8 Car Rental Companies That DON’T Do Credit Checks – NO Credit Cards Required

In the US, owning a car is not inexpensive. Because of this, many budget shoppers choose to take the bus or train instead of paying for a car each month and for upkeep.

But some occasions require long-distance driving, multiple stops, or you live in a rural area with less car ridesharing. The special situations to rent a car include a family fun get-together, business meeting, vacation, or just going out with your family for a weekend away. 

This is where getting a short-term car rental can be useful.

Although different car rental firms may have different requirements, in general, you will only need to have a credit card and a valid driver’s license.

The problem is, don’t have a credit card, or for some reason, you may be unable to pay with a credit card. So although most companies will allow you to rent a car with a debit card, they’ll have to make a hard credit pull to establish your rental risk.

A hard pull check makes your credit score dip a little, and if your credit score is too low, you won’t be able to rent the car. Alternatively, you may be required to put down a large deposit and provide additional documents to verify your identity, such as utility invoices, such as your AT&T Uverse, ADT security bill, or Comcast cable bill.

That’s why finding car companies that don’t do credit checks is a boon for the non-credit-card-holders or the .

What automobile rental agencies do not perform credit checks, then?

The short answer is that top car rental companies like Alamo, Enterprise, Dollar, GetAround, National, Sixt, Toro, and U-Haul don’t run a credit check when you pay with a debit card.

The payment method used ultimately determines whether a car rental business runs a credit check before lending you a car. When you pay with a credit card, almost all automobile rental firms don’t do a credit check.

But, when paying with a debit card, the majority of automobile rental businesses will perform a credit check to assess your creditworthiness and calculate your rental risk. Although typical automobile rental companies don’t have a minimum credit requirement, many people may find that a poor credit score is a deal-breaker.

But, certain businesses, like the ones previously mentioned, won’t perform a credit check even if you pay with a debit card. By not making too many inquiries, you can prevent a quick hit to your credit.

Also, you won’t have to be concerned about being turned down for the rental car due to a bad credit history or unfavorable conditions, including a high security deposit.

However, most businesses have additional rental requirements, such as: to make up for the risk of not performing a credit check.:

  • Several places need a minimum age of 25.+
  • A minimum $100 security deposit is required.
  • Give another form of identification to prove your identity.
  • Disclose travel plans
  • itinerary with tickets while traveling or taking a vacation

What Car Rental Companies Don’t Run Credit Checks?

Almost 90% of automobile rental companies do credit checks to determine the risk of renting to those without credit cards in order to protect themselves from losses. They want to ensure that you have the financial means to cover any losses or additional costs.

The majority of automobile rental companies, however, break the law and rent cars to customers without performing credit checks in an effort to gain their loyalty and increase their sales. But, there can be further limitations.

Here is a list of the best automobile rental companies that don’t run credit checks, take a variety of forms of payment, and might welcome younger customers.

1. Enterprise Rent-A-Car

One of the biggest and most practical automobile rental firms that doesn’t run credit checks is Enterprise Rent-A-Car. In the entire nation, they run about 9,000 home-city locations and about 420 airport locations.

In the event of an accident, theft, or vehicle repair, Enterprise is a good place to rent a replacement vehicle. In most cases, Enterprise Rent-A-Car will take a debit card in place of a credit card without running a credit check if you don’t have one.

Conditions for Renting an Enterprise Vehicle

  • most recent two utility bills
  • When selecting the vehicle, pay the full rental amount and the required security deposit.
  • Your referees
  • a copy of your most recent pay stub
  • Proof of insurance

At some locations, their debit card requirements aren’t so straightforward. Therefore, you should always contact them directly for exact requirements based on your location. Some branches even accept cash or filled-out money orders upon return as your final payment.

Find a nearby to rent a car without a credit check.

2. Advantage Car Rentals

About ten convenient airport locations are run by Advantage Car & Truck Rentals in Atlanta, Charlotte, Dallas, Las Vegas, Miami, Orlando, Nashville, and Tampa.

The business allows debit card payments for pre- and post-rental payments in addition to its competitive daily prices. The fact that Advantage is one of the automobile rental companies that doesn’t check credit when a debit card is used for payment is very crucial.

But, you should have enough money on your debit card to pay the $350 security deposit as well as the rental fees.

Criteria for Advantage Car Rental

  • a current driving license
  • a working credit card
  • your most recent electricity bill, copied
  • copy of your most recent paystub
  • Proof of insurance
  • Security deposit

Find a nearby to pay cash for your final rental cost and a 59 minute grace period.

3. Dollar Car Rental

There are more than 840 Dollar Car Rental sites in the US and Canada that provide car, truck, and crossover rental services. Additionally, it offers support for navigation and operations, ski racks, and child safety seats.

One of the best automobile rental companies, Dollar, doesn’t check the credit of customers who pay with a debit card.

Renters using debit cards must make reservations at least one day in advance. However, you can reserve a premium, convertible, or luxury car less than 24 hours before your departure using a debit card.

Conditions for Renting from Dollar Car

  • legal driving license
  • an additional means of identifying
  • a copy of a return flight ticket valid for the dates and locations of your rental

Find a nearby that gives AAA and military discounts.

4. Alamo Rent-A-Car

Alamo is a reputable car rental company with over 248 locations in the US and about 1,100 locations worldwide. Some of its benefits include accepting cash upon return, renting car seats, late return hours, newer cars with Free USB ports to charge your phone, offering senior discounts, and a loyalty program.

On the list of rental businesses that accept debit cards without running a credit check is Alamo.

Conditions for Renting from Alamo Car

  • legal driving license
  • evidence of a returned ticket
  • a recent copy of your pay stub

Find a nearby open on Sunday that has skip the counter and a 29 minute grace period when the vehicle is returned.

5. National Car Rental

In the US, there are roughly 320 National Car Rental outlets. It offers benefits including skipping the counter, choosing your own car, earning points toward free rental days, flexible one-way rentals, and airport facilities that stay open for delayed customers for up to two hours after the official closing time.

National Car Rental allows customers to rent cars with debit cards without running a credit check. However, it will only accept debit cards bearing a Discover Card, Visa, or MasterCard logo and not a Reliacard loaded with cash.

Conditions for Renting from National

  • evidence that they landed at their rental spot
  • legal driving license
  • your most recent electricity bill, copied
  • a return ticket as evidence
  • Latest paystubs

Find a nearby that lets you pay with a pre-paid Visa, Mastercard, or Amex gift card at the end of the rental.

6. Sixt Rent a Car

Over a century has passed since Sixt Rent a Car first entered the market. Almost 2,000 places exist for it worldwide, with about 200 in the US. It’s a trustworthy business with perks like the ability to add up to nine extra drivers per reservation, unlimited mileage for one-way rentals, renting to those under 25, and no cancellation fees for reservations made to be paid later.

With some limitations, debit cards are accepted at the majority of Sixt Rent a Car locations without a credit check.

Conditions for Renting from Sixt

  • a current driving license
  • For out-of-state employment, documentation of itinerary airline tickets that correspond with your automobile rental schedule
  • two official identification documents
  • two most recent utility bills for residents of the state

Find a nearby for a car rental subscription for a monthly rate, no down payment, swap vehicles, no record on your credit, and cancel at any time. A car subscription will save you from regular car maintenance like flywheel resurfacing and $wheel alignments for $40.

7. U-Haul

U-Haul has been renting vehicles since 1945 and is a top choice for do-it-yourself movers. The company has over 21,000 locations in all 50 states and 10 Canadian provinces. During the , people use U-Haul as car rental alternatives near me, preferably smaller pickup trucks for short drives or even moving old refrigerators to the nearby scrapyard.

Keep in mind; it’s primarily a truck rental business that sells cardboard boxes, rents dollies, buys unused boxes, and installs hitches. It’s ideal for short drives because U-Haul charges per mile and does have unlimited mileage vehicles.

Making a reservation online calls for a credit card, but you can pay with your unexpired debit card or cash at pick-up time without a credit check.

Conditions for Renting from U-Haul

  • You must be at least eighteen.
  • an active driver’s license.
  • There are two ways to ensure that the car will be delivered in good condition.

Find a to find a location with 24-hour car rentals.

8. Turo

Turo is a peer-to-peer carsharing service that enables private vehicle owners to rent out their cars. The company has more than 14 million members, more than 450 vehicles listed, and it operates in more than 56 countries.

It’s easy to rent a car from Turo online or via their mobile app without a credit check. The benefits to using Turo include low price points for compact cars, insurance savings, and even buy stick-shift vehicles.

Rent a car on for ages 25 and under.

What Car Rental Companies Do Credit Checks When Paying With Debit Cards?

Before allowing clients to book with a debit card, about six automobile rental firms perform credit checks to determine the creditworthiness of renters and rental risk.

Avis Rent a Car

In the US, there are roughly 1,500 outlets for Avis vehicle rentals. It is one among the world’s top brands for customer loyalty and is owned by the Avis Budget Group.

does a credit check when using a pin-protected debit card. In addition, drivers must be at least 25, need two forms of identification, and likely be charged a holding fee when booking it.

Things to know about Avis:

  • There is a surcharge for younger drivers at Avis Does Rent to Under 25.
  • Costs per mile While some rental agencies and high-end car companies levies a per-mile fee, the majority of these
  • Pick You Up Certain neighborhood sites within 5 miles of the rental business offer free local pickup and dropoff.
  • Offers AAA Discounts AAA members can receive savings of up to 30% off of Avis’ standard rental pricing.
  • Accepts Temporary Licenses If your temporary driver’s license is unrestricted and valid for the duration of the rental, you can rent a car with it.
  • Fee for Extra Drivers There are fees in some states, at certain ages, and under certain circumstances.
  • Rental Car Discounts – AARP senior discounts, military, AAA, National Guard, corporate, and more.
  • 24/7 Roadside Assistance – Lost your key, and you don’t have a duplicate key, A flat tire might get free air., or need a couple of gallons of gas from a local gas station.
  • Disability Services – Transfer board, panoramic mirror, , and swivel seat with advanced reservation and availability.

For citizens of the United States using credit cards or debit cards at participating businesses, valid driver’s licenses issued by the US are required. Passports or Canadian enhanced licenses must be presented along with a credit card for international travelers.

Age Requirement: 21 years old minimum age, except DC and select Kentucky locations. Renters between 21-24 are required to have a credit card and be assessed a $25 per day surcharge in the US. New York State does have a minimum car renting at 18 with a $44 surcharge per day. 

Debit cards with credit checks are accepted at the majority of Avis locations. For debit card renters, the majority of US Avis car rental outlets will perform a credit check. Be prepared to provide more identification if they can’t assess the renter’s creditworthiness.

A location near an airport will accept a round-trip paper ticket, electronic ticket, or both to and from the airport with a return date; they do not want to see one-way rentals. You can also present a backup form of identity, such as a military ID, utility bill, bank statement, US passport, or car insurance card.

Book a car rental location that does a soft credit check with a debit card.

Budget Car Rental

There are more than 1,400 Budget Car Rental outlets in the US. For the tenant on a tight budget, it began in 1958.

Drivers 25 years of age and older who book a car with a debit card have their credit history checked by Budget.

Things to know about Budget Car Rental:

  • Fastbreak is Free – Budget’s doesn’t cost money lets you skip the long lines at pick up and drop the car off in the designated area and go.
  • Pay Cash You can pay for your Budget rental car with cash, a credit card, or a debit card when you return it.
  • Rents Cargo Vans You can rent moving supplies like car dollies and car carriers, as well as cargo trucks and vans up to 26 feet long.
  • Lets Spouse to Drive Freely Budget permits partners’ spouses to drive the automobile for free. Using a company account, your boss or employee may also drive for free.
  • Pets are Allowed – Housebroken pets can travel in a rental car for no additional fee. But, pet owners will be charged extra for any damage caused by animals, accidents, or cleaning required due to shedding hair. I’d recommend locating a gas station nearby that offers free vacuums or borrowing an carpet extraction for auto detailing to remove the pet hair, so you don’t get charged.
  • The majority of cars have unlimited miles, with the exception of select luxury cars and places that charge per mile.

For residents of the US, a valid driver’s license must be presented together with a credit card or debit card at participating businesses. Passports or Canadian enhanced licenses must be presented along with a credit card for international travelers. Also, you must have a spotless driving record; they may examine it to make sure you match the standards.

Age Requirement: The minimum age to rent a car from Budget is 21 in most states, with the exception of Michigan and New York, where it is 18. Drivers under the age of 25 will be charged an additional fee. In the US, there is no upper age limit; however, some counties impose.

Debit cards with credit checks are accepted at the majority of Budget outlets. For debit card renters, Budget vehicle rental facilities will perform a credit check to assess their creditworthiness. Only major credit cards are accepted, and drivers under the age of 25 are not permitted to prepay with debit cards. When you return the car, the majority of outlets will accept debit cards as your final payment.

Book, a , open on Saturday, and learn the credit check requirements when booking a car.

Hertz

One of the biggest vehicle rental firms in the US, Hertz has more than 1,300 airport facilities. Become one of the over 11 million Hertz Gold Plus Rewards members to enjoy free upgrades and free rental days.

To use a debit card to reserve a car with Hertz, you must be at least 25 years old. When paying with a debit card, Hertz might perform a credit check. Locations at airports will demand two forms of a valid ID and documentation of return travel, including an itinerary.

You can still pay for a rental car with a debit card if you don’t have two forms of valid identification, but you’ll need a credit card to make the reservation.

When making a reservation with a debit card, the deposit can run from $900 to $2,000, which puts a strain on your checking account. It is preferable to hold a reservation using a credit card.

In the end, you can pay for your Hertz car rental with a credit card, Mastercard or Visa debit card, or . 

Age Requirement: In the majority of states and Canada, you must be at least 20 years old to hire a car from Hertz. However, in New York and Michigan, the minimum age to rent is 18, while in Alabama and Nebraska, the minimum age to rent is 19.

Debit cards with credit checks are accepted at the majority of Hertz locations. For debit card renters, the majority of Hertz car rental outlets will perform a credit check to assess their creditworthiness.

There must be enough money on the debit card, store value card, or prepaid card to cover $500 plus the anticipated rental costs.

Sign up for to get a 10% car rental discount. 

Things to know about Hertz:

  • Hertz Electric Car Rental – Rent a Tesla 3 from Hertz starting in November 2021. The fuel costs can be 70% lower than purchasing gasoline or diesel at a station. Plus, they emit no Nitrogen, CO2, and other air pollution. 
  • Pick You Up Free You can be picked up and driven back and forth for free at a Hertz neighborhood location. Within a 15-minute drive, pick-up and drop-off services are offered.
  • Charge a Deposit In addition to the expected rental rate, it levies a holding fee of up to $200.
  • Fee for Mileage While the majority of Hertz vehicles come with free, limitless mileage, some do have a cap and an additional fee if you go over it.
  • Allow Towing Towing is permitted provided the car has a towbar, you have their consent, and the weight and dimensions don’t go over the authorized limits.
  • Fees for Tolls The Toll Day Pass system charges a single daily fee that covers all toll consumption for the duration of the rental. The price of the toll day pass is determined by the state and rental location.
  • Free Cancellations If you don’t show up, there are no cancellation penalties for Pay Later reservations.
  • Price Match Hertz will match a lower online rate that is 10% less expensive than the basic rate.
  • Rents Car Seats The business leases kid and infant car seats, including booster seats and ones for larger children.
  • Accepts Cash You may need to pay a cash deposit while renting a automobile, such as when purchasing insurance.

Book a that checks credit when renting a cart with a debit card.

Thrifty Car Rental

Thrifty car rental has over 470 locations open late in the US and Canada, plus around 600 more worldwide. Hertz and Thrifty have a price match guarantee with each other since the same parent company owns them.

For consumers that pay with a debit card, Thrifty often does a credit check. Nevertheless, if you don’t reserve the automobile using a credit card, the corporation won’t authorize your rental if they can’t assess your creditworthiness.

Things to know about Thrifty:

  • Car Seats Rent a booster seat, kid seat, or one for an infant or child to avoid paying airport baggage fees.
  • Provides government and military car rental discounts and benefits, as well as AAA and AARP savings.
  • Allow Spouse to Drive If the renter is a participant in Thrifty’s Blue Chip programs, spouses may drive at no additional cost. If not, the spouse must be at least 18 years old, pay an extra charge, and possess a current driver’s license. It can also be necessary to investigate the driver’s driving history.
  • Doesn’t Include Insurance Additional insurance can cover things like personal accident insurance, personal effects coverage, and liability insurance supplement, but it is not necessary to buy it.
  • 24/7 Roadside Assistance – Helps get keys made or into your car when locked out.

Thrifty Rental requirements include having a valid driver’s license issued by the US, paying with a credit card or debit card at participating sites, and meeting location-based requirements.

Age Requirement: The minimum age to rent a car from Thrifty is 20, with the exception of Michigan and New York, where the minimum age is 18. Drivers under the age of 25 who use Thrifty will also be charged a Young Renter Charge.

Credit Check with Debit Cards: When paying with a debit card, the majority of Thrifty car rental sites do a credit check to determine your creditworthiness. If your credit request is denied or valid identity is not provided, your application will be rejected.

Find a car rental with a promo code, discount, or online coupon code

Payless Car Rental

Payless Car Rental has about 120 areas that are open on Sunday on four continents. Join the for more savings, special promotions, and a faster booking process at airports and popular destinations. 

It offers Southwest Airlines discounts, AARP, Hyatt, Entertainment, Spirit Airlines, Hilton members, and more. 

At some locations, Payless Car Rental will run a debit card credit check to confirm the assessment of creditworthiness.

Things to know about Payless:

  • With Payless Pay Now prepay pricing off the counter rate, you can save up to 20%. There is a cancellation fee, you must book more than one day in advance, and you must present the same credit card you used to make the reservation.
  • AARP Discount – save 5% on rentals with the promo code: A057400
  • Unlimited Mileage You are not subject to additional mileage fees and can travel wherever and as far as you like.
  • Accepts Prepaid Cards The rental fee must be paid in full at the time of return.

For US citizens, a valid driver’s license issued by the US is required, as well as a credit card or debit card at participating stores.

Payless has a 21-year-old minimum age requirement to rent a car. For an additional $25 per day, renters between the ages of 21 and 24 can rent compact, economy, intermediate, standard, mini vans, and full-sized cars.

Credit Check with Debit Cards: When paying with a debit card, the majority of Payless car rental shops do a credit check to determine your creditworthiness. Additionally, the tenant must present a second valid form of identification.

If your credit request is denied or valid identity is not provided, your application will be rejected. Your debit card will be charged $300 as well as the estimated rental fee. Up to 14 days after the vehicle is returned, the money will be disbursed.

Book a without a credit card using a debit card.  

Silvercar

Silvercar has over 30 US locations that feature no paperwork, no lines, and a premium car rental. It’s a fleet of Audi A4 sedans and Q5 SUVs that feature free Wi-Fi in-car and free premium car seats. The Silvercar and the lets customers reserve, select, and unlock the cars without delay. 

Silvercar claims that when establishing a new account with the Audi car rental program, they typically collect background and credit check information.

Things to know about Silvercar:

  • Pick You Up – They will bring the vehicle to you with contactless car delivery starting at $50 at participating locations. You must book the car at least 48 hours ahead of time. 
  • Unlimited Miles All Audi rentals come with an unlimited number of miles for no additional cost.
  • Silvercar sites only allow round-trip rentals; one-way rentals are not permitted.
  • Personal Rental Car App Skip the counter and start driving right away with the Silvercar app. Once the center console has been unlocked, the Audi key can be found there.
  • Rental cars with Apple CarPlay are available from Audi via a direct USB connection. Your phone, music, contacts, navigation, Siri, and more are all accessible.

For your first rental with Silvercar, you must present a current, US-issued driver’s license. Unless your driver’s license has changed, such as a name change, issuing state, etc., it is a one-time requirement.

Silvercar has a 22-year-old minimum age requirement to rent a vehicle. The one exception is New York, where the legal driving age is 18, although there are additional daily fees of $75.

Silvercar Credit Check: Depending on your services, Silvercar gets your credit check and background information, name, contact information, date of birth, driver’s license or passport information, emergency contact, photograph, credit card number, and more, according to its . 

Rent a using a promo code to save 15% on pricing on your first app-based rental.

What are the Benefits of Renting a Car with a Credit Card vs. Debit Card?

There are disadvantages to using a debit card instead of a credit card while renting a automobile, such as:

  • Additional options: Credit cards are accepted everywhere for car rentals. As a result, while renting with a credit card rather than a debit card, you’ll have a greater selection of rental agencies.
  • Avoid the Security Deposit: When renting with a credit card, no money is taken from your account, but when using a debit card, you’ll need to put down $100+. Before your deposit is returned and money is deposited back into your checking account, it might take several weeks.
  • No Restrictions on Car Types: When renting with a debit card rather than a credit card, certain businesses may restrict you to a certain category of vehicles. For example, you might not be able to hire a high-end SUV or automobile.
  • No Further Evidence Is Necessary: When paying for a rental with a debit card, you will be needed to produce additional identification documents as confirmation of identity and financial stability. All you need to use a credit card is a driver’s license.
  • No Credit Checks: Some companies run a  to manage car rental risk to accept a debit card. You’ll also need to provide at least two forms of ID. Most companies won’t run a credit check when booking with a credit card.
  • Pass up Primary Rental Coverage: As a perk for cardholders, the majority of credit card issuers provide main car rental coverage. Nevertheless, if you pay for your rental using a debit card, you’ll be responsible for paying for your own insurance. Additionally, if you file an accident claim with your own insurance, you run the risk of paying a higher premium.

As a result, whenever renting a car, try to use a credit card. However, if all else fails, you can still rent a car without a credit card.

See our guide on not using a credit card to make a hotel reservation.

Credit Checks for Car Rentals Summary

The majority of automobile rental agencies prefer that you pay with a credit card so that they are protected against unforeseen expenses. The majority of them will still accept a debit card, but in order to assess your rental risk, they’ll need to run a credit check.

Your credit score can suffer as a result of the inquiry. Additionally, if your score is too low, you might be turned away or given less enticing rental conditions.

However, some car rental companies don’t do credit checks when booking with a debit card. Some may even allow you to rent a car with cash, which is a boon if you belong to the . 

Yet there are restrictions when hiring a car using cash or a debit card. You’ll be needed to put down a security deposit and present more documentation to prove your identification and satisfy your current financial condition because the rental firm will be taking on greater risk to earn your business.

While taking debit cards, some locations could even set age restrictions and limitations. Hence, before making a reservation, be sure to check with the company and comprehend all the conditions.

Finally, renting vs. buying a car saves you money on regular car maintenance such as buying a new battery, resurfacing your brake pads, and powder coating rims with scratches.

See our guide on reserving taxis through the Curb app.

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