Can I Use My Cash App Debit Card Internationally? [Alternatives]

Cash App is one of the most popular peer-to-peer (P2P) payment apps, with 36 million monthly active users. It’s fifth on the worldwide. PayPal leads the pack with 361 million active users, followed by Google Pay, China’s Alipay, and India’s PhonePe.

Cash App’s impact on sending and receiving money remains undeniable. The app is even for the lowest fees (1.5% fee, minimum $0.25). In addition, it offers flexibility, stock purchases and sales, using your bitcoin wallet to trade cryptocurrency, and linking Robinhood, GreenDot, and Chime to your account.

Cash App users may, however, desire to utilize the app to send money to relatives and friends in other countries.

So, can you use your Cash App debit card outside of the United States?

No, you cannot send Cash App money internationally. Nevertheless, you may only send and receive money from the United States and the United Kingdom using the app. The restriction also applies to transactions made with your Cash App debit card.

Our in-depth article will discuss Cash App international transaction fees as well as Cash App international alternative apps for sending money to others.

Can You Send Money Internationally With Cash App?

Unfortunately, Cash App does not allow you to send money overseas. Cash App, on the other hand, now allows you to transfer and receive money between friends, loved ones, and businesses in the United Kingdom. Note that Cash App is only available in the United States and the United Kingdom.

When you send money outside of the US with Cash App, your recipient will receive the funds in GBP. When the payment is created, the currency is automatically changed to the current market exchange rate.

With friends in the UK, sending money worldwide with Cash App is free. An instant transfer, however, will carry a cost.

In addition, Cash App cannot be used outside the US and UK to withdraw money from ATMs. As a result, many global online retailers such as eBay and Amazon do not accept Cash App payments since it cannot be used outside of the countries mentioned.

Find out if you may use Amazon’s Pay App.

Can I Use My Cash App Debit Card Internationally?

Unless you’re in the United Kingdom, you won’t be able to use your Cash App debit card outside of the UK. Despite the fact that it’s a Visa debit card, it’s tied to your Cash App account, which only works in the United States and the United Kingdom.

However, the benefits of using a Cash App card are still good. For example, you can customize your physical card, withdraw money from App for Cash ATMs, Cash Boost discounts and rewards, and After verification, the card transaction limit is set. of $7,000 per transaction per day and $15,000 per month.

Learn how to connect your Netspend account to the Cash App.

Does Cash App Work Overseas?

Except in the United Kingdom, Cash App does not work outside of the United States. However, the card does not work in US territories such as Guam, Puerto Rico, the US Virgin Islands, American Samoa, or the Northern Mariana Islands, or anywhere outside of the United States and the United Kingdom.

To open a , you must be a resident of the United States or the United Kingdom. In addition, you’ll be required to display valid government identification and proof of your residence in either country.

Nevertheless, if you choose to live or travel outside of the United States or the United Kingdom, you will not be able to utilize Cash App.

Popular countries you cannot use Cash App:

  • Canada
  • France
  • Germany
  • India
  • Jamaica
  • Mexico
  • Pakistan
  • Philippines
  • Puerto Rico
  • Russia

Learn how to transfer money from Reliacard to Cash App in our guide.

What Are The Cash App International Fees?

When transferring or requesting money from pals in the UK, Cash App does not impose international fees.

Also, there are no costs for moving money outside of your zone with Cash App. Monthly fees, fees for sending or receiving money, inactivity fees, and foreign transaction costs are generally not charged by Cash App.

However, Cash App charges a 1.5% instant transfer from your account to your linked debit card. In addition, there’s a 3% fee to send money from your linked credit card.

See our guide on Fees and hours for Walmart2Walmart money transfers.

How Many Countries Use Cash App?

Cash App is currently only available in the United States and the United Kingdom for sending and receiving money. The funds will be converted automatically from USD to GBP and transmitted at no cost.

Cash App is used in the following countries:

  • Guam, Puerto Rico, the US Virgin Islands, American Samoa, and the Northern Mariana Islands are not part of the United States.)
  • United Kingdom

See our guide on How long does it take for money to be transferred from Chime to Cash App?.

Does Cash App Work in Mexico?

In Mexico, the Cash App is not available. Cash App is only available in the United States and the United Kingdom due to geo-tracking. It is not available in Mexico. Also, your Cash App Visa debit card will not work in Mexico or anywhere else outside of the United States and the United Kingdom.

See our guide on the The amount of money you can send from Apple Pay to Cash App is limited..

What Are Cash App International Alternatives?

Cash App is only available in the United States and the British Kingdom, which may be aggravating. There are, however, other internet platforms available for sending and receiving money worldwide.

Here are some worldwide Cash App alternatives:

Wise

may send money in over 40 currencies from over 59 countries. For international bank-to-bank or credit card-to-bank transfers of $7000 or less, the platform is one of the most cost-effective options. Wise, on the other hand, does not offer rapid transfers and only offers regular transfers.

PayPal

allows you to transfer money to 200 countries. Bank account or PayPal balance transfer fees are 5%, while card (debit or credit) funding fees are 2.9%. In addition, you must pay a fixed fee for the country you’re sending money to.

Find out if you can send money from the Cash App to PayPal.

Revolut

The pre-paid currency card lets you make international payments fee-free in 150 currencies. Transferring money to other Revolut users in the SEPA region in EUR incurs no transfer fees. On the other hand, international payments to non-Revolut users are subject to a fee, depending on the currency and the country you are sending it.

Payoneer

Withdrawals to local bank accounts are supported in over 150 countries. You can also send money to other Payoneer users for no charge. If the recipient does not have Payoneer, however, you may be charged up to 2% of the transaction value, plus bank fees.

Google Pay

Although it is only available in a few dozen countries, it can be used to make NFC payments. International transfers using Google Pay are free; however, fees may apply depending on your provider.

Paysend

is available in over 100 countries and converts currencies automatically. Regardless of the amount, each Paysend transfer costs $2.

Because most Paysend money transfers are for larger amounts, approval may take up to three days due to the lengthy review process.

Xoom

Powered by PayPal, money transfer is supported in over 160 countries. Xoom’s biggest advantage is its fast money transfer. However, the fees can be relatively high compared to other money transfer services, especially for small transactions. 

N26

is a full-service online bank in the US that charges no foreign exchange fees. In addition, it offers unlimited free ATM withdrawals in select countries and two free withdrawals at ATMs outside the network. Money transfers overseas are handled by Wise.

ACE Money Transfer 

In over 100 countries, money transfer supports a restricted number of currencies. The program also supports bank transfers, debit or credit cards, and cash pick-up.

Facebook Pay

is a peer-to-peer (P2P) payment system for sending money to friends and family through Facebook. Users can send and receive money from and to the United States, United Kingdom, Canada, Australia, and Europe using a Facebook Messenger bot powered by TransferWise.

See our guide on daily earnings of $500 on Facebook.

World Remit

World Remit is a money transfer service that operates in 150 countries and allows users to sign up in 44 of them. It offers low-cost transfers, as well as cash pickup and mobile wallet compatibility. World Remit, on the other hand, does not allow instant transfers, so you won’t be able to obtain your money right away.

Remitly

allows you to send money to over 50 countries across the world. You can send money from the United States, the United Kingdom, Canada, Australia, Ireland, Germany, France, Italy, Spain, Austria, Belgium, Finland, the Netherlands, Norway, Singapore, and Sweden, for example.

Only personal transfers are eligible for cash pick-up and mobile wallet support.

XE

If you’re from the United States, the United Kingdom, Canada, Europe, Australia, or New Zealand, you may send money to over 170 countries in over 60 currencies. The platform is suitable for large transfers from the United States, such as those of $1000 or more. It does, however, only support bank-to-bank transfers.

OFX

From the United States, the United Kingdom, Canada, Australia, New Zealand, Singapore, and Hong Kong, you can send money to 190 countries in 55 currencies. It’s a good site to send huge sums of money exceeding $7000, and it also provides phone help for transactions.

OFX, like XE, solely allows for bank-to-bank transfers.

Learn if Walmart accepts international cheques for cashing..

Use My Cash App Debit Card Internationally Summary

Cash App only works in the United States and the United Kingdom to send and receive money between the two countries. In addition, Cash App debit cards are also restricted to those two countries. Despite the Cash App limitations, there are several money transfer apps you can send money internationally.

See our guide on why did a complete stranger send me money via Cash App?.

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