Does Subway Take EBT SNAP Food Stamps? YES! Accept Online or Subway App?

Going hungry in the most prosperous nation in the world is unacceptable. That’s why the government, through the United States Department of Agriculture, administers the (SNAP) at the state level. 

SNAP’s main purpose is to avoid hunger by supplementing low-income families’ and other disadvantaged groups’ food budgets. It enables them to afford the nutritious nutrients they require to remain healthy and advance in life.

EBT cards are used by state SNAP agencies to transfer SNAP payments and other forms of government assistance to the poor. It prevents beneficiaries from splurging on non-essential food products with their EBT cards.

The SNAP program includes specific guidelines for what you may and cannot buy with your food stamps. For example, you can’t use your EBT card to buy hot or cooked food or indulge on alcoholic beverages, wine, or tobacco goods at the point of sale.

That’s what fast-food joints like Subway sell–hot, ready-to-eat food. Customers can prepare and eat cold goods such sandwiches, bread, salads, and soft drink beverages as part of a balanced meal at Subway. The fast-food restaurant follows the general SNAP guideline, which permits people to take and prepare staple foods at home.

The article explains how to use your EBT card at Subway and how to get the most out of it.

About Subway

Subway is an American fast-food restaurant famous for selling fresh submarine sandwiches, salads, and non-alcoholic beverages. In total, Subway has about 24,600 sub-sandwich shops in the United States. Use the to one of their 24-hour restaurant locations for late-night hunger.

What a perfect place to eat! You’re pretty sure to find a suitable Subway location nearby where you can relax after a long day or work and enjoy a fresh sandwich or salad to rejuvenate and get the energy you need to pursue your financial or life goals. After all, you can’t save $10,000 or build a six-figure nest egg on an empty stomach!

For millions of people in the United States, eating at EBT-approved businesses is a need, especially for the disabled, homeless, and elderly. It’s also for people who can’t cook or don’t have the resources to transport and prepare meals at home. Finding a Subway that accepts food stamps in your area can be life-changing.

Is EBT accepted at Subway?

Short Answer: Subway accepts EBT in some states that participate in the (RMP) and allows SNAP recipients to spend food stamps on restaurant meals. So far, only six states have elaborate RMPs, including Arizona, California, Rhode Island, Michigan, Illinois, and Maryland. Largely, Subway accepts EBT at select locations in California, Arizona, and Rhode Island.

Whether or not you can use food stamps at Subway depends on where you reside and whether or not your state participates in the Restaurant Meals Program. As a result, the issue is less about Subway and more about whether your state uses the RMP to extend SNAP to allow the elderly, homeless, and persons with disabilities to buy hot or prepared meals at the point of sale.

If you live in a state that doesn’t participate in the RMP, some Subway locations may accept EBT for cold food items. However, it’s usually the manager’s decision vs. one of the Employing 14, 15, and 16-year-olds in restaurants. It’s rare to find a Subway that takes EBT outside states without the Restaurant Meals Program.

That said, Subway only accepts EBT cards for in-store purchases. Subway online and the Subway app don’t accept EBT payments. So if you want to order a sandwich or salad online or through the app, you’ll have to pay with another payment method like a Chip-enabled debit/credit card. Alternatively, you can order from other EBT-accepting fast-food establishments that deliver.

Recommended read: EBT-accepting meal delivery kits

What Food Can You Buy at Subway with Food Stamps?

The food you can buy with food stamps at Subway depends on whether you and your state are members of the Restaurant Meals Program. Let’s talk about the Restaurant Meals Program to see what you can and can’t buy with food stamps at Subway.

About RMP

You can only use an EBT card to buy fundamental food items to carry and prepare at home, according to SNAP rules. At the point of sale, you are not permitted to purchase hot or prepared meals such as fast food or deli food.

What about the elderly, homeless, and persons with disabilities who are unable to cook or do not have the means to transport and prepare food at home? Isn’t it true that they’re at a disadvantage? Sure, but they are helped by the restaurant meals program.

The USDA established the Restaurant Meals Program (RMP) to assist low-income people in eating. However, under federal law, each state must decide whether or not to extend SNAP benefits through the Restaurant Meals Program.

Many states refuse to take part in the RMP. Even in the few places where SNAP recipients are permitted to eat out, the program does not apply to all EBT cardholders. To be eligible for the program, you must meet the conditions set forth by your state. The RMP is mostly for individuals with impairments, the homeless, and the disabled who are unable to cook.

As a result, if you live in a state that participates in the Restaurant Meals Program and qualify, you can only use your EBT card to purchase hot or prepared food items at Subway. In states where the restaurant meals program is not available, it may be difficult to find a Subway that accepts EBT. You’ll only be able to buy cold food items that you can carry and prepare at home if you’re lucky enough to discover a Subway that accepts EBT near you.

Here’s a list of cold items that are SNAP-eligible and can be purchased with food stamps at Subway:

  • Bread and cereals
  • Steak, ribs, and ground beef are examples of red meat.
  • Ice cream, cookies, and brownies are examples of desserts.
  • Milk, yogurt, and cheese are examples of dairy products.
  • Fruits and vegetables
  • Salads and cold sandwiches
  • Soft drinks and energy drinks such as Sprite, Red Bull, and Pepsi
  • Sausages, chops, bacon, and tenderloin are examples of pork products.
  • Meat from chickens and other bird products
  • Crackers and chips for a snack.

What Food Can’t You Buy at Subway with Food Stamps?

SNAP does not provide funds for non-essential luxuries. Whether or whether your state participates in the restaurant meals program, there are several goods that food stamps cannot be used to purchase at Subway.

If you use SNAP, you won’t be able to buy the following items at Subway with your benefits:

  • Wine, beer, and liquor are examples of alcoholic beverages.
  • Cigarettes and other tobacco goods

Also, SNAP doesn’t allow you to buy vitamins and medicine, feminine products, household products, cleaning supplies, and pet food when shopping at places like Sam’s Club is a membership club that caters to or With your EBT benefits, go to Costco..

You also won’t get cash back on your EBT card unless you receive other forms of government aid like . But you can Walgreens will give you cash back if you use your debit card. and CVS with a purchase.

Recommended read: Pizza Shops That Take EBT.

Can Subway Accept EBT Online?

No, Subway does not accept EBT over the internet. In addition, EBT payments are not accepted on the Subway app. For in-store purchases, it only accepts EBT. It means you won’t be able to order a sandwich or salad with your EBT card online or through the company’s app.

You can use an alternative payment method like an debit or credit card that hasn’t expired to save your funds for other eligible items. For instance, you can use your EBT card to buy protein powder or bagged ice at SNAP-approved retailers. But, Subway doesn’t accept Apple Pay, Google Pay, PayPal, or Venmo.

Using your EBT card for in-store purchases at Subway is easy. It works like a regular credit card. The only difference is that you can without a PIN, use your debit card, but not your EBT. 

When you meet the requirements for SNAP benefits, your state’s SNAP agency opens an account in your name, into which your money are deposited every month. You’ll be given an EBT card with a 4-digit PIN to make it easier for you to access and spend your food stamp money.

Make it clear to the cashier that you’re using SNAP funds. To authorize the transaction, swipe the card and enter your 4-digit PIN.

It’s always a good practice to check your balance to ensure that you have enough SNAP funds for your shopping. The easiest way to do that is to visit Quest There are ATMs nearby that will give you $10. or call your SNAP agency. 

Have an alternative way with you on a regular basis so you won’t be embarrassed at the cash register if your SNAP funds run out unexpectedly.

Recommended read: EBT-accepting seafood restaurants.

What Subway Stores That Accept EBT Near Me?

Whether you live in a state with or without a restaurant meals program, nearby Subway stores that accept EBT will vary. If your state does not participate in the RMP, you could be lucky to discover a nearby Subway that accepts SNAP funds for cold food products. Fast food establishments that accept EBT are largely concentrated in states that participate in the Restaurant Meals Program.

Whether you live in Arizona, California, or Rhode Island, you can find Subway restaurants that accept EBT. Keep in mind that in order to purchase hot or prepared food at a Subway restaurant, you must be eligible for the RMP.

Subway Stores that Take EBT near me in Arizona

Arizona has a comprehensive RMP, and Subway is one of the fast-food establishments that has been certified to accept EBT in most of the state’s locations. In Arizona, there are approximately 200 Subway locations that accept EBT.

Here’s a list of ten Subway locations in Arizona that accept EBT:

  • Anthem
  • Apache Junction
  • Fountain Hills
  • Gila Bend
  • Rio Roco
  • Temple
  • Tuba City
  • Yuma
  • St. Johns
  • Bullhead City

See all , including their locations, addresses, and contact information.

Subway Stores That Accept EBT near me in California

California has around 2,100 Subways, accounting for roughly 9% of all locations in the country. It’s one of the states having a comprehensive Restaurant Meals Program and a large number of licensed Subway locations.

The following is a list of California counties that participate in the CalFresh RMP:

  • Alameda
  • Los Angeles
  • Orange
  • Santa Cruz
  • San Luis Obispo
  • Riverside
  • Sacramento
  • San Francisco
  • San Diego

To find specific Subway locations that accept EBT in the counties, visit the . Then, select your county and plug the keyword “Subway” into the “retailer/bank name” field.

Subway Stores That Accept EBT near Me in Rhode Island

With an elaborate RPM that allows disadvantaged groups to eat, Rhode Island hasn’t been left behind among the counties that are leading the pack.

Here’s a list of ten Subways in Rhode Island that accept EBT:

  • 614 Pawtucket Avenue, Pawtucket, Rhode Island
  • 258 Post Road, Westerly (within Walmart)
  • 483 Clinton Street, Woonsocket
  • 583 Elmwood Avenue, 2 Kennedy Plaza, 719 Westminster Street, 255 Weybosset Street, Providence
  • 310 Broad Street, Central Falls
  • 962 Cranston Street, Cranston, Rhode Island
  • 104 Broadway, Unit 1A, Newport

What Should I Know Before Applying For SNAP Benefits?

Many variables go into determining who is eligible for SNAP benefits and EBT cards. You can apply for SNAP benefits regardless of your marital or family status if you live in the United States.

SNAP benefits are available to single adults, parents, senior citizens, and working persons.


Your household income and monthly expenses determine your SNAP eligibility. For this operation, you will not be required to provide proof of the amount of money in your bank account.

It could take up to 30 days for your benefits to kick in. You can apply for expedited SNAP benefits if you need them right away.

Gross Monthly Income

The total income of the household before the program deductions is defined as gross monthly income. The gross monthly income must be less than 130 percent of the poverty level to qualify for these benefits.

In the year 2022, the poverty line for a household of three is estimated to be $1,830 a month. You’ll get $2,379 per month if you multiply this number by 130%. This amounts to $28,550 over the course of a year. If a family of three has a gross monthly income of less than this amount, they will be eligible for SNAP benefits.

Keep in mind that this statistic only applies to a three-person family. Families with more members will have a larger number, while families with fewer members will have a lower number.

Net Income

After the deductions, the household’s net income should be at or below the poverty line, according to the figures above. The total of all earned and unearned money is referred to as income. This comprises income received from a variety of sources, including financial assistance, unemployment insurance, child support, and social security, to mention a few.


To secure your eligibility for the program, your family’s assets must also fall below a particular threshold. The assets of a home that does not have an old or disabled member of the family should be less than $2,500. A person who is 60 years old or older is considered elderly. If there is an old or disabled member of the family, the total assets must be equal to or less than $3,750.

Everything in your bank account that may be used to buy food or other essentials is considered an asset. Some non-usable items, such as your car or retirement savings, do not qualify as assets. To assist families in need, a handful of states have made their asset limits more permissive.

Emergency SNAP Benefits

If you have an emergency and need SNAP benefits right away, you can complete an expedited procedure to get them in 7 days.

To be eligible for them, you must meet one of the following three requirements:

  1. Monthly housing expenses are less than income + bank balance.
  2. Monthly earnings of less than $150, and a bank account balance of less than $100
  3. Bank balance of less than $100 for migrant workers

You can get emergency benefits within 7 days if you can show documentation that you meet one of the aforementioned criteria. If you do not receive these benefits while being eligible, you can speak with a DTA supervisor.

Working Conditions

To be considered for SNAP benefits, you do not need to be employed. In other jurisdictions, though, you may be required to begin looking for work or enroll in a job search program within a few months of receiving benefits.


You may be eligible for SNAP benefits even if you are not a US citizen. If you’ve sought for citizenship or a green card, these perks will have no bearing on your application.

When parents without documents have a child born in the United States, the child may be eligible for SNAP benefits.

Home Ownership

You can still qualify for SNAP benefits if you don’t own a house or are homeless. To apply for an EBT card, you do not need to have a permanent address. In fact, if you are homeless, you may be able to claim a tax deduction when applying for SNAP benefits.

Who Is Not Eligible for Snap Benefits?

Even if you satisfy all of the requirements for SNAP benefits, if you fall into certain categories, you may be unable to obtain an EBT card or have limited access to benefits. Those who are on a strike, for example, are not eligible for SNAP benefits.

To be eligible for these benefits, you must also have a documented and legitimate immigration status. If you are a full-time college student, you will also be ineligible for SNAP benefits.

Unemployed and childless people can only receive SNAP benefits for three months every three years. You may not be able to apply for these benefits again for at least three years after they have been exhausted.

Subway Take EBT SNAP Food Stamps Summary

Subway is a great place to get a fresh sandwich or salad with a variety of toppings, with over 24,000 locations across the United States. Fortunately, Subway is one of the SNAP-approved fast-food restaurants in states that participate in the Restaurant Meals Program (RMP) that accept EBT food stamps. As a result, as long as you and your state participate in the RMP, you can spend your SNAP funds at Subway.

Subway does not accept EBT payments online or through its mobile app. In addition, only EBT is accepted in approved Subway restaurants for in-store purchases. But, you can stroll into some Subway locations and use your EBT card.

Local Subways that accept EBT are mostly found in California, Rhode Island, and Arizona. Hence, if you live there and are eligible for the RMP, look through our list to discover a favorite spot. Then eat your sandwich, salad, beverages, and whatever other EBT-eligible products you can find there.

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