30+ Places To Get a Cashier’s Check Near Me – Free? Expire? Cancel? Good For?

Many new payment options have debuted in the banking landscape. Think of contactless payment methods like Venmo, Google Pay, Apple Pay, Zelle, PayPal, and Samsung Pay. Before mobile wallets transformed the world into contactless and cardless payments, credit and debit cards with EMV chips pioneered a checkless and cashless economy. For instance, as of 2018, there were over in the US. 

Even though credit cards, debit cards, Reliacards, and mobile wallets are convenient, they have daily spending limits. So in most cases, you cannot use them to make large purchases, like a car or home. That’s where cashier’s checks come in.

Cashiers checks are dependable and perfect for high-value transaction options because they are issued by banks and credit unions. Cashiers checks almost never bounce, unlike personal checks, and are equivalent to cash. That’s because it’s frequently juxtaposed with the name of the financial institution. As a result, the document never bears the payer’s (your) name. Instead, a financial institution confirms that there is enough money on hand to cover the payment before issuing it.

The issuing bank also takes the check’s value and reserves it. Sometimes it needs to be signed by someone other than the teller. As a result, counterfeiting a cashier’s check is difficult. The check can be cashed right away by the recipient after it is issued.

When is a Cashier’s Check Acceptable?

Cashiers checks, however, are exclusively accessible to account holders. Banks and credit unions rarely give out cashier’s checks to non-clients. You must therefore have an open account with a financial institution that has money on hand.

Where then might I find a cashier’s check close by?

The best local sources for cashiers checks are banks and credit unions, to put it briefly. Ally Bank, Bank of America, Capital One, Chase Bank, and Citibank are among the top banks that provide cashiers check services.

Navy Federal Credit Union, Chartway Federal Credit Union, Alliant Credit Union, USAA, and BECU are a few examples of credit unions that accept cashiers checks. institutions that are not banks, such as Mr. Payroll will cash a check that is made payable to you but does not write cashier’s checks.

A few organizations might provide the service to non-clients. When purchasing a cashier’s check, non-account holders, however, frequently pay higher fees.

Where Can I Cash a Cashier’s Check Near Me?

Contents

We’ve researched and compiled a list of top banks and credit unions that offer cashier’s checks. Our list also includes related costs (some are free) for each financial institution, so you can make an informed decision and save money quickly.

1. Ally Bank

An online bank with fintech financial services is Ally Bank. It provides self-directed trading, certified checks, money orders, high-yield CDs, auto loans, vehicle insurance, personal loans, mortgages, Robo portfolios, and forex.

Customer Account Needed: Yes
Ally Bank Cashier’s Check Fees: No fees
Availability: Ally is an online bank, so you can only buy cashier’s checks online or request one via phone

Order a cashier’s check for earnest money from Ally Bank online . 

2. Bank of America

In the US, Bank of America operates about 4,600 banking locations and about 16,200 ATMs. The majority of BOA ATMs permit up to 10 check deposits per day, however only their customers may use the network to make deposits. For same-day credit, the direct deposit deadline is 9 p.m. Eastern time.

Customer Account Needed: Yes
Bank of America Cashier’s Check Fees: No fees for Preferred Rewards members; otherwise, it’s $15
Availability: Inside bank branch and not online

Find a that sells cashier’s checks. 

3. BBVA

BBVA bank has around 650 branches across the south and coasts. The regional bank offers mobile and free online banking, no ATM fees with premium checking, Chip-enabled debit cards, mortgages, lending, and investments. 

Customer Account Needed: Yes
BBVA Cashier’s Check Fees: $10 fee for all account holders
Availability: Inside bank branch and not online

Find a if you lose a cashier’s check purchased from a branch. 

4. Capital One

With more than 750 locations and 39,000 AllPoint and Capital One ATMs, Capital One was listed as the tenth largest bank in the US by assets. Credit cards, checking and savings accounts, as well as numerous personal and business loans are its areas of expertise.

Capital One has thousands of ATMs in the area that print $10 banknotes. 

The daily cap on online cashiers checks is $500,000, with a $250,000 check maximum.

Customer Account Needed: Yes
Capital One Cashier’s Check Fees: $10 fee for all account holders
Availability: At a branch for $10 or online for $20, which covers expedited shipping.

Find a that sells cashier’s checks for car purchases. 

5. Chase Bank

Chase Bank has around 4,700 branches and has thousands of ATMs in the area that can give out $1, $5, $50, and $100. Its banks will cash the following types of checks, including cashier’s, government, payroll, tax, and will personal checks written in cash. Chase serves about half the US households with financial services. 

Customer Account Needed: Yes
Chase Bank Cashier’s Check Fees: No fees for Premier Platinum and Plus account holders; otherwise, it’s $8 for Student Checking and Total Checking account holders
Availability: Inside bank branch and not online

Find a if you need to buy a cashier’s check nearby.  

See our guide on finding the wire transfer with the Chase routing number details. 

6. Citibank

Citibank has over 2,500 branches in the US and over 65,000 ATMs in its network, with hundreds open 24-hours. Its mobile app has banking and services for your unexpired debit card and credit cards. 

Customer Account Needed: Yes
Citibank Cashier’s Check Fees: There are no fees for Citigold and Citi Priority account holders; otherwise, it’s $10 for all other accounts.
Availability: Inside bank branch and not online

Find a if you need a cashier’s check or certified check for closing.  

7. Citizens Bank & Trust

On the east coast, Citizens Bank has more than 3,100 ATMs and about 1,200 branches spread across 11 states.

Customer Account Needed: Yes
Citizens Bank Cashier’s Check Fees: $10 fee for all account holders
Availability: Inside bank branch and not online

Find a that sells cashier’s checks. 

8. Comerica Bank

In Michigan, Arizona, California, Texas, and Florida, Comerica Bank has about 600 locations. It provides checking, credit cards, mobile banking, online brokerage, loans for boats, insurance for condos, boats, mobile homes, and ATVs, as well as credit cards.

Customer Account Needed: Yes
Comerica Cashier’s Check Fees: $10 fee for all account holders
Availability: Inside bank branch and not online

Find a that sells cashier’s checks. 

9. Fidelity

With partner MoneyPass, Fidelity offers more than 50 locations and access to more than 37,000 surcharge-free ATMs. Money markets, checking and savings accounts, IRAs, CDs, mortgage products, and credit cards are among the financial services it offers.

Customer Account Needed: Yes
Fidelity Cashier’s Check Fees: $8 fee for all account holders
Availability: Inside bank branch and not online

Find a that sells cashier’s checks. 

10. Fifth Third Bank

Fifth Third Bank has almost 1,200 branches, over 2,400 bank-owned ATMs, and customer access to over 50,000 free ATMs. In addition, the bank offers consumer checking with a debit card, online bill pay, online banking, identity theft insurance, identity theft protection with daily credit monitoring, and lets customers buy stamps at branches.

Customer Account Needed: Yes
Fifth Third Cashier’s Check Fees: No fees for Citigold and Citi Priority account holders; otherwise, it’s $10 for all other accounts
Availability: Inside bank branch and not online

Find a that sells cashier’s checks. 

11. HSBC

Over 230 HSBC branches provide personal and online banking services such savings, investments, mortgages, credit cards, and loans.

Customer Account Needed: Yes
HSBC Cashier’s Check Fees: No fees for Premier account holders, otherwise varying fees for all other accounts
Availability: Inside bank branch and not online

Find a that sells cashier’s checks. 

12. Huntington Bank

Huntington Bank has over 1,100 full-service branches and more than 1,700 ATMs. Financial services offered include military banking, free checking accounts, student banking, sells gift cards for American Express, insurance, and private banking. 

Customer Account Needed: Yes
Huntington Bank Cashier’s Check Fees: Flat $6 fee for all account holders
Availability: Inside bank branch and not online

Find a that sells cashier’s checks. 

13. KeyBank

KeyBank has almost 1,200 branches across 26 states and 1,600 ATMs. The bank offers bill payment, fund transfer, send money with Zelle, investments, credit cards, order, and cashes personal checks, sells stamps, and more.

Customer Account Needed: Yes
KeyBank Cashier’s Check Fees: No fees for Key Privilege and Privilege Select account holders; otherwise, it’s $8 for all other bank accounts
Availability: Inside bank branch and not online

Find a that sells cashier’s checks. 

14. M&T Bank

In the northeast, M&T Bank has about 800 locations.

Customer Account Needed: Yes
M&T Bank Cashier’s Check Fees: Flat $10 fee for all account holders
Availability: Inside bank branch and not online

Find a that sells cashier’s checks. 

15. PNC Bank

PNC has about 2,300 branches and access to around 18,000 ATMs in the US. The bank offers fiduciary services, FDIC-insured banking services and products, retirement advisory, free notary services for customers, free money orders for account holders, and wealth management for the best income-producing assets. It’s also a location that offers free check cashing without ID if the check was issued from PNC and the account has sufficient funds. 

See our guide on ABA routing numbers for PNC Bank and wire transfers details for each state.

Customer Account Needed: Yes
PNC Cashier’s Check Fees: No fees for Performance and Performance Select account holders; otherwise, it’s $10 for all other bank accounts
Availability: Inside bank branch and not online

Find a that sells bank checks. 

16. Regions Bank

In the US, Regions Bank has more than 1,450 facilities and 1,900 ATMs. The financial institution provides no-fee checking, savings, CDs, money market accounts, reloadable prepaid debit cards, gift and loyalty cards, lines of credit, student loans, cashback rewards, and online banking with bill pay.

Regions Bank also offers secure payment solutions such as Apple Pay, Google Pay, Samsung Pay, LG Pay, Zelle, and click to pay with Visa.

Customer Account Needed: Yes
Regions Bank Cashier’s Check Fees: There are no fees for Key Privilege and Privilege Select account holders; otherwise, it’s $8 for all other bank accounts.
Availability: Inside bank branch and not online

Find a to get a free cashier’s check. 

17. SunTrust (Now Truist & BB&T)

With more than 2,000 ATMs, SunTrust has over 1,400 banks spread across 12 states. As of this writing, Truist is the seventh-largest commercial bank and has deposits of almost $400 billion.

Customer Account Needed: No
SunTrust Cashier’s Check Fees: No fees for Signature Checking, Signature Advantage, or Exclusive Checking accounts; otherwise, it’s $8 for all other bank accounts; $15 for non-SunTrust customers
Availability: Inside bank branch and not online

Find a that gives cashier’s checks without an account.  

18. TD Bank

TD Bank has around 1,300 branches along the east coast with over 700 ATMs that dispense $100, $50, $20, and $5 bills. In addition, it offers student banking, online banking, cross-border financial services, overdraft protection, sells gift cards for Visa., foreign exchange, Sunday hours for notary public at select locations, personal banking, investing services, and commercial banking. 

Customer Account Needed: Yes
TD Bank Cashier’s Check Fees: No fees for Relationship, Private Relationship, Sixty Plus, Premier, Private Premier, Private Tiered, 50 Plus, and Private 50 account holders; otherwise, it’s $8 for all other bank accounts.
Availability: Inside bank branch and not online

Find a that sells cashier’s checks on Sunday.

19. UnionBank

In Washington, Oregon, and California, UnionBank has about 400 locations. Fee-free checking accounts, savings accounts, certificates of deposit (CDs), money markets, mortgage refinancing, education savings accounts, SBA loans, payroll services, insurance services, 401(k) plans, trust services, merchant services, online and mobile banking are all provided by the bank.

Customer Account Needed: Yes
UnionBank Cashier’s Check Fees: Flat $3 fee for all account holders
Availability: Inside bank branch and not online

Find a to purchase a cashier’s check.

20. USAA

For US military personnel, their families, and veterans, USAA offers a variety of financial services.

The financial services company offers checking, early direct deposit, bill pay, reward credit cards, low-rate credit cards, cash back credit cards, auto loans with no prepayment penalty, pre-approved mortgages online, youth banking, motorcycle loans, boat loans, RV loans, and mobile banking. 

Customer Account Needed: Yes
USAA Cashier’s Check Fees: Flat $10 fee for all account holders
Availability: Inside bank branch and not online

Visit a to get a teller check. 

21. US Bank

US Bank has more than 2,000 branches across 40 states with more than 4,800 ATMs that you can deposit cashier’s checks and free third-party audits. In addition, the bank usually makes $200 available using their mobile deposits for check cashing applications; the rest of the funds are likely available the next business day.

Make an appointment to buy a cashier’s check by either logging into the Wells Fargo mobile app, online banking portal, or visiting . 

US Bank is also known for managing and issuing the Reliacard prepaid debit card to deliver your government payments electronically.

Customer Account Needed: Yes
US Bank Cashier’s Check Fees: There are no fees for military service members; otherwise, it’s $10 for all other bank accounts.
Availability: Inside bank branch and not online

Find a that sells treasurer checks. 

22. Wells Fargo

Wells Fargo has over 8,000 branches and around 13,000 ATMs worldwide. As of 2018, Wells Fargo has the and services about one out of three households. Your funds are generally available the same business day if deposited before the cut-off time or non-business day.

See our detailed guide about Online wire transfers with Wells Fargo ABA routing numbers.

Customer Account Needed: Yes
Wells Fargo Cashier’s Check Fees: No fees for Preferred, Portfolio, and Premier checking account holders; otherwise, it’s $10 for all other bank accounts.
Availability: Inside the branch or online for $18

Find a if you need to cancel a cashier’s check purchase from them. 

23. Woodforest National Bank

With over 850 24-hour ATMs, Woodforest National Bank has around 740 locations across 17 states.

It offers financial services including overdraft services, insurance, merchant services, federal tax payments, cheap fax services, make photocopies for $1 per page, money orders cost $2 each, safe deposit boxes, wire transfers, traveler’s checks, temporary personal checks, and coin counting wrappers. 

Customer Account Needed: Yes
Woodforest National Bank Cashier’s Check Fees: Flat $10 fee for all account holders
Availability: Inside bank branch and not online

Find a that offers bank draft checks.

24. Zions Bank

Zions Bank has over 120 branches in Idaho, Utah, and Wyoming. The bank offers money orders, traveler’s cheques, and cashier’s checks with a Premier checking account. 

Customer Account Needed: Yes
Zions Bank Cashier’s Check Fees: No fee cashier’s check with Premier checking account
Availability: Inside bank branch and not online

Find a to get free cashier’s checks.

Where Can I Get a Cashier’s Check Besides a Bank?

Next to a bank, credit unions are inexpensive places to purchase a cashier’s check. Hence, if you belong to a credit union, you could choose to choose affordable financial services.

25. Alliant Credit Union

With more than $14 billion in assets, Alliant Credit Union is a not-for-profit organization owned by its members. In addition, it provides whole life insurance, accidental death insurance, high-rate savings accounts, supplemental savings, kids savings, home equity lines of credit, automobile buying services, RV loans, SEP IRAs, trust accounts, and more.

Customer Account Needed: Yes
Alliant Credit Union Cashier’s Check Fees: No fees for customers
Availability: Inside bank branch or request online

Find a that sells cashier’s checks. 

26. BECU

BECU is a credit union created for Boeing employees. It’s a not-for-profit co-op that offers free checking, no maintenance fees, and no minimum balance with the era of direct deposits between midnight to 2 am PST. 

Customer Account Needed: Yes
BECU Cashier’s Check Fees: $5 fee
Availability: Inside the bank branch or call to have a cashier’s check mailed to you.

Find a to purchase a cashier’s check.

27. Chartway Federal Credit Union

With more than 30 locations in Texas, Utah, and Virginia, Chartway Federal Credit Union is a nonprofit organization. With more than 190,000 members, it is worth $2.5 billion. Telephone, mobile, online, and video banking are just a few of the traditional and technological financial services that the full-service credit union provides.

Customer Account Needed: Yes
Chartway Federal Credit Union Cashier’s Check Fees: $3 fee
Availability: Inside bank branch and not online

Find a for a place to get a cashier’s check near me.

28. Navy Federal Credit Union

Around 350 locations of Navy Federal Credit Union provide services like cheap money orders, free checking accounts, savings accounts, money market accounts, CDs, IRAs, and access to more than 30,000 ATMs.

The Routing number for Navy Federal Credit Union is 256074974 for all states.

Customer Account Needed: Yes
Navy Federal Credit Union Cashier’s Check Fees: $5 fee
Availability: Inside bank branch and not online

Find a to get a cashier’s check near me.

29. Northrop Grumman Federal Credit Union

With about 30,000 surge-free ATMs, Northrop Grumman Federal Credit Union has 24 locations across 7 states. About 5,500 7-Eleven convenience outlets with cooperative ATMs are available.

Customer Account Needed: Yes
Northrop Grumman Federal Credit Union Cashier’s Check Fees: $5 fee
Availability: Inside bank branch and not online

Find a to get a cashier’s check nearby. 

30. PenFed Credit Union

PenFed Credit Union has 50 branches with over 2 million members worldwide. The bank offers free checking accounts, personal loans, auto loans, home equity, Machines to count coins for free for members, 24/7 online banking, and more.

Customer Account Needed: Yes
PenFed Credit Union Cashier’s Check Fees: No fees for customers
Availability: Inside bank branch and not online

Find a to get a certified check.

31. Tucson Federal Credit Union

Tucson school staff and their families can take advantage of Tucson Federal Credit Union’s seven branches in Arizona.

Customer Account Needed: Yes
Tucson Federal Credit Union Cashier’s Check Fees: $3 fees
Availability: Inside bank branch and not online

Order a cashier’s check for earnest money from here.

What Grocery Stores Sell Cashier’s Checks?

You may be able to cash a cashier’s check at a grocery store, and it’s worth noting that grocery stores don’t sell cashier’s checks. It can only be purchased from a bank or credit union.

As an alternative to cashier’s checks, you can buy large money orders at most grocery stores, like Publix, Walmart, and CVS. completing money orders are similar to cashier’s checks but are often cheaper and easier to buy.

Money orders, however, can only be used for modest transactions of $500 or less. You’ll have to buy more if you need more cash. As an illustration, the daily limit for money orders is 3,000.

Grocery stores are among the best locations around to purchase money orders, but you can also find them at convenience stores, liquor stores, Western Union, MoneyGram service centers, and the post office for up to $3,000 per day.

What Banks Offer Cashier’s Checks To Non-Customers?

Account holders at financial institutions typically use cashier’s checks. As a result, there aren’t many banks that provide this service to those without bank accounts.

Nonetheless, if you need to make a significant payment but don’t have a bank account that is open, don’t worry. In some banks, you can purchase a cashier’s check without having an account. SunTrust bank is one of the greatest sites to find a cashier without a bank account.

In 12 states, SunTrust has about 1,400 banks. One can be purchased offline, not online, in a bank branch.

To gain access to financial services, simply open a fresh checking or savings account at a bank or credit union. As an alternative, you can purchase a money order because most places, including Walmart, don’t require you to have a bank account.

What Places Cash Cashier’s Checks Near Me?

There are several locations close by where you can cash a cashier’s check. While some require a fee, others provide free cashier check cashing services.

Banks and Credit Unions

The best place to cash a cashier’s check without incurring additional fees is at your bank or credit union. Expect to pay some fees for the service, though, if you’re not a member or customer.

You’ll also be obligated to produce a photo ID, so make sure to carry it. Members and customers, however, can cash a cashier’s check free of charge.

Check-Cashing Stores

You can also cash your cashier’s check by going to a cash checking store. Mr. The most expensive locations to cash a cashier’s check are Payroll, Quick Cash, and Moneytree.

Besides convenience, most cash checking stores accept all types of checks, including government, payroll, stimulus, tax refund, and more. So it’s unlikely for the outlets to turn you away. However, financial services at 24-hour check-cashing stores are often expensive. So it’s the worst choice if lead frugal everyday living.

Walmart

With nearly 5,000 locations across the country, Walmart is the best unbanked option to buy a cashier’s check nearby. The Payroll is also accepted at Walmart money centers., government, tax, and insurance settlement checks. 

Walmart, however, only offers cashier’s checks for amounts under $5,000. Walmart will therefore charge between $3 and $6 per transaction, depending on the face value of your check.

What Does a Real Cashier’s Check Look Like?

You can spot fake cashier’s checks and avoid being conned by knowing what a genuine one looks like. The name of the payee is printed on a genuine cashier’s check. If the payee field is empty or the phone number of the issuing bank is absent, the document is false and invalid.

What Happens if you Deposit a Fake Cashier’s Check?

Cashiers checks are one of the safest methods of payment, yet fraud situations can still happen. Your bank will revoke the deposit from your account if you become a victim and deposit a phony cashier’s check.

Your financial institution will anticipate repayment if you have already taken out some or all of the money. Finding the payer and demanding payment from them for the fake check is your only option.

Report the incident right away so that the institution can flag the account if you believe you have received a fake check. Also, they’ll keep an eye on your account for any strange activity and take appropriate action.

Unfortunately, it can be difficult to catch up with a con artist. Since most fraudsters operate internationally, it becomes considerably more challenging if the bank took a while to spot the fraudulent activities.

How can I prevent depositing a fraudulent cashier’s check?

  • When taking cashier’s checks, exercise extreme caution.
  • Refuse expensive checks you’re uncomfortable accepting.
  • Deal only with reputable payers
  • To ensure their authenticity, always accept cashier’s checks from nearby or local banks.

Where to Get a Cashier’s Check on Sunday? 

On weekdays, it’s simple to locate a cashier’s check. What occurs, however, if you require one on the weekends when most banks are closed?

Can a cashier’s check really be obtained on a Sunday? Yes is the quick response.

Here are some of the top locations that are open right now and even on Sundays to purchase a cashier’s check close to me.

Wells Fargo

Grocery stores house many of its branches. Thus it is simple to obtain a cashier’s check on Sunday at Wells Fargo grocery outlets. Prior to visiting the branch, nevertheless, make sure to ascertain their business hours.

See our guide on your Wells Fargo routing number’s location.

Banks

Financial services are typically available on Sunday at Walmart-affiliated banks. On Sunday between 10 am and 2 pm, the in-store banks are likely to provide cash checking services. To be sure of the business’s hours, it’s best to call ahead.

A list of banks where you can obtain a cashier’s check on Sunday is provided below:

  • in Walmart stores, Academy Bank Midwest
  • American Savings Bank
  • Armed Forces Bank 
  • Crest Savings Bank
  • IBC Bank
  • TD Bank 
  • Valley National Bank

If you want to cash a cashier’s check on Sunday, your best bet is to find a Nearby 24-hour check-cashing establishment.

What are Cashier’s Check Alternatives?

If cashier’s checks are not an option for you, think about other ways to send a sizable payment. Certified checks, personal checks, money orders, wire transfers, direct ABA routing, and ACH transfers are popular alternatives to cashiers checks.

What’s the Difference Between an Official Check vs. Cashier’s Check?

Between cashier’s checks and official checks, there is no distinction. An official check issued by a bank or credit union that ensures the receiver will always get a certain amount of money is referred to as either word. The institution does this by setting aside money before writing a cheque.

Once more, there is no distinction between a cashier’s check and a treasurer’s check. Each one alludes to a check that the financial institution has drawn and guaranteed.

What’s the Difference Between a Personal Check vs. a Cashier’s Check?

Personal checks are issued by an individual, as the name suggests. When the check is cashed, the money is taken directly from the drawer’s checking account to cover the payment. A personal check must be endorsed by both the payer and the payee.

On the other hand, a cashier’s check will be issued by a bank or credit union, and the teller or cashier will frequently sign it as their endorsement. The payment to the beneficiary is guaranteed by the issuing institution.

What’s the Difference Between Cashier’s Check vs. Money Order?

Money orders are available in the majority of locations that provide money services, but banks and credit unions only offer cashiers checks. Because banks often aren’t open on weekends or 24/7, it can be difficult to obtain a cashier’s check.

You may immediately purchase a money order from a convenience store, grocery store, drugstore, or post office for less than $2.

Money orders often have a limit of $500 or up to $1000, despite cashiers checks having larger maximum limitations.

What’s the Difference Between Cashier’s Check vs. a Certified Check?

A cashier’s check or a certified check may be issued by banks and credit unions. On the issuer’s checking account, a certified check is typically drawn, though. Their bank account is debited with the necessary funds to make the payment. A certified check, then, carries the name and signature of the one who issued it.

In contrast, a cashier’s check is drawn only against the funds of the financial institution issuing it, and the teller or cashier typically signs it. But once more, the payment is ensured because funds are set aside before the check is written.

Several organizations do provide both certified checks and free cashiers checks. Conversely, in other locations, a cashier’s check costs $10 to $20 and a certified check might cost up to $15.

Can You Cancel a Cashier’s Check After it’s Been Deposited?

Yes, you are allowed to cancel a cashier’s check if it has been lost, stolen, or if you think there has been fraud. But you must notify the issuing institutions right away so that they can flag it and monitor the account for any irregularities.

Do Cashier’s Checks Have An Expiration Date?

While the majority of organizations include the check’s expiration date on it, some banks also provide a deadline for when the funds are guaranteed. The cashier’s check is still good if the issuing business is still open if it doesn’t have an expiration date.

The cashier check’s validity period for items with an expiration date can be 60, 90, or even 180 days. Yet, since the checks are typically paid right away, expiration shouldn’t be a problem.

Where to Get a Free Cashier’s Check?

Most banks provide free cashiers checks to account holders as a benefit, depending on the type of checking account you have.

Here is a list of the top locations nearby where you can acquire a free cashier’s check:

  • Ally
  • Bank of America
  • Chase
  • Citibank
  • Fifth Third
  • HSBC
  • KeyBank
  • PNC
  • Regions
  • SunTrust
  • TD Bank
  • US Bank
  • Wells Fargo
  • Alliant
  • PenFed

Where Can I Get a Cashier’s Check Near Me Summary

While many businesses are restricted to issuing money orders of up to $1000, there isn’t a limit to the amount to get a cashier’s check. So although it may be nearly impossible to buy a cashier’s check for six figures or seven figures, there are some limits.

Therefore, for large-dollar transactions, cashiers checks are the best choice. They are safer than other payment options like cash payments, for starters. You won’t have to manage huge sums of money. The money you want to send or receive will instead be represented by the document.

Additionally, the checks are drawn against the funds of the institution and bear the name of the issuing bank or credit union. As a result, before the cashier or teller signs the form to authorize it, the financial institution confirms the availability of the requested funds. Cashiers checks ensure that the recipient will receive the specified amount, unlike personal checks that may bounce due to insufficient funds.

Rightly so, this is a reliable mode of receiving and sending payments. Though it’s more cumbersome than contactless payments like Apple Pay, Venmo, Google Pay, and PayPal, it allows for higher dollar amounts.

Keep in mind that only banks and credit unions allow you to purchase cashier checks. The good news is that depending on the type of account, the majority of financial institutions have numerous branches that provide customers with free money services.

Leave a Comment

Your email address will not be published. Required fields are marked *

Scroll to Top