A money order is a form of payment that enables you to purchase goods and services not by means of a credit card or a bank account. However, if you receive a money order, it’s helpful to know the best way to deposit it into your bank account.
Consumers often use ATMs to deposit checks and cash into their accounts. It’s easy to find one near you, given there are over . With that said, you might be wondering if there’s a way to put a money order in your bank account late at night via an ATM.
So, can you use an ATM to deposit a money order?
Quick Response: If your bank provides the service, it is possible to deposit a money order from an ATM. Money orders can be deposited using an ATM at several large banks. Each bank, however, has its own set of standard operating practices for providing financial services.
We’ll list the locations close to you that are open right now to deposit money orders.
Can you Deposit a Money Order at an ATM?
Contents
- Can you Deposit a Money Order at an ATM?
- What Banks Allow Money Order Deposits at ATM?
- Can You Mobile Deposit Money Orders?
- What Banks and Credit Unions Allow Mobile Deposit Money Orders?
- What Banks Don’t Allow Mobile Deposit Money Orders?
- What To Do If An ATM Eats Your Money Order?
- Deposit a Money Order at an ATM Summary
Indeed, a number of big banks have ATMs where you can deposit a money order. But bear in mind that every bank has its own procedures and cutting-edge ATM technology.
Moreover, some ATMs are exclusively intended for cash withdrawals and do not accept deposits. Thankfully, many ATMs now accept a variety of money orders, including those sent via USPS, MoneyGram, and Western Union.
A money order can be deposited at an ATM just like a check. As an illustration, sign the money order and adhere to the instructions displayed on the screen. Nevertheless, retail establishments like grocers, gas stations, liquor stores, or Walmart do not accept money orders for deposit; only bank ATMs do.
What Banks Allow Money Order Deposits at ATM?
Even though each national bank has its own set of financial guidelines, many of them still accept money orders at ATMs. But regrettably, because banks interpret money orders like checks, direct deposit funds aren’t immediately accessible.
The following financial institutions put money orders into ATMs:
1. Capital One
Capital One has specializing in credit cards, personal and business loans, checking and savings accounts, cash personal checks, and free notary services. In addition, it has over 2,000 bank ATMs and access to over 70,000 AllPoint ATMs across the country.
Capital One branches have banks open late on weekdays until 5 or 6 pm on weekdays and until 12 pm or 2 pm on Saturdays. In addition, it’s one of the few banks with There are various locations with ATMs that can print $5, $1, $50, and $100 bills..
Availability of Money Order Funds: Based on your checking or savings agreement, you can get $100 to $200 in cash
Time For Money Order to Clear: Next business day
Find a ATM to deposit a money order in the machine.
2. Chase
Chase is one of the most popular banks in the US, with and 16,000 ATMs. It offers a wide range of products and services, including checking and savings accounts, credit cards, cash third-party checks, affordable money orders, mortgages, auto loans, and business banking services.
Depending on the location, the Saturday hours for the bank from 9 am and closes between 2 pm to 4 pm. Chase branch ATMs allow cardholders to withdraw up to $3,000 a day and Give out $10 bills. if needed. However, a non-Chase ATM at a store has a withdrawal limit of up to $1,000.
Availability of Money Order Funds: Based on your checking or savings agreement, you can get $100 to $200 in cash
Time For Money Order to Clear: Next business day
Find a ATM to deposit a money order near me.
See our guide on By appointment, Chase Banks offers complimentary notary services. or walk-in for customers.
3. Citizens Bank
Citizens Bank is a regional bank headquartered in Providence, Rhode Island. It operates and over 3,100 ATMs in 11 states and is committed to providing quality banking products and services to its customers.
Typically, the bank is open Monday through Thursday from 10 am to 5:30 pm and Friday from 10 am to 4:30 pm. From its ATMs, you may withdraw up to $500 every day.
Availability of Money Order Funds: None available
Time For Money Order to Clear: Next business day
Find a ATM that allows money order deposits.
4. Santander
Santander is a global bank with over 650 banking offices and over 2,000 ATMs across the United States. The bank is regarded as a reliable and trusted institution because of its strong financial performance. In addition, its branches offer helpful financial services like replacing expired debit cards or completing a money order.
The majority of Santander stores are open from 9 a.m. to 5 p.m. on weekdays and from 9 a.m. to 1 p.m. on Saturdays. Depending on the card, the maximum ATM withdrawal is between $1,000 and $2,500. Moreover, withdrawal restrictions on debit cards from other nations may vary.
Availability of Money Order Funds: Access to $100 via ATM withdrawal the same day; $225 available the next business day
Time For Money Order to Clear: Within six working days
Find a to deposit a money order in an ATM machine.
See our guide on what one hundred dollars was worth in 1960.
5. TD Bank
TD Bank, a subsidiary of the Toronto-Dominion Bank, is one of the largest banks in North America. It has and 700 ATMs across 16 states.
In addition to checking and savings accounts, mortgages, car loans, Cards with smart chips for use as debit and credit cards, the bank also offers specialty services, including wealth management for income-producing assets and investment services like purchasing and promoting stocks.
TD Bank operates daily from 8 am to 6 pm on weekdays, 9 am to 2 pm on Saturdays, and some On Sunday, banks are open. from 11 am to 3 pm. Its ATMs allow for withdrawals of up to $1,000 per day.
Availability of Money Order Funds: Access to $100 via ATM withdrawal the same day
Time For Money Order to Clear: Next business day
Find a ATM to deposit a money order to clear the next day.
6. Wells Fargo
Wells Fargo is one of the “big four” banks in the US, with and 13,000 ATMs. As a major player in both consumer and commercial banking markets, it’s one of the country’s most respected and successful banks.
The branches offer financial services like having a cashiers check issued, cashing third-party checks, and personal checks being cashed.
On weekdays, Wells Fargo banks are open from 9 am to 5 pm, and on Saturdays, they are open from 9 am to 12 pm. The daily ATM withdrawal limit is $300 and the daily maximum withdrawal limit is $1,500. To request an increase in your withdrawal limit, however, go to or call the Wells Fargo bank in your area.
Availability of Money Order Funds: None available
Time For Money Order to Clear: 1-2 business days
Find a ATM to deposit a money order in your area.
Can You Mobile Deposit Money Orders?
If your bank prohibits ATM deposits, you can still mobile deposit money orders. Visit your local bank or credit union as an alternative if your bank doesn’t permit you to deposit money orders using a mobile app or an ATM.
You can deposit personal checks, company checks, stimulus checks, treasury checks, etc. using the majority of mobile banking apps. International checks, US postal money orders, savings bonds, traveler’s checks not issued by American Express, and cash, however, cannot be deposited through mobile banking apps.
See our guide on the Maximum daily and monthly deposits for chimes.
What Banks and Credit Unions Allow Mobile Deposit Money Orders?
You can use a mobile banking app from the following banks and credit unions to mobile deposit money orders:
- Alliant Credit Union The number of accounts registered in your name determines the mobile deposit cap. When you make a mobile deposit, your daily limit will be displayed beneath the amount field.
- Chase – Mobile deposit limit is $10,000 per day and $25,000 in 30 days, but only available for business and commercial accounts. See our guide on Routing number for Chase and wire transfer information.
- Age and account type affect the Citibank Mobile deposit cap.
- Per account type, Fifth Third Bank Mobile has different deposit limits.
- Deposits made using HSBC Mobile are limited to $4,000 per day for personal accounts, $15,000 per month for advance accounts, and up to $25,000 per month for premier accounts.
- For the majority of accounts, KeyBank has a $5,000 mobile deposit restriction per 30 days and a $10,000 maximum for relationship bank accounts.
- Per account type, the M&T Bank Mobile deposit cap varies.
- A total of ten mobile deposits, or $5,000 per day, are permitted with Mountain America Credit Union (MACU).
- By account type, PenFed Credit Union’s mobile deposit cap varies.
- The daily and 30-day deposit limits for TD Bank Mobile are $1,000 to $2,500 and $2,500 to $6,000 respectively. Depending on the account’s history, it might change.
- Per account type, US Bank Mobile deposit limits differ.
See our guide on Banks and credit cards experience a direct deposit time crunch.
What Banks Don’t Allow Mobile Deposit Money Orders?
Each financial institution has different mobile bank app features.
The following banks do not permit mobile money order deposits:
- Ally Bank
- Bank of America
- Bank BB&T
- BMO Harris
- Federal Credit Union of Chartway
- Connexus Credit Union
- Credit union Navy Federal
- PNC
- Regions Bank
- Santander Bank
- Wells Fargo
Several of these banks do, however, allow ATM deposits for personal, business, and other types of checks.
See our guide on the top apps for check cashing without Ingo.
What To Do If An ATM Eats Your Money Order?
Has the ATM taken all of your money? Although it can be alarming, we offer advice on how to swiftly get it back.
What to do if an ATM accepted your money order is listed below:
- Notify Your Bank Right Away Remain at your current location and get in touch with a bank employee. In most instances, the problem can be fixed by the following working day. After the deposit has been added to your account, your bank will get in touch with you.
- Confirm an Investigation Inquire with the bank about its plans to look into your lost deposit.
- Obtain Evidence and Make Notes Give the time and take a photo of the ATM error screen to stop further problems and delays.
- Reply right away and engage with the bank investigation to find a swift solution.
See our guide for ATM-compatible cash app cards that are free.
Deposit a Money Order at an ATM Summary
If your bank provides the option, you can deposit a money order at an ATM. Money orders can be deposited at a number of national banks, although each bank has its own rules.
As an alternative, several banks also permit mobile money order deposits. Of course, you can deposit money by going to your neighborhood bank or credit union.
Check out our guide on costs for submitting money orders at 711 nearby.
