Cash App Says Pending Payment Will Deposit Shortly: Fix It!

Millennials are accustomed to utilizing money transfer apps these days. Yet older generations are also starting to use the tools more frequently.

According to a of 9,000 tech-savvy adults in the United States, 69% of Gen Xers and 51% of Boomers use peer-to-peer payment systems at least once a week.

is the most popular cash transfer app, with a whopping 70 million users transacting in 2021. It makes it easier for loved ones to send money to family members and friends.

Despite this, technical and user problems will undoubtedly happen because Cash App is well-liked and practical.

The Cash App Pending Payment will Deposit Soon issue and its implications are among the most common complaints customers have about the Cash App.

Short answer: The pending payment error is probably a user issue or a technical problem. It ranges from a faulty Internet connection to an expired card or a blocked account. Whatever the cause, don’t worry – your money isn’t lost, and in all likelihood, it can be recovered quickly.

Our initial recommendation is to just wait. A backlog of user requests causes the majority of issues, which are gradually rectified. If the issue nevertheless continues, you can get in touch with Cash App customer support via the app.

Although at first it could appear overwhelming, it will help you comprehend why problems happen and how to handle any pending transactions.

What does “Cash App Pending Payment will Deposit Shortly” mean?

If you’ve received a notification saying “Paying with cash via app; depositing soon,” it means that your money is caught somewhere between your bank account and the receiver.

Fear not—your money is still there! Your Cash App’s pending payment is probably buried in a backlog of other transactions that need to clear. After a few hours, the notification normally vanishes, and your money is placed into your account as usual.

You can take action to fix the issue if the notification stays or gets more frequent.

See our guide on the best apps for check cashing without Ingo.

Why is my Cash App Payment Pending Will Deposit Shortly Happening?  

Your Cash App may be pending for a number of reasons, including account security concerns, system maintenance, or server overload, to name a few.

The following are some possible causes of the problem “Cash app payment pending will deposit shortly”:

Internet Disconnection

There’s a good chance your payment process will be placed on hold if your internet connection isn’t working properly, such as the In-gym WiFi is free.. Before sending a payment, always make sure your internet connection is stable to minimize the probability of this happening. Some people like switching between mobile data and their limitless access to the internet at home before transferring, based on whatever connection is faster.

In addition, a bad internet connection can prevent you from moving money from your Cash App to Chime.

Insufficient Funds

Lack of funds in your account could be another cause for the pending status of your payment. Hence, before starting any financial transaction, always make sure you have enough money to finish it.

Do not count funds if they’re from a pending refund. See our article on What to do if I receive money on Cash App at random.

Reached Limit

Unfortunately, Cash App limits everyone who wants to send or receive money. If you’re an unverified Cash App user, you can send up to $250 within seven days and receive up to $1,000 within 30 days. This lower withdrawal limit is enough for most unverified app users.

But, if you want to increase your direct deposit limit, verify your identity using your full name, birth date, and the last 4 digits of your SSN. Then, your weekly limit to send money will be increased to $7500. In addition, your weekly maximum for money received will be unrestricted after you’ve completed the process.

Expired Debit Card

Always make sure that your debit card is valid and has not expired. If you’re utilizing a debit card that has expired, your payment will be pending most of the time until a new card is updated. An expired card can also cause a message saying, “Currently, Cash App cannot link cards..”

Blocked Account

The pending payment error can also appear if your Cash App account is blocked from the platform. It happens for many reasons, including exceeding your spending limit, not verifying your account, or engaging in fraudulent activity.

If you’re denied from the Cash App platform, you’ll need to contact 24-hour banking customer service for help on how to unblock your account.

Virtual Private Network

VPNs are frequently used to increase internet security or conceal your activity from inquisitive eyes. By simulating server activity in a different city or nation, it achieves this.

Nevertheless, in order to use the Cash App, you must be in a certain country. You will receive a message stating that Cash App is not available in your country or that Cash App pending payment will deposit shortly if you attempt to use the service from a nation outside of an authorized zone.

Are you connected to a VPN? Disconnect immediately and try using the app again before transferring money to prevent errors.

Outdated Cash App Version

Cash App is constantly updating to fix bugs and make their user experience more convenient. With that said, always download the latest updates to minimize the likelihood of a money transfer error.

To update the Cash App, open the App on your device and tap “Updates” at the bottom of the screen. The update will be listed if it’s available. You can also uninstall the app and reinstall it, so you’re using the most recent version.

See our guide on the Chime the ATM and ACH direct deposit caps.

How Long Does Cash App Pending Payment Take? 

There’s no fixed time frame on how long this issue occurs. However, it usually takes only a few minutes or even days. For example, if you have a pending direct deposit on Cash App, the money should be in your account within a few minutes.

The transfer of funds, however, could take many days if you have a pending payment to someone else. The same is true for outstanding payments that have been flagged as suspicious or security-related.

Cash App typically needs to take extra safeguards to safeguard your account and funds, which delays the processing of questionable payments. It entails checking the legitimacy of the request as well as the source of the payment.

In the meantime, see our guide on Where can I locally load my Cash App Card for nothing?.

How to Accept Pending Payments on Cash App?

the actions listed here to accept pending payments on Cash App:

• The Cash App should be opened.
• Press the “Activity” tab from the clock icon at the bottom-right corner of your screen.
• Under the “Pending” tab, you’ll see all the pending transactions.
• Click the “Accept” to confirm the pending payments and receive the money to your Cash App wallet.
• Select the “Confirm” button to receive the payment from the user.
• Click “Done” to accept the pending payment on Cash App.

How to Cancel a Pending Transaction on Cash App?

You can cancel orders that haven’t been finished using Cash App.

To cancel a pending transaction on the Cash app, follow these steps:

• First, tap the Activity tab to view all of your Cash App transactions. 
• The next step is to look for the money transaction you want to reverse.
• On the payment, tap. When finished, a menu containing the payment information will appear on your screen.
• Click the… icon, then tap Cancel a Payment.
• Press “OK” to cancel the transaction.

Keep in mind that you may not always have the ability to cancel a pending transaction. In order to get assistance in this circumstance, you must get in touch with the Cash App customer service team.

Additionally, we don’t recommend resending your transaction while it’s in pending status. If the payment goes through, you’ll likely get a double withdrawal, which could leave you in debt or worse.

Cash App Says Pending Payment Will Deposit Shortly Summary

It can be aggravating to work through Cash App’s pending errors. Nevertheless, employing payment applications invariably results in user and technological failures. In most situations, we advise getting in touch with Cash Apps customer care to allay your worries or resolve the issue.

In addition, ensure sure the app is updated and that the software on your device is current. The last resort is to restart your device, open Cash App again, or remove and reinstall the program.

See our guide on Nearby free ATMs for Cash App Card.