Can You Deposit a Money Order at an ATM? 6 Places Near Me

A money order is a form of payment that enables you to purchase goods and services without the need for a credit card or a bank account. However, if you receive a money order, it’s helpful to know the best way to deposit it into your bank account.

Consumers often use ATMs to deposit checks and cash into their accounts. It’s easy to find one near you, given there are over . With that said, you might be wondering if there’s a way to put a money order in your bank account late at night via an ATM.

So, can a money order be deposited at an ATM?

Short Answer: If your bank allows it, a money order can be deposited at an ATM. Money orders can be deposited in ATMs at several major banks. Nonetheless, each bank has its own set of conventional financial services regulations and processes.

We’ll tell you where you can deposit money orders near you that are currently open.

Can you Deposit a Money Order at an ATM?

Indeed, several big banks have ATMs where you can deposit a money order. Keep in mind, however, that each bank has its own set of policies and new ATM technology.

Furthermore, some ATMs are simply meant to disburse cash and are not equipped to accept deposits. Many ATMs, fortunately, accept a variety of money orders, including USPS, MoneyGram, and Western Union.

A money order can be deposited at an ATM just like a check. Sign the money order, for example, and follow the instructions on the screen. Money orders, on the other hand, can only be deposited at a bank ATM, not in grocery stores, gas stations, liquor stores, or Walmart.

What Banks Allow Money Order Deposits at ATM?

Despite having different financial policies, many national banks accept money orders at ATMs. Yet, because banks interpret money orders like checks, direct deposit monies are not instantly available.

A money order can be deposited at an ATM by the following banks:

1. Capital One

Capital One has specializing in credit cards, personal and business loans, checking and savings accounts, cash personal checks, and free notary services. In addition, it has over 2,000 bank ATMs and access to over 70,000 AllPoint ATMs across the country.

Capital One branches have banks open late on weekdays until 5 or 6 pm on weekdays and until 12 pm or 2 pm on Saturdays. In addition, it’s one of the few banks with Many locations have ATMs that dispense $5, $1, $50, and $100 bills.

Availability of Money Order Funds: Based on your checking or savings agreement, you can get $100 to $200 in cash
Time For Money Order to Clear: Next business day 

Find a ATM to deposit a money order in the machine.

2. Chase

Chase is one of the most popular banks in the US, with and 16,000 ATMs. It offers a wide range of products and services, including checking and savings accounts, credit cards, cash third-party checks, obtain low-cost money orders, mortgages, auto loans, and business banking services.

Depending on the location, the Saturday banking is available. from 9 am and closes between 2 pm to 4 pm. Chase branch ATMs allow cardholders to withdraw up to $3,000 a day and $10 bills should be distributed. if needed. However, a non-Chase ATM at a store has a withdrawal limit of up to $1,000.

Availability of Money Order Funds: Based on your checking or savings agreement, you can get $100 to $200 in cash
Time For Money Order to Clear: Next business day 

Find a ATM to deposit a money order near me.

See our guide on By appointment, Chase Banks offers complimentary notary services. or walk-in for customers.

3. Citizens Bank

Citizens Bank is a regional bank headquartered in Providence, Rhode Island. It operates and over 3,100 ATMs in 11 states and is committed to providing quality banking products and services to its customers.

Monday through Thursday, the bank is open from 10 a.m. to 5:30 p.m., and Friday from 10 a.m. to 4:30 p.m. On any given day, you can withdraw up to $500.00 from its ATMs.

Availability of Money Order Funds: None available
Time For Money Order to Clear: Next business day 

Find a ATM that allows money order deposits.

4. Santander

Santander is a global bank with over 650 banking offices and over 2,000 ATMs across the United States. The bank is regarded as a reliable and trusted institution because of its strong financial performance. In addition, its branches offer helpful financial services like replacing expired debit cards or filling out a money order.

On weekdays, Santander banking hours are 9 a.m. to 5 p.m., and on Saturdays, 9 a.m. to 1 p.m. The maximum ATM withdrawal ranges from $1,000 to $2,500 depending on the card. Also, different countries’ debit cards may have varying withdrawal restrictions.

Availability of Money Order Funds: Access to $100 via ATM withdrawal the same day; $225 available the next business day
Time For Money Order to Clear: Within six working days

Find a to deposit a money order in an ATM machine.

See our guide on In 1960, how much was a dollar worth?.

5. TD Bank

TD Bank, a subsidiary of the Toronto-Dominion Bank, is one of the largest banks in North America. It has and 700 ATMs across 16 states.

In addition to checking and savings accounts, mortgages, car loans, Cards with smart chips, such as credit cards and debit cards, the bank also offers specialty services, including wealth management for income-producing assets and investment services like Stock purchases and sales.

TD Bank operates daily from 8 am to 6 pm on weekdays, 9 am to 2 pm on Saturdays, and some On Sunday, banks are open. from 11 am to 3 pm. Its ATMs allow for withdrawals of up to $1,000 per day.

Availability of Money Order Funds: Access to $100 via ATM withdrawal the same day
Time For Money Order to Clear: Next business day 

Find a ATM to deposit a money order to clear the next day.

6. Wells Fargo

Wells Fargo is one of the “big four” banks in the US, with and 13,000 ATMs. As a major player in both consumer and commercial banking markets, it’s one of the country’s most respected and successful banks.

The branches offer financial services like obtaining a check from a cashier, cashing third-party checks, and Personal checks are cashed.

On weekdays, Wells Fargo banks are open from 9 a.m. to 5 p.m., and on Saturdays, they are open from 9 a.m. to 12 p.m. A daily withdrawal limit of $1,500 is set, with a daily ATM withdrawal limit of $300. To request a withdrawal limit increase, visit or call your local Wells Fargo bank.

Availability of Money Order Funds: None available
Time For Money Order to Clear: 1-2 business days

Find a ATM to deposit a money order in your area.

https://www.youtube.com/shorts/EWS2Jcj3Rfc

Can You Mobile Deposit Money Orders?

If your bank does not accept ATM deposits, you can use your phone to deposit money orders. If your bank does not enable you to deposit money orders through a mobile app or an ATM, go to a neighboring bank or credit union.

Personal checks, corporate checks, stimulus checks, treasury checks, and other types of checks can all be deposited using most mobile bank apps. International checks, US postal money orders, savings bonds, non-American Express traveler checks, and cash are not accepted by mobile bank apps.

See our guide on the Chime deposit limits are set on a daily and weekly basis.

What Banks and Credit Unions Allow Mobile Deposit Money Orders?

With a mobile banking app, you can deposit money orders at the following credit unions and banks:

  • The mobile deposit limit at Alliant Credit Union is determined by the amount of accounts you have under your name. When you make a mobile deposit, your daily limit will appear underneath the amount box.
  • Chase – Mobile deposit limit is $10,000 per day and $25,000 in 30 days, but only available for business and commercial accounts. See our guide on Wire transfer and Chase routing number information.
  • The maximum amount you can deposit into your Citibank mobile account depends on your account type and age.
  • The mobile deposit limit at Fifth Third Bank varies by account type.
  • Personal accounts have a daily deposit limit of $4,000, a monthly deposit limit of $15,000, and a monthly deposit limit of up to $25,000 for elite accounts.
  • Most KeyBank accounts have a $5,000 mobile deposit limit per 30 days, while relationship bank accounts have a $10,000 limit per 30 days.
  • The mobile deposit limit at M&T Bank varies by account type.
  • Mountain America Credit Union (MACU) will accept $5,000 a day, or ten mobile deposits in total.
  • The mobile deposit limit at PenFed Credit Union varies by account type.
  • The daily deposit limit at TD Bank is $1,000 to $2,500, with a 30-day deposit maximum of $2,500 to $6,000. That may differ depending on how long the account has been active.
  • The mobile deposit limit at US Bank varies by account type.

See our guide on Direct deposit deadlines are approaching for credit cards and banks.

What Banks Don’t Allow Mobile Deposit Money Orders?

Each financial institution’s mobile banking app has its own set of features.

Banks that do not enable mobile deposit of money orders include:

Several of these institutions, however, accept ATM deposits for personal checks, corporate checks, and other items.

See our guide on the Check cashing apps that don’t employ Ingo are the best.

What To Do If An ATM Eats Your Money Order?

Has your money been eaten by the ATM? We have some ways to help you get it back quickly, despite the fact that it can be frightening.

If your money order was taken by an ATM, follow these steps:

  • Notify Your Bank Right Away Stay put and contact a bank representative. In most circumstances, the problem can be resolved the next working day. After the deposit has been credited to your account, your bank will contact you.
  • Confirm an investigation Request confirmation from the bank that it will look into your missing deposit.
  • Provide the time and take a picture of the ATM error screen to avoid further hassles and delays.
  • Act swiftly and collaborate with the bank investigation to quickly fix the issue.

See our guide for Cash app cards that are free to use at ATMs.

Deposit a Money Order at an ATM Summary

If your bank allows it, you can deposit a money order at an ATM. Numerous national banks accept money order deposits through ATMs, however each bank has its own set of rules.

Some banks also offer money order mobile deposits as an alternative. Of course, you can deposit money at your local bank or credit union.

Check out our guide on Fees for putting money orders at a 711 near me.

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