(5 Causes) Why Venmo Payment Not Showing Up In Bank Account

has never been more well-liked. This financial behemoth enables users to send payments quickly between peers. Moreover, you may link Facebook and Twitter into its distinctive online payment platform to publish your Venmo transaction history on social media.

Venmo continues to innovate its services to stay on top of the competition. Recently, it was Venmo users would soon be able to make purchases directly with Amazon. As a result, the Venmo partnership with Amazon allows it to grow its user base even more in the coming years. However, turn off your public transaction history, so the receiver and Amazon sender is aware of a gift is coming.

Naturally, given the volume, occasionally technical and user faults may happen. For instance, you might discover that your Venmo payment is missing as you complete a transaction.

So why doesn’t your Venmo payment appear in the app?

The short answer is that there are a number of reasons why your Venmo payment is not appearing. A standard transfer option rather than an instant deposit, which takes a few days to process, is one of the most frequent causes of payments not appearing. Venmo or the bank servers may possibly be the cause.

Despite the fact that this can appear concerning, this fast tutorial explains why and how to resolve Venmo payment issues.

Why Venmo Payment Not Showing Up in Bank Account?

In most cases, Venmo provides an easy way to transfer money to friends and loved ones. Nevertheless, it is also understandable to encounter a few issues.

The following are some typical explanations for why your Venmo payment did not appear in your bank account:

1. Haven’t Transferred Yet

Money has not yet been deposited into your bank account. If you’re new to Venmo, you might not be aware that money is automatically saved in your Venmo balance and needs to be manually transferred to your bank account.

The process of transferring money from your Venmo balance to your bank account is straightforward. Using the Venmo mobile app, select the “Manage Balance” option in the menu with the three-dot icon, enter the amount you wish to transfer, and select the bank to ACH the funds.

2. Standard Deposit Instead

You decided to make a standard deposit instead of an Instant Deposit. Venmo offers two options for transferring funds from your Venmo account to your bank account: the Standard Deposit and the Instant Deposit.

Using the Standard Deposit option, Venmo allows free deposits. In some cases, it could take up to a week, but typically it takes two to three business days. Yet, Instant Deposits can happen instantly or take as little as 30 minutes. So, it is the best option if you want to make your transaction promptly and pay a 1.5% transfer charge.

3. Venmo Server Issues

Although it’s uncommon, the Venmo servers may go down from time to time because of its large user base and millions of ongoing transactions. As a result, transactions and payments may process slower than usual. You can check if the Venmo server is down today . 

4. Bank Server Issues

If Venmos servers are up, your bank servers might not be. In other words, the payment will be put on hold if you moved money from your Venmo account to your bank account when the bank systems were down.

The money won’t be misplaced and will be successfully processed once the bank servers are operational once more. For the payment to appear in your bank account, you might have to wait a few hours or more.

But if the prolonged wait concerns you, we recommend contacting your bank for more details. The customer service at On Saturday, banks are open. and Sunday should help you.

5. Venmo Flags Payment

Venmo works continuously works on fraud protection on its app to prevent scams. However, even if your payment is legitimate, it can be flagged by mistake. As a result, your bank transfer will fail and not show up in your account.

If money is taken from your Venmo account but does not appear on your bank statement after a few days, it should return to your Venmo balance.

To resolve Venmo flagged payments or if they frozen your account with money in it, call customer service at (855) 812-4430.

Your account can get flagged due to unusual activity detected from a a retailer that takes Venmo. The system looks for unusual habits, such as using Venmo to pay at Walmart.com for an international location.

See our guide on In your bank statement, how Venmo appears.

How Long For Venmo Payment to Show Up in Bank Account?

You can transfer funds from your Venmo account to your bank account through Standard Deposit or Instant Deposit wire transfer options. Venmo offers free deposits with its Standard Deposit option and a 1.5% fee per transfer for Instant Deposits.

Instant Deposits are wire transfers that arrive at your bank account within 30 minutes and a minimum charge of $0.25 and a maximum charge of $10 per transaction. In contrast, Standard Deposits can take up to three business days to appear in your bank account.

See our guide on Venmo has daily and weekly transfer limits.

What to do if my Venmo Payment is Not Showing Up in my Bank Account?

We understand how worrying it can be when your funds are not successfully transferred. If your Venmo payment is not showing up in your bank account, we first recommend staying calm. It may be caused by a server issue that will delay the ACH money transfer to your bank.

But, if your Venmo payment has been several days without appearing in your bank account, we advise:

  • Call (855) 812-4430 to speak with Venmo customer service.
  • Fill out the
  • For quicker service, use the app’s Venmo chat feature.

Also, you can get in touch with your bank through phone, email, or through its social media pages.

You’ll find many banks open late with customer service support too.

See our guide on utilizing a Venmo balance rather than a bank account.

How Do I Know if my Venmo Payment Went Through?

A Venmo user can verify a Venmo payment went through successfully once they receive a notification and the payment appears in their transactions history feed. The payment will be shown in red on the sender’s account with a minus sign.

Additionally, you may view your complete Venmo transaction history or statement by accessing your Venmo profile from a web browser. Simply click on “Statement” to view your transaction history. However, this feature is not available within the Venmo app.

See our guide on how to use a credit card to Venmo myself.

What Happens if my Venmo Payment Doesn’t Go Through?

Venmo payments that display in the Incomplete or Pending area of your feed indicate that the transaction was unsuccessful. It indicates that you sent money to a phone number or email address that isn’t linked to a functioning Venmo account. The notification might also appear if the recipient hasn’t confirmed their phone number or email address.

The payment method you select will be deducted from your account. The recipient won’t receive the funds, though, until their Venmo account has been validated. In order for the recipient to receive the payment, they must confirm their Venmo account using the phone number and email address you provided throughout the payment procedure.

You can also reverse a Venmo payment by selecting “Take Back” under the “Payments” tab of the “Incomplete” transactions section in the Venmo app.

Why Venmo Lost Connection with Bank Plaid? 

The following are potential explanations as to why Venmo’s connection to bank Plaid was lost:

  • Updating your bank account information
  • Updating the multi-factor authentication settings in your bank
  • outdated Venmo version
  • Security issues

What to do When Venmo Lost Connection With Your Bank?

You can easily detach and reconnect your bank account if your bank’s link to Venmo is lost.

If you want to link your bank account to Venmo, do the following:

  • Register an account with Venmo and have it ready.
  • Tap “Settings” in the Menu section
  • Select “Payment Method”
  • Choose “Insert Bank or Card” and enter your bank routing number details.

For example, see our guides on Chase’s routing numbers, Credit union Navy Federal, Wells Fargo, and when the direct deposit rates increase.

Venmo Payment Not Showing Up In Bank Account Summary

Venmo payments not showing up in the app can be caused by several explanations. The most common reasons include selecting the standard transfer option over an instant deposit wire transfer. As a result, it can take several days to process.

Depending on your transaction method, it may take several days for it to be successfully processed, so we advise you to be patient. If you are concerned about the lengthy wait, you can also get in touch with Venmo customer service or your neighborhood bank.

See our guide on how to use Venmo to pay at Target and receive cash back.

Leave a Comment

Your email address will not be published. Required fields are marked *

Scroll to Top