Can I Use My Cash App Debit Card Internationally? [Alternatives]

Cash App is one of the most popular peer-to-peer (P2P) payment apps, with 36 million monthly active users. It’s fifth on the worldwide. PayPal leads the pack with 361 million active users, followed by Google Pay, China’s Alipay, and India’s PhonePe.

Cash App’s impact on sending and receiving money remains undeniable. The app is even for the lowest fees (1.5% fee, minimum $0.25). In addition, it offers flexibility, purchase and sale of stocks, using your bitcoin wallet to trade cryptocurrency, and linking Robinhood, GreenDot, and Chime to your account.

Yet, Cash App users might wish to utilize the program to send money to relatives and friends abroad.

So, is your Cash App debit card usable abroad?

Short Answer: Cash App money cannot be sent internationally. The only countries from which you can send and receive money through the app are the US and the UK. When making purchases with your Cash App debit card, the restriction also holds true.

Our in-depth explanation of the Cash App international transaction costs and Cash App international substitute apps will help you send money internationally.

Can You Send Money Internationally With Cash App?

No, Cash App cannot be used to send money abroad. But, Cash App now allows you to transfer money to friends, family members, and companies in the UK. Keep in mind that the Cash App is only accessible in the US and UK.

When you use Cash App to send money outside of the US, your recipient will get it in GBP. When the payment is created, the currency is then automatically converted to the going market rate.

Cash App offers free international money transfers to pals in the UK. Yet there will undoubtedly be a charge for an immediate transfer.

In addition, Cash App cannot be used outside the US and UK to withdraw money from ATMs. As a result, many global online retailers such as eBay and Amazon do not accept Cash App payments since it cannot be used outside of the countries mentioned.

Find out if Amazon accepts Cash App.

Can I Use My Cash App Debit Card Internationally?

Unfortunately, unless you’re in the UK, you can’t use your Cash App debit card abroad. Although it is a Visa debit card, your Cash App account, which is only functional in the US and the UK, is linked to the card.

However, the benefits of using a Cash App card are still good. For example, you can customize your physical card, withdraw money from App for ATMs and Cash, Cash Boost discounts and rewards, and card transaction cap following validation of $7,000 per transaction per day and $15,000 per month.

Learn how to connect your Cash App account to Netspend.

Does Cash App Work Overseas?

Except for the United Kingdom, Cash App does not function internationally. However, the card is not used outside of the US and UK, including in US territories like Guam, Puerto Rico, the US Virgin Islands, American Samoa, and the Northern Mariana Islands.

To open a , you must be a resident of the United States or the United Kingdom. In addition, you’ll be required to display valid government identification and proof of your residence in either country.

You won’t be able to use Cash App, though, if you choose to relocate outside of the US or the UK or go on vacation there.

Popular countries you cannot use Cash App:

  • Canada
  • France
  • Germany
  • India
  • Jamaica
  • Mexico
  • Pakistan
  • Philippines
  • Puerto Rico
  • Russia

To transfer money from a Reliacard to Cash App, go to our tutorial.

What Are The Cash App International Fees?

When transferring money to or requesting money from friends in the UK using Cash App, there are no foreign transaction fees.

Moreover, Cash App doesn’t charge any fees for international money transfers. Cash App often does not impose monthly fees, fees for sending or receiving money, costs for inactivity, or fees for international transactions.

However, Cash App charges a 1.5% instant transfer from your account to your linked debit card. In addition, there’s a 3% fee to send money from your linked credit card.

See our guide on Hours and fees for Walmart-to-Walmart money transfers.

How Many Countries Use Cash App?

Currently, Cash App can only send and receive money within the United States and the United Kingdom. Automatic conversion and free transfer of the funds from USD to GBP will take place.

List of nations where Cash App is used:

  • (With the exception of Guam, Puerto Rico, the US Virgin Islands, American Samoa, and the Northern Mariana Islands, US territories)
  • United Kingdom

See our guide on length of time for money to be transferred from Chime to Cash App.

Does Cash App Work in Mexico?

Mexico does not support the Cash App. Cash App only functions in the US and UK and not in Mexico due to geo-tracking. Furthermore, your Cash App Visa debit card is not functional outside of the US, UK, and Mexico.

See our guide on the Apple Pay to Cash App money transfer cap.

What Are Cash App International Alternatives?

The fact that Cash App is only available in the United States and the United Kingdom may annoy you. For sending and receiving money internationally, there are alternative online platforms.

Here are some worldwide Cash App substitutes:

Wise

can send money in over 40 different currencies from more than 59 different countries. The platform is one of the most affordable options for international transfers of $7000 or less made from a credit card or bank to another. Wise, however, only offers regular transfers; it does not offer instant transfers.

PayPal

allows you to transfer money to 200 countries. Bank account or PayPal balance transfer fees are 5%, while credit or debit card funding fees are 2.9%. In addition, you must pay a fixed fee for the country you’re sending money to.

Find out if it is possible to send money from Cash App to PayPal.

Revolut

The pre-paid currency card lets you make international payments fee-free in 150 currencies. Transferring money to other Revolut users in the SEPA region in EUR incurs no transfer fees. On the other hand, international payments to non-Revolut users are subject to a fee, depending on the currency and the country you are sending it.

Payoneer

enables deposits into local bank accounts in more than 150 nations. You can also send money for free to other Payoneer members. However, you can be charged up to 2% of the transaction value in addition to bank costs if the recipient does not have Payoneer.

Google Pay

is a P2P payment system that is only accessible in a small number of nations, however it supports NFC payments. Google Pay doesn’t charge for international transfers, but your service provider might charge, so check first.

Paysend

is accessible in more than a hundred nations and carries out automatic currency conversion. No matter how much is transferred, each Paysend transfer fee costs $2.

Regrettably, because the majority of Paysend money transfers are for larger amounts, approval may take up to three days due to the drawn-out review process.

Xoom

Powered by PayPal, money transfer is supported in over 160 countries. Xoom’s biggest advantage is its fast money transfer. However, the fees can be relatively high compared to other money transfer services, especially for small transactions. 

N26

is a full-service online bank in the US that charges no foreign exchange fees. In addition, it offers unlimited free ATM withdrawals in select countries and two free withdrawals at ATMs outside the network. Money transfers overseas are handled by Wise.

ACE Money Transfer 

In more over 100 nations, only a small handful of currencies are supported through money transfer. The service also supports cash pick-up assistance, debit or credit cards, and bank transfers.

Facebook Pay

is suggested as a P2P payment method for sending money over Facebook to friends and relatives. Users can send and receive money from and to the United States, United Kingdom, Canada, Australia, and Europe using a Facebook Messenger bot powered by TransferWise.

See our guide on earning $500 per day from Facebook.

World Remit

In 150 countries, World Remit can send money, and 44 countries can sign up. It offers reasonable transfers with cash pickup and support for mobile wallets. To get your money quickly, World Remit does not, however, allow rapid transactions.

Remitly

permits you to send money abroad to 50 different nations. You can transfer money, for instance, from the US, UK, Canada, Australia, Ireland, Germany, France, Italy, Spain, Austria, Belgium, Finland, Netherlands, Norway, Singapore, Sweden, and other countries.

Only personal transfers are eligible for cash pickup and support for mobile wallets.

XE

If you are from the US, UK, Canada, Europe, Australia, or New Zealand, you can send money to more than 170 countries in more than 60 different currencies. The platform works well for large transfers coming from the US, including those of $1,000 or more. It only provides bank-to-bank transfers, though.

OFX

allows users in the US, UK, Canada, Australia, New Zealand, Singapore, and Hong Kong to send money to 190 countries in 55 different currencies. With phone help for transfers, it’s a fantastic option to send large sums of money above $7000.

OFX solely provides bank-to-bank transfers, just like XE.

Learn if Walmart accepts foreign checks..

Use My Cash App Debit Card Internationally Summary

Cash App only works in the United States and the United Kingdom to send and receive money between the two countries. In addition, Cash App debit cards are also restricted to those two countries. Despite the Cash App limitations, there are several money transfer apps you can send money internationally.

See our guide on why a stranger sent me money using the Cash App.

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