-store purchases at Walmart, you must first download and install the Venmo app. Set up your account by selecting a signup method, generating a secure password, and verifying your phone number and email address once it has been downloaded.

After that, you must add and validate your bank account. Your debit/credit cards can also be added. For in-store purchases, your Venmo account is already set up to scan QR codes. To authorize your camera to scan codes for the first time, hit the Scan button at the bottom of the home screen and follow the screen prompts.

Bring your phone to the checkout counter after you’ve finished shopping at Walmart and open the Venmo app. Tell the cashier you’ll be using Venmo to pay. Venmo can be used in-store at Walmart in two ways:

Scan the Walmart’s QR Code

Your order will be processed and a QR code will be presented to you by the cashier. To read the merchant’s QR code and complete the transaction, open your Venmo app and tap the Scan button. A prompt will display on your screen asking you to confirm your purchase. The payment will be executed once you confirm, and your Venmo balance will be used to pay for your items.

Allow Walmart to Scan Your QR Code

You may be asked to display a Venmo QR code by the cashier. Open the Venmo app and tap the Display to Pay button in this example. Then, to finalize the transaction, show your QR code to the cashier and have it scanned. The payment will be processed after the QR code is scanned, and money will be withdrawn from your Venmo balance to cover the transaction. If you wish to alter your payment method before the cashier scans your QR code, do so before the cashier scans it.

However, Walmart stores have to opt-in to start accepting Venmo in-store. Use the to locate nearby stores and reach out to ask whether they accept Venmo as a payment method.

Venmo is only available in the United States, and the Venmo app will only operate with compatible bank accounts and phone numbers in the United States. You must be able to send and receive SMS/text messages using shortcodes in order to utilize Venmo.

Recommended read: Is it true that Walmart makes keys? 

How to Use Venmo at Walmart Online?

You can also use Venmo to make payments on Walmart.com using your mobile browser or the Venmo app. The following is how it works:

Your Mobile Browsers

Venmo only works with specific PayPal merchants and mobile phone browsers when making an online purchase. Venmo is compatible with Safari on iOS and Google Chrome on Android.

To pay with Venmo at Walmart.com, use your mobile browser to browse and add goods to your cart. When you’re finished, go to the checkout page and choose PayPal as your payment method. To complete the transaction, you will be redirected to the PayPal website. Then, to pay using Venmo, look for the Venmo payment option and touch on it.

Use the Venmo App

Opt in to use Venmo for online purchases by downloading the most recent version of the app. Take the following steps:

  • Navigate to the Buying section of the settings menu.
  • To use Venmo to pay during checkout, tap Enable Mobile Web Purchase or Connect Browsers.
  • Then, using the Venmo app, shop for things on Walmart.com.
  • When you’re through shopping, go to the checkout and tap the Venmo button to finish the transaction.

Can I Get Cash Back from Venmo at Walmart?

Yes, you can get cashback from Venmo at Walmart, but you’ll need to carry your Venmo debit card. Walmart is among the The stores that give the most cash back on debit cards are listed below.. And the good thing is, Walmart doesn’t charge any cash back fees.

Just like many other places where you can get $5 or $10 back in cash, you’ll only be required to buy anything with no minimum purchase. For instance, you can buy a newspaper, a bottle of filtered water, or buy postage stamps to be eligible for cash back at a Walmart store.

After you’ve chosen your item, swipe your card at the cashier or self-checkout counter. A cash back option will display, allowing you to replace the purchase total with the amount of cash back you require.

For example, if you need $50 cash back and you’ve bought discount meat or wonton wrappers for $10, you’ll pay a total of $60. Your transaction will be processed, and the amount is charged to your Venmo balance. The cashier will hand you $50 cash back or you’ll take the cash from the POS machine when using the self-checkout counter.

Walmart’s cash back maximum is $100 per transaction, despite the daily Venmo withdrawal limit of $400. If you want to reach the daily Venmo withdrawal limit, you’ll have to conduct multiple transactions. It’s inconvenient, but it’s worth it if it saves you money on ATM fees.

If that’s too much work, some Walmarts have $10 banknotes are dispensed through ATMs. near the money services desk. Check whether there’s an ATM marked Mastercard, MoneyPass, PULSE, or Cirrus to withdraw money with your Venmo debit card. The fees can cost between $2.50 to $4.

Frugal Reality Takeaway: You can get up to $100 in cash back at Walmart using your Venmo debit card. The Venmo debit card has a daily withdrawal limit of $400, so if you need more than $100 in cash, you’ll have to do several transactions.

Walgreens and CVS are also great places to get cash back, buy money orders, make cheap photocopies, refill ink cartridges, and access fax services nearby.

Recommended read: When does Walmart start selling alcohol and when does it stop?

How do I Get Cash Back from Venmo at a Walmart Store?

At a Walmart store, you can get cash back on your Venmo debit card. When you pay directly from the Venmo app by scanning a QR code, however, you won’t be able to get cash back. So, take your debit card to the checkout counter and complete the following steps:

  • Visit a Walmart shop and make a purchase. There is no minimum purchase requirement to qualify for cash back, so go ahead and buy whatever you like.
  • Take the product to the self-checkout counter and scan it on the machine.
  • After you swipe your Venmo card, you’ll get a cash back prompt.
  • On the Would you desire cash back? section, select Yes. window that prompts.
  • Select or enter the amount of cash back you want.
  • Make a PIN for your Venmo card. If you use your debit card as a credit card, you won’t get any money back.
  • Take money from the cashier or the POS machine.

Walmart doesn’t charge any cash back fees. It’s just one of the convenience services offered to their customers, including wheel alignment, check cashing services, Coinstar machines, Rent a carpet cleaner from Walmart., and many other services.

Walmart also has a generous return policy. For instance, you can Walmart accepts air mattresses for return. within 90-days, while TV returns are eligible within 30 days. In addition, if you have the receipt, you’ll be refunded the same amount in the same payment method used to cover the purchase. For example, if you paid with Venmo, the refund would be posted on your Venmo account.

Recommended Read: Return policy for automobile batteries at Walmart.

How to Transfer Money from Walmart Money Card to Venmo?

Venmo allows you to add multiple cards, including prepaid cards, American Express gift cards are available., MasterCard, Discover, and Visa. The Walmart MoneyCard is either a MasterCard or Visa, which means you can add it to your Venmo mobile app.

To send money from a Walmart prepaid card to Venmo, you must first add the card to your Venmo account.

Follow these steps to add a prepaid debit card to Venmo:

  • Launch the Venmo app and tap the three horizontal lines in the top-left corner of the screen to access the menu.
  • Under Preferences, tap Settings and then Payment methods.
  • At the bottom of the Payment Ways Menu, tap the Add bank or Card link.
  • In the pop-up menu, tap card.
  • Enter the details of your Walmart Card, including the card number, expiration date, security code, and zip code.
  • Add your Walmart Money Card to your Venmo Wallet by tapping Add.

Note from Frugal Reality: Venmo states on its website that the card issuer or Venmo may decline cards due to insufficient funds or fraud prevention concerns. These are the most common reasons for your Walmart Money Card being declined.

Here’s a video showing you how to link your Walmart MoneyCard to Venmo:

You’ll be able to transfer money from your Walmart MoneyCard to Venmo once your card is successfully added. Right now, it appears that you won’t be able to use your Walmart MoneyCard on Venmo, but it never hurts to try!

Recommended reading: Return hours at Walmart.

Can I Split a Payment on Walmart Online?

Yes, you can use two different payment methods on Walmart.com. For example, you have a Walmart gift card that only covers part of the purchase. You can split payment between a gift card, debit card, You have money on your Reliacard., credit card, or another gift card. Pay with the Walmart gift card balance first, then use another payment method registered with your Walmart account to cover the remaining balance.

You can also split payments at the checkout register using a Walmart gift card, EBT or WIC card, cash, check, or other accepted in-store payment methods. Pay with your EBT card or gift card first, then cover the remaining part of the order with Walmart Pay.

Frugal Reality Tip: To split purchases, you can use up to five gift cards and one debit or credit card. Splitting payments with two credit, debit, or prepaid cards is not possible.

Can I Split a Payment at the Walmart Self-Checkout?

Yes, you can split payment at Walmart self-checkout into multiple payments. If your purchase total is $100 and you’ve got a Walmart gift card balance of $60. The machine will deduct the balance from the gift card first and then allow you to cover the remaining $40 with an alternative payment method, like an unexpired debit card or credit card.

Frugal Reality Tip: You can’t split any payment type at Walmart if you use PayPal or Pay with Cash.

What To Do If Venmo Declines A Payment?

If your bank or card issuer refused the transaction, Venmo won’t be able to look into the details or finance it. You can, however, use a alternative payment method, such as a credit card.

After checking with your bank or card provider, you can try paying with Venmo again. Venmo payments may be declined at Walmart for a variety of reasons.

The following are the most common reasons:

  • Your bank or card issuer has declined the transaction (outside of Venmo).
  • The payment has triggered one of Venmos’ automated security flags.

If you’re paying with a bank account, debit card, or credit card, it’s best to contact your bank or card issuer directly.

Is There A Transaction Fee For Venmo Payments At Walmart?

Venmo is a payment method that Walmart accepts in its stores and on its internet. Keep in mind that Venmo can only be used for online payments and purchases on an Android or iOS smartphone.

You can do so by choosing PayPal as your payment method at checkout, then selecting Venmo as your payment method once you arrive at the PayPal page.

You’ll be relieved to find that Walmart does not charge a transaction fee for this transaction, but Venmo does! It charges a usual 3 percent cost for making the payment, but if you pay using a Venmo balance, a debit card, or a bank account, the fee is waived. However, the 3% fee is not waived when using a credit card.

What To Do If Venmo Payment Fails?

If you get an error message after attempting to make a payment on Venmo, your payment most likely failed. As previously stated, a payment can be refused for a variety of reasons.

In that instance, the best thing you can do is contact your credit card provider; they will assist you with this problem.

In most circumstances, any amount deducted is returned to the original payment source automatically. Nonetheless, you are welcome to contact the bank to guarantee that your concerns are immediately addressed.

Even if your Venmo payment was declined, you might still be stuck at the checkout counter. You can pay with any of the following different payment methods that Walmart now accepts:

  • Credit cards including American Express, MasterCard, Discover, and Visa are accepted.
  • MoneyCards, debit cards, ATM cards, and check cards are all accepted at Walmart.
  • MasterCard and credit cards are accepted at Walmart.
  • Walmart gift cards and eGift Cards (gift cards cannot be redeemed for cash or used to purchase more gift cards)
  • PayPal
  • Checks, cash, money orders, and EBT (debit reader must be set to cash)
  • Chase Pay
  • Affirm installment financing
  • Amex Express Checkout

It’s generally a good idea to have several payment options on hand in case one gets denied.

Does Walmart Accept Venmo Summary

Many of the 5,000 Walmart stores accept Venmo as a payment method for in-store and online purchases. So when shopping for the goods to buy on a budget that are the cheapest, you can pay directly from your Venmo mobile app. 

Simply scan a QR code at the register and confirm the purchase to finish the transaction using your Venmo account at Walmart. Choose PayPal and Venmo at the PayPal page for online purchases.

You can also get cash back from Venmo at Walmart, but instead of scanning a QR code, pay with your Venmo debit card. It’s because you can’t get cash back unless you PIN your card. It helps prevent PINless debit card fraud, where someone may try to use a Using a stolen debit card to their benefit. Just purchase anything like shakes and protein powder, indoor succulents, or an For drive-in movies, listen to FM radio. to be eligible for cashback.

The good news is that you can split payments between Walmart.com and Walmart.com. Hence, if your gift card or EBT balance isn’t enough to cover the entire transaction, ask the clerk to split your order into two payments. Pay using your Walmart gift card or EBT card first, then complete the rest of your order with another accepted payment option like Venmo or a debit/credit card.

See our related article: Is Venmo accepted at Target?

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