325+ Stores That Accept Afterpay Near Me – Target?

Recent years have seen a rise in “Buy Now, Pay Later” apps, allowing you to purchase an item and make payments over time. According to reports, of American shoppers have used the installment payment feature this year.

Among the most popular buy now pay later services is . It allows shoppers to make installments on items purchased until they are paid in full, with no credit check, and no interest charged. Afterpay is the cheapest way to borrow money with only a small late fee compared to credit cards, personal loans, locations that cash checks 24 hours a day and payday loans.

Be aware that not all retailers who provide buy now, pay later options accept Afterpay cards.

Thus, if you’re wondering, What stores close to me accept Afterpay? Our exhaustive guide includes a list of local merchants that accept Afterpay as well as practical advice on how it functions at a large number of establishments.

How Does Afterpay Work?

allows you to pay later without interest on purchases you make today. Apple and Android devices can both use the payment platform.

Before you can make your first purchase with Afterpay, you’ll need to provide the necessary information, such as your name, email address, and shipping address. Then you’ll need to link a payment method such as a credit or debit card or bank account.

Once you’ve been approved for Afterpay and your bank account to it, you will be able to make purchases at any store that accepts it.

You have the option to pay for your item in full immediately with Afterpay or in monthly installments. If you would rather pay in installments, the first payment must be made within two weeks of the purchase, and subsequent payments must be made every two weeks. If not, you can pay the first installment immediately and the final three installments over the course of the following six weeks.

See our guide on why your Afterpay account became frozen and how to unfreeze it.

What Stores Take Afterpay?

Are you trying to find businesses that take Afterpay both online and in person? More than 325 US stores are on our list. While there are some brick and mortar establishments that are still closed, we anticipate that a large number of them will soon offer buy now, pay later options.

Once your Afterpay account is incorporated with your credit card, debit card or bank account, then you’re ready to make installment payments on your retail purchases.

List of American retailers who take Afterpay:

Clothing & Accessories

  • Alo
  • American Eagle
  • American Giant
  • Anthropologie
  • ASOS
  • Athleta
  • Avenue
  • AllXNothing
  • Alo Yoga
  • American Eagle
  • Anaconda
  • BCBG
  • Beginning Boutique
  • Beaudazzled
  • Beddy’s
  • Big Blanket
  • Boohoo
  • Banana Republic
  • Bandier
  • BNKR
  • Bras N Things
  • Buckle
  • Calvin Klein
  • Camilla
  • Carhartt
  • Carmen Sol
  • Chinese Laundry
  • Coco & Lola
  • Cotton On
  • Camilla and Marc
  • Inn for Children
  • The Global Market Additional Cost
  • Culture Kings
  • Dia & Co
  • Dillard’s
  • Deon Dane
  • Designer Revival
  • Dolls Kill
  • Draper James
  • DSW
  • Elis Western Clothing
  • Etsy
  • Everlane
  • Fame & Partners
  • Forever 21
  • Forever New
  • Frye
  • Gap
  • Glue Store
  • HelloMolly
  • Honey Birdette
  • Hallenstein Brothers
  • J. Crew
  • Jaanuu
  • Jay Jays
  • JD Sports
  • Johnny Bigg
  • Just Jeans
  • Kivari
  • Levi’s
  • LLivia
  • Lorna Jane
  • Lucky Brand
  • Lululemon
  • Madewell
  • Marc Jacobs
  • Meshki
  • Modibodi
  • Muscle Nation
  • MYER
  • Nasty Gal
  • Nphilanthropy
  • NewChic
  • Manhattan & Company
  • Nordstrom
  • Old Navy
  • Outerknown
  • Outdoor Voices
  • Nasty Gal
  • Pac Sun
  • PatPat
  • Pretty Little Thing
  • Princess Polly
  • Pura Vida
  • Purlisse
  • Ray Ban
  • Reformation
  • Reina Rei
  • Revolve
  • Rebecca Minkoff
  • Rebel
  • Rowie
  • Savage x Fenty
  • Showpo
  • Spyder
  • Sunday Somewhere
  • Sunglass Hut
  • Shock Mansion
  • Suboo
  • SurfStitch
  • Swarovski
  • Target (See our guide on Venmo is accepted by Target both online and offline.)
  • The RealReal
  • The Vault
  • Thinx
  • Thistle & Spire
  • Three Bird Nest
  • Tillys
  • Tommy John
  • Tommy Hilfiger
  • Tipsy Elves
  • True Religion
  • Urban Outfitters
  • Volcom
  • Western Rise
  • Windsor
  • Witchery
  • YD
  • Zaful


  • Allbirds
  • Aquatalia
  • Belk 
  • Billini
  • Birkenstock
  • Crocs
  • DC Shoes
  • DSW
  • DTLR
  • Fila
  • Finishline.com
  • Dr. Martens
  • GOAT
  • Jimmy Choo
  • Merrell
  • Rothy’s
  • Skechers
  • Spring Step Shoes
  • Steve Madden
  • Stride Rite
  • TOMS
  • UGG
  • Wolverine
  • Zappos


  • Boot Junky
  • Old Gringo Boots
  • The Boot Jack
  • yeehawcowboy


  • Adornmonde
  • Brook & York
  • Ettika
  • Everyday Elegance Jewelry
  • Glow Up
  • Krystle Knight Jewelry
  • Lizzy James
  • Nashelle
  • Pandora
  • REEDS Jewelers
  • Sparkle & Jade
  • The Styled Collection
  • Uncommon Goods

Cosmetics & Personal Care

  • Anastasia
  • BH Cosmetics
  • Billionaire Beauties
  • Bodecare
  • Bare Minerals
  • Bobbi Brown Cosmetics
  • Clinique
  • Colourpop
  • E.L.F. Cosmetics
  • Estee Lauder
  • Rihanna Fenty Beauty
  • Fragrance X
  • Glossier
  • ISA Professional
  • Systems by John Paul Mitchell
  • Jurlique
  • Kosas Cosmetics
  • KVD Vegan Beauty
  • Lancome
  • MAC Cosmetics
  • Mr. Supplements
  • Origins
  • Pacifica
  • Physicians Formula
  • Perfume.com
  • Purlisse
  • Rite Aid
  • Shiseido
  • Sigma Beauty
  • Skinstore
  • SugarBearHair
  • Skincare & Makeup by Spf
  • Tarte
  • Tula
  • U Beauty
  • Ulta Beauty
  • Vanity Planet


  • EyeBuyDirect
  • LensCrafters
  • ROC Eyewear

Home Goods & Tools

  • Beyond The Bed
  • Beyond Tools
  • Beddy’s
  • Buy Buy Baby
  • Houzz
  • Lunch Punch
  • Mosaic Weight Blankets
  • Novogratz
  • Perfecto Keto
  • Pottery Barn
  • SensaCalm
  • Sleep & Beyond
  • Sur La Table
  • Vetta
  • Yankee Candle

Sporting Goods

  • Adidas
  • Luxbmx
  • Priority Bicycles
  • Reebok


  • Dick’s Sportswear


  • NAPA Auto Parts
  • Tire Wheels Direct


  • Asivio
  • Brevite
  • Lenovo
  • TNT Cellphone Repair


  • 2nd City Liquidators
  • Bed Threads
  • Best Choice Products
  • Birch Lane
  • Chairish
  • Furniture Online
  • Houzz
  • Joss & Main
  • Lamps.com
  • Landhill Beds
  • Levity
  • Pier 1
  • Tecno Mobil Office and Home
  • Technisport USA
  • The Container Store
  • Wayfair
  • World Market


  • Nectar Sleep
  • Golden Mattress Plus
  • Space Foam
  • Tuft & Needle

See our guide on the Sams Mattress’s policy for returns and Mattress returns at Costco.


  • Klook
  • Priceline


  • Bella Luna Toys
  • Berkshire Baby
  • BlendJet
  • BLYN Toys
  • Blue Kazoo
  • Brain Rich Kids
  • DCU Shop
  • Giant Teddy
  • The Trade Post of Gotham
  • Hoover House
  • SkipHop
  • Swingly
  • Team Sports Gift
  • Store Williams

Art Stores

  • Art Shed Online
  • Art & Craft in Riot
  • Spotlight
  • Typo

Pet Stores

  • Carolina’s Pet
  • Coyote Vest
  • I Heart Dogs
  • Paw Sleep
  • Petnap
  • PetStore.Direct
  • PetSmart
  • Redbubble

Baby Stores

  • Babylist
  • Baby Jogger
  • BuybuyBaby
  • Carter’s
  • Graco
  • Hanna Andersson
  • Little Land
  • Oshkosh
  • Patpat
  • Pipette
  • Inn for Children


  • Motherhood
  • Mama Muse

Scrub Stores

  • Brunt Workwear
  • Hearts Scrubs
  • Jaanuu
  • Love Your Scrubs
  • TiScrubs
  • Workwear

What are the Requirements to Sign Up for Afterpay?

As soon as you download the app to your smartphone, you can easily set up your Afterpay account. It’s vital to remember that in order to set up a new Afterpay account, you must meet a number of prerequisites.

The prerequisites for joining Afterpay are as follows:

  • Must be a citizen of the United States, which includes the District of Columbia and all 50 states.
  • must be of legal age, which is typically 18 years of age in most states and 19 years of age in Alabama and Nebraska for state wards.
  • Must be able to sign contracts that are legally binding.
  • require a working email account.
  • require a working phone number.
  • should give a reliable address for delivery.
  • Must have a valid and accepted payment method linked to your account (domestic debit and credit cards and bank checking accounts.)

See our guide on how to use Cash App to borrow money and the requirements.

What is the Minimum Afterpay Amount to Spend?

There isn’t a minimum purchase requirement for Afterpay at the moment. To offset the fees they must pay to execute your transaction, some store regulations, however, may impose a minimum spending requirement.

We advise customers to inquire about the minimum Afterpay spending requirement before they start buying. Additionally, before you make a purchase, the Afterpay app will display your maximum pre-approval amount.

Does Target Accept Afterpay?

Yes, you can use Afterpay as an interest-free payment option on the Target app and website. Sadly, Target stores do not accept Afterpay. Add the items you want to buy to your online shopping cart, then choose Afterpay to finish the transaction.

See our guide on Online and in-store discounts for students at Target.

Does Nordstrom Take Afterpay?

Yes, Nordstrom accepts Afterpay as an interest-free payment method both in-store and online. Activate the Afterpay Card at the in-store checkout and finish the transaction with Apple Pay or Google Pay. Additionally, you can use an Afterpay card to make purchases at Nordstrom Rack.

Furthermore, Affirm, Klarna, and Zip Pay, previously Quadpay, are accepted at Nordstrom.

Does Zara Take Afterpay?

Both in-store and online, Zara does not accept Afterpay financing. Zara does accept Zip for buy-now, pay-later credit, though. Zip Pay allows you to pay 25% of the total price up front and the remaining 35% over the course of 6 weeks.

In addition, Zara takes Apple Pay, Zara gift cards, credit cards, PayPal, and cash. 

See our guide on the Zara’s online and in-store return policy.

Does Marshalls Take Afterpay?

Yes, Marshalls takes Afterpay in-store. Visit the Afterpay website to create a free account if you are 18 or older and verify your identity with an ID and phone number. You’ll make payments via the Afterpay app or website over four installments. 

Does TJ Maxx Take Afterpay?

Unfortunately, you cannot use Afterpay at TJ Maxx in-store. You can only use Afterpay at TJ Maxx to purchase a . You can purchase a TJ Maxx gift card in a denomination ranging from $5 to $500. 

Instead, TJ Maxx lets customers pay in installments in-store using the Zip buy now pay later program.

TJ Maxx also takes major credit cards, Apple Pay, PayPal, TJX reward credit cards, and TJX Reward Platinum Mastercard.

See our guide on nearby TJ Maxx senior discounts.

Does JCPenney Take Afterpay?

No, neither in-store nor online, JCPenney accepts Afterpay. JCPenney does, however, accept Zip Pay, PayPal Pay, and Klarna. Customers who use these buy-now, pay-later services can spread their payments out over four months.

In addition, JCPenney takes Apple Pay, PayPal, credit cards, cash, and JCPenney gift cards. Plus, you can pay your JCPenney credit card with a personal check, cash, or money order.

See our guide on the best website for cash gift card sales.

Does Old Navy Take Afterpay in-Store?

Yes, Old Navy takes Afterpay in-store and online as an interest-free payment option. At the in-store checkout, activate the Afterpay Card and use Apple Pay or Google Pay to complete the transaction. 

Furthermore, Old Navy accepts the Zip buy-now, pay-later service for monthly payments spread out over a period of six weeks.

Does Hobby Lobby Take Afterpay?

No, Hobby Lobby does not take Afterpay in-store. However, accepts credit cards and Hobby Lobby gift cards online and in-store. In addition, you can use personal checks in-store and PayPal online. 

See our guide on places to purchase gift cards to Hobby Lobby.

Does Rue21 Accept Afterpay?

Yes, Rue21 allows Afterpay for four installment payments for your purchases both in-person and online. Moreover, Rue21 enables you to pay for your purchase using Klarna and Zip Pay interest-free.

Does Nike Take Afterpay?

In the US, Nike does not accept Afterpay. For interest-free buy-now, pay-later installment payments, Nike does accept Klarna.

See our guide on the best way to receive free Nike sneakers by mail online.

Does Sephora Take Afterpay?

Yes, Sephora accepts interest-free Afterpay payments both in-person and online with standard shipping. Moreover, Sephora accepts buy-now, pay-later monthly payments through Klarna.

See our guide on Online price matching and Ulta’s return policy.

Does Victoria’s Secret Take Afterpay?

The buy-now, pay-later Afterpay service is not available at Victoria’s Secret. Victoria’s Secret does, however, accept Klarna’s interest-free installment financing.

See our guide on the Calendar of Victoria Secret sales.

Does Lululemon Take Afterpay?

Absolutely, both in-store and online, Lululemon accepts Afterpay interest-free payments. Lululemon also accepts buy-now, pay-later installment payments through Klarna.

Does Spirit Halloween Take Afterpay?

No, Spirit Halloween does not take Afterpay buy-now, pay-later financing. However, Spirit Halloween does accept Zip interest-free installment payments. Unfortunately, Spirit Halloween not accepting Apple Pay or Google Pay

In addition, Spirit Halloween accepts PayPal, credit cards, and Spencer’s gift cards online.

Does Saks Take Afterpay?

Although they do accept Klarna, Saks does not accept Afterpay in-store. But you can purchase a Saks Fifth Avenue gift card using Afterpay.

Stores That Accept Afterpay Summary

Several retail establishments both online and offline accept Afterpay. Boot, Big, Bedding, Beauty, Bra, Bike, Books, Clothing, Craft, Computer, Children’s, Camera, Designer, Department Store, Designer, Electronic, High-End, Furniture, Fishing, Fabric, Food, Grocery, Sporting Goods, Halloween, Home, Hair, Hobby, Handbag, Hat, Kid, Liquor, Luggage, Luxury, Music, Mattress, Mens, Makeup, Maternity, Nail, Shoe, Pet, RC, Scrub,.

You can start making buy-now, pay-later purchases right away if your Afterpay account is verified and set up.

See our guide on Does Walmart accept AfterPay online or in-store?

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